Published Dec 17, 2025 4 Min Read

Payment failed but amount deducted Max Life Insurance bill paid on Bajaj Finserv

Encountering a failed payment where the amount is deducted can be frustrating. If this happens, follow these steps to address the issue:

  1. Check your transaction status:
    Log in to your Bajaj Finserv account using your registered mobile number. Navigate to the payment history section to verify whether the transaction is marked as successful, pending, or failed.
  2. Contact customer support:
    If the payment status shows as failed, reach out to Bajaj Finserv’s customer care through the app or hotline. Provide details such as the transaction ID, payment date, and amount deducted.
  3. Wait for automatic refunds:
    In most cases, failed payments are automatically refunded to your original payment method within 7–10 working days.
  4. Raise a complaint:
    If the refund does not process within the expected timeframe, raise a formal complaint via the Bajaj Finserv app or portal. Use the "Raise Complaint" option and submit the necessary transaction details.

CTA: Login with your registered mobile number to check your payment status now.

Cannot fetch Max Life Insurance bill on Bajaj app with account number

If you are unable to fetch your Max Life Insurance bill using your account number, it may be due to incorrect account details or technical issues. Here is how you can resolve this:

  1. Verify your account number:
    Double-check the account number entered. Ensure there are no typos or missing digits.
  2. Update your profile information:
    Ensure your Bajaj Finserv account is updated with your latest insurance details. Navigate to the profile section and cross-check your registered details.
  3. Clear cache or reinstall the app:
    Technical glitches can sometimes prevent bill fetching. Clear the app cache or reinstall the Bajaj Finserv app to resolve these issues.
  4. Contact support:
    If the issue persists, contact Bajaj Finserv support for assistance. Provide your account number and policy details for quicker resolution.

Max Life Insurance Bill status not updated after payment through Bajaj Pay

Delayed updates in bill status can occur due to processing times or system errors. Here is what you can do:

  1. Check processing timelines:
    Payments made via Bajaj Pay typically take 24–48 hours to reflect. Allow sufficient time for the update.
  2. Verify payment confirmation:
    Check your email or SMS notifications for a payment confirmation message.
  3. Raise a query:
    If the status remains unchanged beyond the standard timeline, raise a query through the Bajaj Finserv app.

OTP delay when paying Max Life Insurance bill via Bajaj Finserv app

Delays in receiving OTPs can disrupt your payment process. Here is how to resolve this:

  1. Check network connectivity:
    Ensure your mobile device has stable network coverage. Switch to a different network if necessary.
  2. Resend OTP:
    Use the "Resend OTP" option available on the payment page.
  3. Update your mobile number:
    If your registered mobile number is outdated, update it via your Bajaj Finserv profile settings.
  4. Contact customer support:
    If the issue persists, contact Bajaj Finserv support for assistance.

Wallet amount not refunded after failed Max Life Insurance payment

In cases where wallet refunds are delayed, follow these steps:

  1. Check wallet balance:
    Verify your wallet balance to ensure the refund has not been credited.
  2. Track refund status:
    Use the Bajaj Finserv app to track the refund status under the "Transaction History" section.
  3. Raise a complaint:
    If the refund is still pending, raise a formal complaint via the app. Provide transaction details for faster resolution.

Cannot download Max Life Insurance bill receipt after paying

If you are unable to download your payment receipt, follow these steps:

  1. Check network connection:
    Ensure your device has a stable internet connection.
  2. Use the email option:
    Select the option to receive the receipt via email.
  3. Clear app cache:
    Clear the app cache or reinstall the Bajaj Finserv app to resolve technical issues.
  4. Contact support:
    If the issue persists, contact Bajaj Finserv support for assistance.

App freezes when paying Max Life Insurance bill via Bajaj Finserv

App freezing issues can interrupt your payment process. Here is how to fix this:

  1. Clear cache and data:
    Navigate to your device settings, clear the app cache, and restart the app.
  2. Update the app:
    Ensure you are using the latest version of the Bajaj Finserv app.
  3. Reinstall the app:
    Uninstall and reinstall the app to resolve persistent issues.

Cashback not credited after Max Life Insurance bill payment via Bajaj app

If cashback rewards are delayed, follow these steps:

  1. Check cashback eligibility:
    Ensure your payment qualifies for cashback rewards as per the terms and conditions.
  2. Track cashback status:
    Use the Bajaj Finserv app to track your cashback under the "Rewards" section.
  3. Raise a query:
    If the cashback is not credited within the specified timeframe, raise a query through the app.

Overcharged on Max Life Insurance after paying via Bajaj Finserv – why?

Overcharging may occur due to system errors or incorrect billing. Here is how to resolve this:

  1. Verify your bill details:
    Check your Max Life Insurance bill for any discrepancies.
  2. Contact Bajaj Finserv support:
    Reach out to customer care and provide your transaction details for investigation.
  3. Request a refund:
    If overcharging is confirmed, request a refund through the Bajaj Finserv app.

How to raise a Max Life Insurance complaint if paid but service is not updated

Follow these steps to raise a complaint:

  1. Log in to the Bajaj Finserv app:
    Use your registered mobile number to log in.
  2. Navigate to the complaint section:
    Select the "Raise Complaint" option.
  3. Provide transaction details:
    Enter the transaction ID, payment date, and amount paid.
  4. Submit the complaint:
    Submit your complaint and await further updates from Bajaj Finserv support.

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Frequently Asked Questions

Why didn’t I receive a receipt after Max Life Insurance bill payment?

Ensure your payment status is successful. If the receipt is not available, opt to receive it via email or contact support.

How to resolve ‘Bajaj Pay OTP not received’ during Max Life Insurance payment?

Check your network connection, use the "Resend OTP" option, or update your mobile number in the app settings.

What should I do if my Max Life Insurance bill payment is deducted but not updated?

Verify the payment status, wait for 24–48 hours, and raise a complaint if the status remains unchanged.

What should I do if I enter an incorrect Tata AIA customer ID during payment?

If you enter an incorrect Tata AIA customer ID, immediately contact Bajaj Finserv support to raise a correction request. Provide the accurate customer ID and transaction details to resolve the issue. Additionally, notify Tata AIA Life Insurance to ensure the payment is credited to the correct policy.

What makes Bajaj Finserv more reliable than other payment platforms for Tata AIA payments?

Bajaj Finserv’s BBPS platform stands out due to its secure payment gateway, user-friendly interface, and prompt customer support. The platform also offers features like auto-pay scheduling, real-time refund tracking, and chatbot assistance, making it a trusted choice for Tata AIA insurance payments.

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Bajaj Finserv App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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While care is taken to update the information, products, and services included in or available on our website and related platforms/websites, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions. In case any inconsistencies observed, please click on reach us.

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