Laptop Charger Insurance

From your official work to personal work, all your data, pictures, emails, and videos are stored on your laptop. But, along with a laptop, its charger plays an equally important role. Portability makes laptop charges prone to loss and physical damage.

A branded laptop charger may cost you a significant amount of money when you need a repair or replacement. You can avoid any financial strain by opting for a Laptop Charger Insurance from Bajaj Finserv. This insurance cover provides coverage against robbery, fire, accidental loss, and breakdown at a nominal premium.

• Features & Benefits:

• 

  High Coverage Limit

  Get coverage up to Rs. 10,000 for just Rs. 399.

• 

  Multiple Payment Options

  Pay the premium from the comfort of your home. Hassle-free online payment options such as net banking, mobile wallets, UPI, debit cards, or credit cards are available.

• What Is Covered?

• 

  Standard Fire And Special Perils Cover

  Laptop Charger Insurance covers damage or loss on account of a fire breakout, implosion, explosion or lightning, and damages due to special perils such as riots, strikes, earthquakes, landslides, cyclones, and more.

• 

  Burglary And Robbery Cover

  The policy covers loss or damage to your laptop charger due to attempted/actual robbery or burglary at the insured premises.

• 

  Breakdown Cover

  Get coverage for breakdown of the charger due to mechanical or electrical failure. Repair and replacement costs will be covered.
  
  Please note that the coverage is as per the invoice value or up to the maximum sum insured.
  
  To know more about the detailed terms and conditions, please click here.

• 

  Accidental Damage Cover

  You can claim repair or replacement expenses incurred on account of accidental loss or damage to the charger. However, the charger should have been in your possession at the time of the damage.

• What Is Not Covered?

• 

  Chargers Not Insured Within 30 Days Of Purchase

  You need to apply for Laptop Charger Insurance within 30 days of buying the laptop charger. In case you fail to do so, you cannot claim the benefits of this cover. The original date of purchase, as mentioned on the invoice, will be considered as the date of purchase.

• 

  Deductibles Applicable

  The deductible of the first 5% of each claim amount subject to a minimum of Rs. 1,000 for sum insured up to Rs. 20,000, or Rs. 2,000 for sum insured more than Rs. 20,000 up to Rs. 50,000.
  This is applicable unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance.

• 

  Damage Due To Act Of Terrorism

  Any loss or damage to the Laptop Charger due to any terrorist activity is not covered.

• 

  Damage Due To Pollution

  Any loss or damage to your Laptop Charger caused because of the effects of pollution or contamination will not be covered.
  
  To know more about the terms and conditions on coverages and exclusions, please click here.