Published Jan 28, 2026 4 Min Read

 
 

Dussehra, one of India’s most celebrated festivals, marks the victory of good over evil and brings along vibrant festivities, shopping sprees, home renovations, gifting, and family gatherings. While the season is full of joy, it can also bring financial challenges. If you’re concerned about managing your expenses this Dussehra, a Bajaj Finserv Personal Loan can help you celebrate the festival comfortably, ensuring your festivities remain stress-free and memorable.


Check if you already have a pre-approved personal loan offer in just 2 steps. Enter your mobile number to find out instantly.


With quick disbursal, flexible repayment options, and high loan amounts, Bajaj Finserv Personal Loan is a reliable financial solution to meet your Dussehra expenses. Whether you need funds for festive shopping, travel, or home improvements, this loan ensures that your celebrations remain grand and hassle-free.


 

Why choose a Bajaj Finserv Personal Loan during Dussehra

When it comes to managing Dussehra expenses, Bajaj Finserv Personal Loan stands out as a trusted and convenient option. Here are the key reasons why:
 

1. Loan amount up to Rs. 55 lakh

Whether you need a small amount to cover gifting expenses or a larger sum for home renovation, Bajaj Finance offers loans of up to Rs. 55 lakh. This ensures that all your festive needs are easily met without compromising on your plans.

2. Funds disbursed within 24 hours*

Dussehra preparations often come with last-minute expenses. With Bajaj Finserv, you can get your loan amount disbursed into your account within 24 hours*, ensuring that you have access to funds exactly when you need them.

3. No collateral or guarantor required

Unlike traditional loans, Bajaj Finserv Personal Loan does not require you to pledge any assets as collateral or arrange for a guarantor. This makes the process simpler and stress-free.

4. Minimal documentation

Say goodbye to lengthy paperwork. Applying for a Bajaj Finserv Personal Loan requires minimal documentation, making the process quick and hassle-free.

5. Transparent charges with no hidden fees

Bajaj Finance maintains 100% transparency and does not levy any hidden charges on personal loans. Read the terms and conditions to know more.

6. Flexible repayment tenure

You can choose a repayment tenure of up to 96 months, allowing you to repay the loan comfortably without straining your monthly budget.
 

Only 2 steps to check your eligibility. Enter your mobile number now to see if you have a pre-approved offer and unlock funds instantly.
 

Eligibility criteria for personal loan during Dussehra 

Before applying for a Bajaj Finserv Personal Loan this Dussehra , review the eligibility criteria and required documents to ensure a seamless and hassle-free application process
 

  • Nationality: Indian
  • Age: 21 years to 80 years*.
  • Employed with: Public, private, or MNC.
  • CIBIL Score: 650 or higher.
  • Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.
 

Documents required to get a personal loan during Dussehra 
 

  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Piped gas bill
  • Pension order
  • Letter of Allotment of Accommodation Issued by Employer
  • Property / Municipal tax receipt
  • Utility bill
  • Phone bill
  • Real-time image / photograph
  • Ration card

Personal loan interest rate during Dussehra 

Planning your festive expenses this Dussehra? Bajaj Finserv Personal Loans come with competitive interest rates, making it easier to manage your finances. With transparent rates and flexible repayment options, you can fund your celebrations without any financial stress.


How to apply for personal loan this Dussehra 


  1. Click on ‘CHECK ELIGIBILITY’ on this page.
  2. Enter your 10-digit mobile number and the OTP sent to your phone.
  3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
  4. Now, click on ‘PROCEED’ to visit the loan selection page.
  5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
  6. Choose the repayment tenure and click on ‘PROCEED’.
  7. Complete your KYC and submit your application.


 

Conclusion

Dussehra is a season of joy, togetherness, and celebration. Don’t let financial worries hold you back from enjoying the festivities. With a Bajaj Finserv Personal Loan, you can manage your Dussehra expenses effortlessly and focus on creating special memories with your loved ones.

Whether it’s shopping, travel, or home improvements, you can apply for a personal loan online and take advantage of features like quick disbursal, flexible repayment options, and high loan amounts tailored to your needs. Celebrate Dussehra with ease and financial confidence!

Frequently asked questions

How long does it take to get a personal loan during Dussehra?

With a Bajaj Finserv Personal Loan, you can get the funds within 24 hours* of approval - be it festive season or otherwise. Check your offer in just 2 steps and apply online to get our loan.

*Terms and conditions apply.

Are there any hidden charges or processing fees during the Dussehra period?

Bajaj Finance maintains 100% transparency and does not levy any hidden charges on personal loans. Read the terms and conditions to know more.

What are the typical interest rates offered during Dussehra?

The interest rates for Bajaj Finserv Personal Loan typically range from 10% to 30% p.a.* 


Check your eligibility in just 2 steps and plan your festive expenses comfortably.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.


You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000