The Kia Seltos is a popular SUV for buyers in Ludhiana who want style, comfort, and strong road presence. It suits daily city drives, office routes, family trips, and weekend highway plans. The Kia Seltos price in Ludhiana starts from around Rs. 10.99 lakh ex-showroom. The final on-road cost will be higher as it includes RTO charges, insurance, registration, FASTag, and other costs.
A car like the Seltos is exciting to own, but it also needs smart money planning. A new car loan can help you avoid paying the full amount at once. With the Bajaj Finance New Car Loan, you can get up to 100% funding of the on-road price, simple eligibility, and a hassle-free process. Want to skip the waiting time? Check if you are eligible for a pre-approved new car loan—you could fast-track your car purchase.
Here is a closer look at the Kia Seltos price in Ludhiana, specifications, features, safety rating, and financing options.
Price of the Kia Seltos in Ludhiana
The Kia Seltos price in Ludhiana starts from around Rs. 10.99 lakh ex-showroom and goes up as you move to higher variants.
| Variants | Ex-showroom price |
| Kia Seltos HTE | Rs. 10.99 lakh |
| Kia Seltos HTE Opt | Rs. 12.09 lakh |
| Kia Seltos HTE Diesel | Rs. 12.59 lakh |
| Kia Seltos HTE Opt TGDi iMT | Rs. 12.89 lakh |
| Kia Seltos HTK | Rs. 13.39 lakh |
| Kia Seltos HTK iVT | Rs. 14.39 lakh |
| Kia Seltos HTX | Rs. 15.39 lakh |
| Kia Seltos GTX | Rs. 17.49 lakh |
| Kia Seltos X-Line A iVT | Rs. 19.49 lakh |
| Kia Seltos X-Line A Diesel AT | Rs. 19.99 lakh |
The ex-showroom price is only one part of your total car cost. The on-road price also includes RTO charges, insurance, registration, TCS, FASTag, and other charges. These costs can change by variant and registration type.
This is why you should plan your total funding before booking your Seltos. The Bajaj Finance New Car Loan can support your purchase with up to 100% funding of the on-road price. You can also check your pre-approved new car loan offer before visiting the dealer.
Kia Seltos specifications
The Kia Seltos comes with petrol, turbo-petrol, and diesel engine choices. This gives buyers in Ludhiana more flexibility. Do you drive more within the city? Or do you often travel on highways towards Chandigarh, Jalandhar, or Delhi? Your use case can help you choose the right variant.
| Specifications | Details |
| Engine displacement | 1497 cc petrol, 1482 cc turbo-petrol, 1493 cc diesel |
| Power | 115 PS @ 6300 rpm (petrol), 160 PS @ 5500 rpm (turbo-petrol), 116 PS @ 4000 rpm (diesel) |
| Torque | 144 Nm @ 4500 rpm (petrol), 253 Nm @ 1500–3500 rpm (turbo-petrol), 250 Nm @ 1500–2750 rpm (diesel) |
| Fuel type | Petrol and diesel |
| Seating capacity | 5 |
| Boot space | 433 litre |
| ARAI mileage | 15.6 kmpl to 20.7 kmpl, depending on fuel type and transmission |
| Top speed | Varies by variant and driving condition |
| Fuel tank capacity | 47 litre |
The petrol engine can suit buyers who want smooth city driving. The turbo-petrol engine is for those who want stronger performance. The diesel engine can suit buyers with higher running and longer travel needs.
Planning to buy a new car and need funds? With the Bajaj Finance New Car Loan, get up to 100% funding of the on-road price of your dream vehicle. Check your new car loan eligibility now and find out how much you can borrow.
Kia Seltos features
The Kia Seltos offers many comfort, style, safety, and technology features. These features differ by variant, so it is important to check the exact trim before booking.
Key features may include:
- Dual 12.3-inch connected screens for infotainment and driver display
- Wireless Android Auto and Apple CarPlay
- Ventilated front seats for added comfort in summer
- 64-colour ambient lighting
- Panoramic sunroof in select variants
- Wireless phone charger
- Rear AC vents
- LED headlamps and connected LED tail lamps
- 360-degree camera in select variants
- Level 2 ADAS features in higher trims
- Multiple drive and traction modes
These features make the Seltos practical for daily use and long trips. The connected screens help with navigation and entertainment. Ventilated seats and rear AC vents can make Ludhiana summers more comfortable. The 360-degree camera can also help while parking in busy markets and narrow streets.
Ask yourself what matters more to you. Do you need comfort for daily office travel? Or do you want advanced safety and driver-assist features for highway drives? Once you know your needs, it becomes easier to choose the right Seltos variant.
Kia Seltos safety ratings
The Kia Seltos has received a 5-star safety rating under Bharat NCAP. It scored well for both adult occupant protection and child occupant protection. This makes the SUV a stronger choice for families and safety-focused buyers.
The Seltos also offers safety features such as six airbags, electronic stability control, hill-start assist, tyre pressure monitoring system, rear parking sensors, and ISOFIX child seat mounts. Higher variants may also offer a 360-degree camera and Level 2 ADAS features.
A safer and more feature-rich SUV can cost more than a base variant. So, plan your budget before you decide.
How to get your Kia Seltos with Bajaj Finance New Car Loan
Bajaj Mall helps you research and compare new cars before you visit a dealer. It is not a direct car purchase portal. You can explore different models, compare variants, check key features, and finance your purchase with the Bajaj Finance New Car Loan.
Here are a few simple steps to find your desired car:
- Visit Bajaj Mall and explore the new cars section. You can filter cars by body type, price range, fuel type, and transmission.
- Compare Kia Seltos variants side by side. Review specifications, features, and variant details before you shortlist.
- Finalise your preferred car. Once you select a model, check the loan amount you may qualify for.
- Visit an authorised dealer. You can book your car and complete the Bajaj Finance New Car Loan process with guided support.
Before applying, use the online car loan EMI calculator. It helps you estimate your monthly instalment in advance. This makes it easier to plan your budget before visiting the dealer.
If you have already selected your Seltos variant, fill out the online application form with your personal and vehicle details. Once you submit the form, a representative will call you for the next steps.
Check your loan eligibility now and plan your new car purchase with more confidence.
