What is Andhra Pradesh Encumbrance Certificate

The Andhra Pradesh Encumbrance Certificate is an official document issued by the Department of Registration and Stamps in the state of Andhra Pradesh, India. This certificate serves as proof of free title/ownership of a property and is required during property transactions, especially when applying for loans or mortgages. The term "encumbrance" refers to any charge or liability created on a property, such as a mortgage or an outstanding loan.

Important details to know about Encumbrance Certificate AP

  1. Purpose:
    The primary purpose of the Encumbrance Certificate is to provide details about the financial and legal transactions related to a property for a specified period.
  2. Issuing authority:
    The document is issued by the Department of Registration and Stamps in Andhra Pradesh. The Sub-Registrar offices across the state handle the issuance of encumbrance certificates.
  3. Scope of information:
    The certificate typically includes details of all transactions, such as sale deeds, mortgages, and transfers, involving the property during the specified period.
  4. Validity:
    The Encumbrance Certificate is usually issued for a specific period, and it reflects the transactions registered during that time. It provides a snapshot of the property's encumbrance history during that duration.
  5. Applicability:
    The certificate is crucial during property transactions, including buying, selling, or mortgaging a property. Financial institutions often require it when individuals apply for home loans or mortgages.

Importance of an Encumbrance Certificate in Andhra Pradesh

Here are a few reasons why an Encumbrance Certificate is important:

  1. The Encumbrance Certificate in Andhra Pradesh plays a vital role in property transactions and financial dealings.
  2. It serves as proof of a clear title, providing assurance to property buyers regarding the absence of legal or financial liabilities.
  3. Facilitating loan approvals, this document aids in risk assessment and holds legal validity, enhancing transparency in property transactions.
  4. Crucially, it verifies property ownership, helping to prevent fraudulent transactions and ensuring compliance with legal requirements.
  5. Acting as a comprehensive record, the Encumbrance Certificate offers peace of mind to buyers and contributes to the smooth and transparent functioning of the real estate market.

Documents required for Encumbrance Certificate in Andhra Pradesh

Here is the list of documents required when applying for an Encumbrance Certificate in Andhra Pradesh.

  1. Title deed, sale deed, partition deed, release deed
  2. Address proof
  3. Survey number
  4. Property details
  5. Property registration number along with the date and the book number along with the applicant’s signature
  6. Property registration document

How to apply for EC AP through IGRS Online

Here are the steps to obtain an Encumbrance Certificate online in Andhra Pradesh.

  1. Visit the Registration and Stamps Department portal on IGRS.
  2. Navigate to the ‘Encumbrance Search (EC)’.
  3. If you are a new member on the website, then you may proceed to register yourself on the portal by clicking on the ‘Click Here’ option.
  4. Proceed to entire the required details and then click on ‘Submit’.
  5. You will receive the login credentials will be sent to you via an SMS. Proceed to input the username and password. An OTP will be sent on your registered mobile number, enter the OTP along with the captcha code and click on ‘Submit’.
  6. After logging in navigate to the ‘Public Online Services’ and click on ‘Encumbrance Certificate’.
  7. Enter the required details and click on ‘Submit’ and provide.
    a. Document number
    b. Registration year
    c. SRO name or code
  8. Details of your property will be displayed and then proceed to click on ‘Next’.
  9. An option to download a signed and unsigned EC will be provided.
  10. To download an Unsigned Encumbrance Certificate, click on the displayed link and proceed to click on ‘Select All’.
  11. Click on Download Encumbrance Certificate.
  12. In case you want a Signed Encumbrance Certificate, click on the signed certificate option.
  13. An OTP will be sent to your registered mobile number. Enter the OTP and proceed to download the signed Encumbrance Certificate.

Applying for Encumbrance certificate in AP through Meeseva

  1. 1 Visit the sub-registrar’s office or a Meeseva centre to obtain form 22
  2. 2 Fill out the form with the required details
  3. 3 Attach a self-attested copy of your address proof
  4. 4 Attach your property address, survey number and document number for the property for which you want the Encumbrance Certificate
  5. 5 Attach all the required documents along with form 22 and submit it to the Sub-registrars and pay the prescribed amount
  6. 6 The SRO will issue the encumbrance certificate once the application is approved and the EC will be couriered to you

Procedure to check Status of Your EC Application Online

  1. 1 Visit the portal on IGRS
  2. 2 Navigate to ‘Encumbrance Search (EC)’.
  3. 3 After being redirected to the next page and disclaimer will be presented. Click on ‘Submit’.
  4. 4 In the ‘Search for Encumbrance’ box fill in the details. Click on ‘Submit’.
  5. 5 On the next page you will have a checklist for the list of encumbrance certificates. Click on ‘Submit’.
  6. 6 Your Encumbrance Certificate will be displayed in a new pop-up window. You may print the same.

Fees & charges for EC online in Andhra Pradesh

Up to 30 years

Rs. 200

Over 30 years

Rs. 500


How to update an Encumbrance Certificate in Andhra Pradesh?

It is best to cross-check all the documents and details before submitting an EC as an EC is an official document and the details recorded on it are as per your submission and cannot be changed. In case there are any cleric errors in the EC you will need to apply for a rectification deed along with the documents as proof for the errors.

Certificate Type

Abbreviations

Occupancy Certificate

OC

Encumbrance Certificate

EC

Possession Certificate

PC

Frequently asked questions

How can I get EC in Andhra Pradesh?
  • Visit the portal on IGRS 
  • Login using your username and password and if you are a new member then register yourself on the portal
  • Select the ‘Online EC’ option
  • Enter your Document Number, Registration year or SRO name.
  • View Signed or Unsigned EC
How can I check my EC in Andhra Pradesh?
  • Visit the portal on IGRS
  • Login to the portal
  • Navigate to ‘EC Search’
  • Click on ‘Search for Encumbrance’
  • Search via year of registration, document number or memo number
  • Enter captcha code
  • Click on submit to view your EC
How to verify online IGRS AP EC?
  • Visit the portal on IGRS
  • Click on ‘Services’ and click on ‘Verify EC’
  • Enter your Transaction ID and click on ‘Submit’ to get your EC verified
What is the cost of EC in Andhra Pradesh?

The fee for conducting a search and issue of an Encumbrance Certificate for up to 30 years is Rs. 200 and for more than 30 years is Rs. 500

What is the processing time of EC in Andhra Pradesh?

The Andhra Pradesh Encumbrance Certificate is obtained within a day.

What is an Andhra Pradesh Encumbrance Certificate?

An Andhra Pradesh Encumbrance Certificate is an official document that verifies the legal status of a property by providing details of transactions, mortgages, or liabilities associated with it. It ensures that the property is free from any financial or legal obligations, making it a crucial document during property transactions and loans.

How to download EC copy online in Andhra Pradesh?

To download an Encumbrance Certificate (EC) online in Andhra Pradesh:

  1. Visit the official website of the Registration and Stamps Department
  2. Navigate to the "Encumbrance Certificate" section
  3. Input property details and pay the required fees
  4. The system will verify and generate the EC
  5. Download the EC from the website
  6. Optionally, visit the Sub-Registrar's Office if required
  7. Ensure the use of the official website for secure transactions
What is EC and CC in property?

In property, EC (Encumbrance Certificate) verifies legal ownership and absence of financial liabilities, while CC (Completion Certificate) confirms that construction complies with approved plans and regulations.

Is there any application fee for applying EC in Andhra Pradesh?

Yes, there is an application fee for applying for an Encumbrance Certificate in Andhra Pradesh.

How can I check the Andhra Pradesh encumbrance certificate online?

You can follow the below steps to check the AP encumbrance certificate online:

  1. Visit the official website of the Department of Registration and Stamps, Andhra Pradesh
  2. Navigate to the online services or Encumbrance Certificate section
  3. Log in or create an account if required
  4. Fill in the property details and specify the search duration
  5. Pay the applicable fees online
  6. The submitted details will be verified, and the certificate will be processed
  7. Download the Encumbrance Certificate online or choose to receive a physical copy
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