Personal Loan in Tasgaon

Personal Loan in Tasgaon

Check your eligibility for personal loan in Tasgaon with your phone and OTP - no branch visit needed.
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Loan Types

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FAQs

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₹40,000 -�?50 Lakh

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Need a simple way to handle expenses in Tasgaon? Whether you're planning a wedding, funding education, or managing a medical bill, a Bajaj Finserv Personal Loan gives you quick access to funds without stress. Check your offer online and get money in your account within a short time. You can also check if you already have a pre-approved offer in Tasgaon. The process is 100% digital, with no need to visit a branch.


✅  Check your pre-approved loan offer in Tasgaon with phone number and OTP → Apply online in 5 minutes → Receive funds within 24 hours*.


Know more about our personal loan and its features.

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Features and benefits of personal loan in Tasgaon

Getting a personal loan in Tasgaon is more than just quick cash—it’s a smart way to handle life’s expenses without stress. Here’s why it could work perfectly for you:

  • No collateral required – You won’t need to pledge your gold, home, or savings. It’s completely unsecured—borrow confidently with zero risk to your assets.
  • Instant approval – Skip the long forms and waiting time. Just apply online and get loan approval in as little as 5 minutes*.
  • Flexible repayment tenure – Pick a repayment plan that suits your monthly budget. You can choose a tenure of up to 96 months.
  • Competitive interest rates – Your EMIs won’t burn a hole in your pocket. Rates are competitive and based on your credit profile.
  • Pre-approved offers: You can check if you have a pre-approved offer for a personal loan in Tasgaon with just your phone number and OTP.
  • Multi-purpose usage – Planning a trip, paying for school, hosting a wedding, or renovating your home? You decide how to spend the funds.
  • Minimal documentation – Just a few basic documents and you're good to go. The process is smooth, simple, and fully online.

Uses of personal loan in Tasgaon

Need funds for something important or unexpected? A personal loan in Tasgaon gives you the freedom to handle life’s big moments—without putting a pause on your plans. Here’s how you can make the most of it:
 

  • Travel – Always wanted to take that dream trip? With a personal loan for travel, you can explore new places without stressing over upfront expenses.
  • Weddings – Big day coming up? Use a personal loan for wedding to cover venue costs, jewellery, outfits, and more—so you can just focus on the celebration.
  • Education – Whether you’re planning to upskill or send your child for higher studies, a personal loan for education covers everything from fees to books and accommodation
  • Medical emergencies – Don’t let unexpected health issues drain your savings. A personal loan for medical emergency ensures you get timely help without delays.
  • Home improvements – Need a makeover for your home? From repairs to redecorating, a personal loan for home expenses gives you the funds to refresh your space.
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Eligibility criteria and documents for personal loan in Tasgaon

You can easily get the funds you need with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 650 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years or younger, at the end of the loan tenure.

  • Documents required for personal loan in Tasgaon

    Here is a list of documents required for a personal loan that you can keep handy when applying:
     

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Phone bill
    • Real-time image / photograph
    • Ration card

    Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Interest rate on personal loan in Tasgaon

Interest rates for a personal loan in Tasgaon vary based on factors like your income, credit score, and the loan amount you need.Learn more about the personal loan interest rate.

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How to apply for personal loan in Tasgaon

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

    Our representative will contact you for further steps.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

• Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
• Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
• Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.472% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000