Raksha Bandhan is a celebration of the timeless bond between siblings. It is a day to express love, gratitude, and care through thoughtful gestures and heartfelt gifts. However, the financial strain of planning the perfect gift or celebration can sometimes overshadow the joy of the festival. This Raksha Bandhan, Bajaj Finserv Personal Loan offers you a stress-free way to make the occasion memorable without compromising your financial stability.
With features like instant approval, flexible repayment options, and disbursal within just 24 hours*, Bajaj Finserv Personal Loan ensures that your festive plans are fulfilled seamlessly.
✅ Check your pre-approved loan offer in just 2 steps and celebrate Raksha Bandhan with financial peace of mind.
Why choose a Bajaj Finserv Personal Loan for Raksha Bandhan?
Bajaj Finserv Personal Loan is designed to cater to your financial needs during special occasions like Raksha Bandhan. Whether you want to buy a luxurious gift, organise a family gathering, or cover unexpected expenses, this loan offers unmatched benefits:
- Instant approval and disbursal: Get funds in 24 hours*, ensuring that you do not miss out on last-minute gifting opportunities.
- High loan amount: Avail funding of up to Rs. 55 lakh to meet all your financial requirements.
- No collateral required: Enjoy a completely unsecured loan without pledging any assets.
- Flexible repayment options: Opt for the Flexi Hybrid Term Loan, which allows you to pay interest-only EMIs for the first 24 months, reducing your financial burden during the festive season.
With these features, Bajaj Finserv Personal Loan is the perfect financial solution for a hassle-free and joyous Raksha Bandhan celebration.
Eligibility criteria for personal loan this Raksha Bandhan
To apply for a Bajaj Finserv Personal Loan, you need to meet the following eligibility criteria:
- Nationality: Indian
- Age: 21 years to 80 years.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years or younger, at the end of the loan tenure.
Not sure if you qualify? Use the personal loan eligibility calculator to check your eligibility instantly.
Documents required to get a personal loan this Raksha Bandhan
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
For more details, refer to the complete list of documents required for a personal loan.
Interest rate on personal loan this Raksha Bandhan
Bajaj Finserv offers competitive interest rates to ensure affordability, starting at just 10% p.a.*. To know more, visit personal loan interest rate.
Key benefits of personal loans this Raksha Bandhan
Bajaj Finserv Personal Loan offers several advantages that make it the ideal choice for your festive financial needs:
- No collateral or guarantor required: Enjoy a hassle-free borrowing experience without the need to pledge assets.
- Quick disbursal: Receive funds within 24 hours* to ensure timely celebrations.
- Flexi Term Loan: Withdraw funds multiple times without fresh paperwork, providing flexibility for recurring expenses.
- High loan amount: Borrow up to Rs. 55 lakh to cover all your gifting and celebration expenses.
Make the most of these benefits and check your eligibility for personal loan today.
How to apply for personal loan this Raksha Bandhan
Applying for our personal loan is quick and convenient. Follow these simple steps:
- Click on 'Apply' on this page and enter your mobile number and OTP to check your offer.
- Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Conclusion
Raksha Bandhan is a time to celebrate the bond of love and affection between siblings. With Bajaj Finserv Personal Loan, you can make this festival extra special without worrying about financial constraints. From luxurious gifts to grand celebrations, this loan empowers you to turn your plans into reality.
Take advantage of the exclusive Raksha Bandhan offers and enjoy benefits like quick disbursal, high loan amounts, and flexible repayment options. Check your pre-approved loan offer today and make this Raksha Bandhan a memorable one for you and your loved ones.
