Pregnancy Complications Cover

Several health-related complications can take place during a pregnancy. These maternity complications may need prompt medical attention and may also incur higher expenditure. Get insurance for conditions like ectopic pregnancy and gestational diabetes with Pregnancy Complications Cover from Bajaj Finserv.

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  • Plan Details

    Pregnancy Complications Cover offers coverage of up to Rs. 50,000 at just Rs. 499 per annum. Make the payment from any of your preferred online payment modes.

  • What’s Covered

    Here are the conditions covered under this plan.

    Gestational diabetes: The diagnosis must be confirmed by a laboratory and a clinical confirmation of pregnancy induced diabetes is also required.

    Ectopic pregnancy: The diagnosis must be confirmed by Ultrasound or CT Scan.

    Here are more details on what’s covered under this plan:

  • Hospitalization Expenses

    Hospitalisation expenses

    This plan covers expenses up to Rs. 50,000 for specified pregnancy complications.

  • Diagnostic Tests

    Diagnostic tests

    The plan covers costs of diagnostic tests before or during hospitalisation.

  • Doctor's Fees

    Doctor’s fee

    The plan offers coverage for doctor’s fee before, during, and after hospitalisation.

  • Medication


    The plan covers the cost of medicines bought before, during and after hospitalisation.

  • Medical expenses

    Medical expenses

    The plan offers coverage for medical expenditure incurred 15 days before and after hospitalisation due to specified pregnancy complications.

  • Treatment charges

    Treatment charges

    The plan covers charges of hospital room rent, ICU, blood transfusion, doctor’s fees, medicines and tests.

  • Hospital Room Rent

    Hospital room rent

    This coverage includes daily hospital room rent up to Rs. 1,000 per day for normal room and Rs. 2,000 per day for ICU. All other charges will be in accordance with the room rent restriction.

  • What’s not Covered

    Here are some of the exclusions under this policy:

  • Hospitalization Within First 30 Days

    Hospitalisation within first 30 days

    The insurance for complications during pregnancy is not applicable if the insured person is hospitalised due to maternity complications within the first 30 days of the policy period.

  • Hospitalization For Other Reasons

    Hospitalisation for other reasons

    This policy is not valid for any other conditions, except treatment or hospitalisation due to the specified maternity complications.

  • To read the full list of exclusions, please download the policy brochure here.

How to Apply

You can apply for the Pregnancy Complications Cover online in three easy steps:

  1. Fill in the online application form with basic details such as name, date of birth, and mobile number.
  2. Authenticate your purchase by entering the OTP received on your registered phone number.
  3. Complete the purchase by paying the premium via mobile wallet, credit card/debit card, or any other preferred mode of payment.

How to Process a Claim

To raise a claim, you can contact the insurer through one of the following ways:

Contact Us

For queries related to the policy, please write to us on email at

Disclaimer - "Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products."

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