Independence day offers on Mortgage loan

<p>Every year, Independence Day brings not only a sense of pride and patriotism but also an opportunity for individuals to take charge of their financial independence. Financial institutions across India mark this occasion by rolling out exclusive festive offers on a wide range of lending products, including<strong> </strong>mortgage loans. These special offers are designed to make borrowing more affordable, rewarding, and accessible, encouraging people to unlock the value of their properties to fulfill personal or business goals.</p><br><h2>What are mortgage loan offers for Independence Day?</h2><p>Independence Day mortgage loan offers are special schemes designed to provide individuals with easy access to funds against their property during the festive season. These offers cater to various needs, such as home renovations, wedding expenses, medical emergencies, or education.</p><p>Bajaj Finserv <a href=""https://www.bajajfinserv.in/loan-against-property"">Loan Against Property</a> is a standout product in this category, offering loans up to Rs. 10.50 crore with competitive interest rates and flexible repayment options. Whether you are a salaried professional or a self-employed individual, these festive offers are tailored to meet your financial goals seamlessly.</p><h2>&nbsp;</h2><h2>Why choose a mortgage loan during Independence Day?</h2><p>Opting for a mortgage loan during Independence Day comes with several advantages, including:</p><ul><li><strong>Access to large funds:</strong> You can avail of loans up to Rs. 10.50 crore to cover significant expenses like home renovations, weddings, or medical emergencies.</li><li><strong>Competitive interest rates:</strong> Get <a href=""https://www.bajajfinserv.in/loan-against-property-fees-and-interest-rates"">loan against property Interest rates</a> starting at 9%* p.a. ensure affordable repayment options.</li><li><strong>Flexible tenure:</strong> You can choose a repayment period of up to 15 years based on your financial convenience.</li><li><strong>Quick approvals:</strong> Get funds approved within 72 hours*, ensuring you can meet your festive needs without delays.</li><li><strong>No end-use restrictions:</strong> Use the loan for personal or business purposes, such as redecorating your home or expanding your business.</li><li><strong>Transparent charges:</strong> Enjoy clarity in fees and charges, including no foreclosure or part-prepayment penalties under certain conditions.</li></ul><h2>&nbsp;</h2><h2>Eligibility criteria for festive mortgage loan offers for Independence Day</h2><p>To apply for a Bajaj Finserv Loan Against Property, you need to meet the following eligibility requirements:</p><p>-Nationality: You must be an Indian citizen residing in India with property in a city we operate in.</p><p>-Age:&nbsp;Minimum age: 25 years (18 years for non-financial property owners)<br>-Maximum age: 85 years (including non-financial property owners)<br>*Age of the individual applicant/ co-applicant at the time of loan maturity.<br>*Higher age of co-applicant may be considered up to 95 years basis 2nd generation (legal heir) meeting age norms and to be taken as co-applicant on loan structure.</p><p>-CIBIL Score: A CIBIL Score of 700 or higher is ideal to get an approved loan against property.</p><p>-Occupation: Salaried, self-employed professionals like doctors, and self-employed non-professionals are eligible to apply.</p><h2>&nbsp;</h2><h2>Documents required to apply for a mortgage loan</h2><p>Applying for a mortgage loan is simple and requires minimal documentation. Here is a list of essential documents:</p><ul><li>Proof of identity/ residence&nbsp;-&nbsp;Aadhaar/ passport/ voter’s ID/ driving license/ letter from NPR/ NREGA job card</li><li>If your current address is not the same as the OVD document provided, please share any of the listed DOVD documents. <a href=""https://dynbanners.bajajfinserv.in/TnC/KYC_DOCUMENTATION?pimcore_preview=true&_dc=1731484659303"">Click here to view the documents</a>.</li><li>Proof of income</li><li>Property-related documents</li><li>Proof of business (for self-employed applicants), and</li><li>Account statements for the last 6 months</li></ul><h2>&nbsp;</h2><h2>How to apply for a mortgage loan?</h2><p>Applying for a mortgage loan online is quick and hassle-free. Follow these steps to get started:</p><ol><li>Click on “APPLY” button on loan against property page on our website.</li><li>Enter your 10 digit mobile number and OTP.</li><li>Fill in the application form with your Personal Details, Business/Employment/Professional details, Property details and proceed.</li><li>Enter your loan amount that you need, choose from our three loan variants- Flexi term loan, Flexi Hybrid Term Loan, and Term loan.</li><li>Choose the repayment tenure - You can select tenure option of 12 month to 180 month and click on proceed.e.</li></ol><h2>&nbsp;</h2><h2>Benefits of choosing festive mortgage loan offers</h2><p>Here are some key benefits of opting for a Bajaj Finserv Loan Against Property during the Independence Day festival:</p><ul><li><strong>Interest-only EMIs:</strong> With a Flexi Hybrid Loan, <a href=""https://www.bajajfinserv.in/loan-against-property?sso-module=adp&dynamic-redirection=false&dynamic-redirection=false"">get interest-only EMIs during the initial tenure</a>, reducing your financial burden.</li><li><strong>High loan amount:</strong> Avail funds up to Rs. 10.50 crore for major festive expenses.</li><li><strong>Customised solutions:</strong> Loans can be tailored for personal needs like weddings, education, or medical emergencies.</li><li><strong>Minimal documentation:</strong> Enjoy a hassle-free application process with fewer paperwork requirements.</li><li><strong>Quick approvals:</strong> Receive funds within 72 hours* to meet urgent festive needs.</li></ul><h2>&nbsp;</h2><h2>Conclusion</h2><p>Independence Day is the perfect time to celebrate freedom and embrace new opportunities. Bajaj Finserv Loan Against Property empowers you to turn your property into financial support for festive needs like home renovations, weddings, or medical emergencies. With attractive interest rates, flexible repayment options, and quick approvals, these mortgage loan offers are tailored to make your celebrations stress-free.</p><p>Explore Bajaj Finserv Loan Against Property today and make this Independence Day truly special with financial independence! <a href=""https://www.bajajfinserv.in/loan-against-property?sso-module=adp&dynamic-redirection=false&dynamic-redirection=false"">Get loan of up to Rs. 10.50 Crore* against your property within 72 hours* of the approval</a>.</p><p><br>&nbsp;</p>