Published Dec 17, 2025 4 Min Read

Payment failed but amount deducted PNB Metlife Insurance bill paid on Bajaj Finserv

Experiencing a payment failure can be frustrating, especially when the amount has been deducted from your account. If this happens while paying your PNB Metlife Insurance bill via Bajaj Finserv, do not panic.

Steps to resolve payment failures:

  1. Check your transaction history: Log in to the Bajaj Finserv app and navigate to the ‘Transaction History’ section to verify the payment status.
  2. Contact Bajaj Finserv support: Use the in-app support option or call customer care to report the issue. Provide your transaction ID for faster resolution.
  3. Monitor your bank account: Typically, refunds for failed payments are processed within 7–10 working days. If the refund is delayed, escalate the issue with Bajaj Finserv and your bank.

Pro-tip: Always save the transaction confirmation or screenshot for reference when reporting payment failures.

PNB Metlife Insurance Bill status not updated after payment through Bajaj Pay

Sometimes, even after successful payment, your PNB Metlife Insurance bill status may not reflect the update. This can occur due to technical delays or system errors.

To resolve this:

  1. Verify the payment receipt: Check for a confirmation email or SMS from Bajaj Finserv.
  2. Contact PNB Metlife customer service: Share the payment receipt and request an update on your policy status.
  3. Raise an online query: Use Bajaj Finserv’s app to lodge a complaint under the ‘Support’ section.

Pro-tip: Enable notifications for instant updates on payment status changes.

OTP delay when paying PNB Metlife Insurance bill via Bajaj Finserv app

OTP delays can hinder timely payments, especially close to the due date. Here is how you can manage this issue:

  1. Check network connectivity: Ensure your mobile network is stable and capable of receiving SMS.
  2. Resend OTP: Use the ‘Resend OTP’ option in the app to generate a new code.
  3. Contact support: If the OTP delay persists, report the issue to Bajaj Finserv’s helpline.

Pro-tip: Set up auto-pay instructions to avoid OTP-related delays entirely.

Wallet amount not refunded after failed PNB Metlife Insurance payment

If a failed payment results in the deduction of funds from your Bajaj Finserv wallet, follow these steps:

  1. Check wallet balance: Navigate to the ‘Wallet’ section in the app to verify the refund status.
  2. Contact Bajaj Finserv support: Raise a refund request with your transaction ID.
  3. Monitor refund timelines: Refunds are typically processed within 7 working days.

Pro-tip: Regularly update the Bajaj Finserv app to avoid wallet-related glitches.

Cannot fetch PNB Metlife Insurance bill on Bajaj App with account number

If you are unable to fetch your PNB Metlife Insurance bill using your account number, follow these steps:

  1. Verify account details: Ensure you have entered the correct account number and customer ID.
  2. Check app updates: Update the Bajaj Finserv app to the latest version for optimal functionality.
  3. Contact customer support: Use the in-app support feature to report the issue.

Pro-tip: Save your account details in the app for faster bill retrieval next time.

Cannot download PNB Metlife Insurance bill receipt after paying

Downloading your payment receipt is essential for record-keeping. If you encounter issues, here is what you can do:

  1. Retry download: Use the ‘Download Receipt’ option in the app.
  2. Check storage permissions: Ensure the app has permission to save files on your device.
  3. Request email receipt: Contact Bajaj Finserv support to email the receipt to your registered email ID.

Pro-tip: Enable auto-email settings for receipts when making payments.

App freezes when paying PNB Metlife Insurance bill via Bajaj Finserv

Technical glitches like app freezing can disrupt your payment process. Resolve this issue by:

  1. Clearing cache: Go to your device settings, locate the Bajaj Finserv app, and clear the cache.
  2. Restarting the app: Close and reopen the app to refresh its functionality.
  3. Reinstalling the app: If the issue persists, uninstall and reinstall the app.

Pro-tip: Ensure your device has sufficient storage and is running the latest OS version.

Cashback not credited after PNB Metlife Insurance bill payment via Bajaj App

Cashback offers are a great incentive, but delays can occur. Here is how to track and claim your cashback:

  1. Check offer terms: Ensure you meet all eligibility criteria for the cashback offer.
  2. Verify transaction details: Check the ‘Rewards’ section in the app for pending cashback.
  3. Contact support: Raise a query with Bajaj Finserv’s customer care team.

Pro-tip: Regularly review ongoing offers to maximise rewards on your payments.

Overcharged on PNB Metlife Insurance after paying via Bajaj Finserv – why?

If you notice overcharges, it could be due to incorrect billing or system errors. Resolve this by:

  1. Review your bill details: Compare the amount paid with your policy statement.
  2. Contact PNB Metlife support: Report the discrepancy with your payment receipt.
  3. Raise a dispute: Use Bajaj Finserv’s app to lodge a complaint under the ‘Disputes’ section.

Pro-tip: Always cross-check your bill amount before confirming payment.

How to raise a PNB Metlife Insurance complaint if paid but service is not updated

To raise a complaint, follow these steps:

  1. Access the ‘Support’ section: Log in to the Bajaj Finserv app and navigate to the support feature.
  2. Provide payment details: Share your transaction ID and payment receipt for verification.
  3. Follow up: Monitor your complaint status in the app and escalate if necessary.

Pro-tip: Maintain a record of all communications for future reference.

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Frequently Asked Questions

How long does it take for failed Tata AIA insurance payments to be refunded to my account?

Refunds for failed Tata AIA insurance payments typically take 7–10 business days, depending on the verification process by Bajaj Finserv and Tata AIA. You can track the refund status on Bajaj Finserv’s BBPS platform or contact their customer support for updates.

Can I schedule automatic Tata AIA Insurance payments through Bajaj Finserv?

Yes, Bajaj Finserv allows you to schedule automatic payments for Tata AIA premiums using the BBPS platform. This feature ensures timely payments, reducing the risk of policy lapses. Simply enable auto-pay and link your preferred payment method during the setup process.

What payment methods are available for Tata AIA payments on Bajaj Finserv?

Bajaj Finserv supports multiple payment methods for Tata AIA premiums, including debit cards, credit cards, net banking, and UPI transactions. These options provide flexibility and convenience for users.

What should I do if I enter an incorrect Tata AIA customer ID during payment?

If you enter an incorrect Tata AIA customer ID, immediately contact Bajaj Finserv support to raise a correction request. Provide the accurate customer ID and transaction details to resolve the issue. Additionally, notify Tata AIA Life Insurance to ensure the payment is credited to the correct policy.

What makes Bajaj Finserv more reliable than other payment platforms for Tata AIA payments?

Bajaj Finserv’s BBPS platform stands out due to its secure payment gateway, user-friendly interface, and prompt customer support. The platform also offers features like auto-pay scheduling, real-time refund tracking, and chatbot assistance, making it a trusted choice for Tata AIA insurance payments.

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Bajaj Finserv App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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