A short-term loan is a type of borrowing that is typically repaid over a short period, often within a few weeks to a few months. These loans are designed to provide quick access to funds for immediate needs such as unexpected expenses or cash flow gaps. They are often used by individuals to cover temporary financial needs until they can secure longer-term financing. Insta Personal Loan offered by Bajaj Finance is a great way to get the funds you need as quickly as possible, for a short-term.
Features of short-term loans in Kolkata
Here are the features of our Insta Personal Loan that make it an ideal choice to manage your short-term expenses:
- Quick disbursal: You can get the funds in as little as 30 minutes**.
- Flexible repayment: You can pick a convenient repayment tenure ranging from 6 months to 63 months.
- Pre-approved offers: Check your offer using just the mobile number and OTP.
- Minimal to no documentation: Select customers may be able to get the funds without any paperwork.
Eligibility criteria for a short-term personal loan in Kolkata
Since Insta Personal Loan offers pre-approved offers to existing customers and pre-assigned limits to new customers, you do not need to check eligibility criteria separately. You can click on the CHECK OFFER button on this page to see if you have a pre-approved offer.
Know about out the eligibility criteria and documents required for our Insta Personal Loan.
Documents required for a short-term personal loan in Kolkata
Select customers can get our Insta Personal Loan without any paperwork. However, it is a good idea to keep the following documents handy when you apply for a loan:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
Utility bill of electricity and piped gas
Interest rates and charges applicable on a short-term personal loan in Kolkata
If you are looking for a short-term loan to manage your expenses, it is necessary to consider all the fees and charges associated with it. Check the Insta Loan interest rates before proceeding with your application.
How to apply for a short-term personal loan in Kolkata
You only need to follow the below steps to get our Insta Personal Loan.
- Click on ‘CHECK OFFER’ on this page.
- Enter your 10-digit mobile number and OTP.
- Go with the pre-assigned limit or choose a different loan amount.
- Choose a repayment tenure that suits you best.
- Click on ‘PROCEED’ to complete the online process.
The online process may differ depending on whether you are a new customer or have an existing relationship with us.
Conclusion
In conclusion, a short-term loan like Insta Personal Loan from Bajaj Finance provides a quick and convenient way to access funds for immediate needs. With features such as quick disbursal, flexible repayment options, and minimal documentation requirements, it is an ideal choice for managing short-term expenses in Kolkata. Whether you are an existing customer or new to Bajaj Finance, the application process is simple and hassle-free, ensuring you get the funds you need when you need them.
Check your Insta Personal Loan offer
*Terms and conditions apply.
