Overview:
Kitchen appliances make our lives easier - from microwaves to reheat food, grinders to mince things or rice cookers and blenders for faster cooking. However, if your appliances become faulty due to any breakdown, cooking can become very tedious. Also, it is expensive to get these appliances repaired or replaced. For all these reasons, it's important to get coverage for your kitchen appliances.
Bajaj Finserv offers Kitchen Appliance Insurance to safeguard your investment in kitchen appliances against any major breakdown, theft or accidental fire. It’s a comprehensive cover for all your kitchen appliances like microwaves, chimneys, fruit juicers, mixers, grinders, inductions cooktops, rice cookers, blenders and more. Get Kitchen Appliance Insurance and secure your appliances today.
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Features & Benefits:
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High Coverage At Affordable Premium
A low premium of Rs. 249 provides you with high coverage up to Rs. 25,000.
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Multiple Payment Options
Enjoy flexibility in paying the premium with a choice of multiple payment options available. You can pay via UPI payment, mobile wallets, bank transfer, and credit card/debit cards.
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What Is Covered?
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Standard Fire And Special Perils Cover
With this cover, you can get protection against any damage to your kitchen appliances in the event of accidental fire, implosion/explosion, and breakdown due to lightning, cyclones, earthquakes or other perils as mentioned in the policy document.
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Accidental Damage Cover
The kitchen appliances will also be covered in case of any accidental damage or loss. Coverage is provided for repair and replacement costs arising due to accidental damage.
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Break down Cover
You can get coverage for repair and replacement expenses for your kitchen appliances in case of any break down due to mechanical issues.
The coverage value will be as per the invoice value of the appliance(s), subject to a maximum limit of sum insured. For more information on the terms and conditions of coverages, please click here. -
What Is Not Covered?
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Damage Due To Pollution
If damage, loss or destruction of your kitchen appliances is caused due to pollution or contamination, then such losses will not be covered under Kitchen Appliance Insurance.
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Delay In Application
If you apply for insurance after 30 days from the date of purchase of the kitchen appliance(s), then it will not be covered. The original invoice date will be considered as the purchase date of the appliance.
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Deductibles Applicable
A standard deductible of the first 5% claim amount is subject to a minimum of Rs. 1,000 for sum insured up to Rs. 20,000, or Rs. 2,000 for sum insured more than Rs. 20,000 up to 50,000, will be deducted from each and every claim raised. These slabs are applicable to all claims unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance.
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Damage On Account Of Terrorism
If an act of terrorism is the reason behind damage, loss or destruction of the kitchen appliance(s), then it will not be covered under Kitchen Appliance Insurance (unless an additional premium is paid to cover such loss).
For more information on the terms and conditions of coverages, please click here.
How To Apply?
Buying Kitchen Appliance Insurance online is easy and hassle-free. Just login to our portal, provide your details on the online application and pay the premium.
How To Claim?
To place a claim request for Kitchen Appliance Insurance, you are required to inform the Customer Experience team within 24 hours and submit these mandatory documents:
• Invoice or bill copy
• Duly filed claim form
• FIR copy- in case of burglary or theft
You can connect with the Customer Experience team in the following ways:
• Customer service website
• Toll free number: 1800 209 5858
• Email: bagichelp@bajajallianz.co.in
• Mailing address: Bajaj Allianz General Insurance Co. Ltd. - Bajaj Allianz House, Airport Road, Yerwada Pune- 411006