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  • Why choose UTI?
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UTI Mutual Fund: AMC Details and Top Performing Schemes to Invest In

Discover the Benefits of UTI Mutual Fund for Every Type of Investor

Your goals won’t wait, begin your SIP today with just Rs. 100 and start building your future

Article 23

UTI Mutual Fund, a stellar AMC and best mutual fund is amongst the oldest and most trusted in India and has a wide footprint in the mutual fund industry. It offers a wide array of schemes targeted to cater to multiple investor requirements such as, but not limited to equity-related funds, debt funds, hybrid funds, sectoral funds, etc. UTI was set up in 1964 and has been giving great performance for the last so many years to provide the safety and growth component that any investor is looking for. In this article, we’ll see why to choose UTi mutual funds and some key advantages.

Why choose UTI mutual funds?

  • Long-standing reputation: UTI is a popular name in the mutual fund industry because of its rich experience over decades.
  • Diverse product range: UTI mutual funds offer a range of mutual funds across different asset classes to cater to diverse investor needs, be it wealth creation, regular income, or tax saving.
  • Consistent performance: Several of the UTI funds have outperformed their benchmarks consistently, which acts as an attraction for conservative investors and aggressive investors alike.
  • Strong research base: UTI as an AMC has a strong research team that helps in analyzing potential investments and stable returns which is reflected in the fund performance over the years.

Key takeaways

  • UTI Mutual Fund is a well-recognized AMC that has a good standing in the Indian mutual funds space.
  • It provides various mutual fund schemes ranging from equity, debt, and hybrid funds suitable to meet different kinds of investor requirements.
  • UTI funds have been consistent performers as its research team members are experienced ones.
  • Before you choose a UTI fund, pay attention to the following elements: risk, expense ratio, and investment horizon.

Build your wealth with SIP

Best UTI mutual funds

UTI flexi cap fund

This fund invests across market capitalizations and has a history of weathering across different market conditions, sufficing the purpose of long-term wealth creation.


UTI nifty index fund

This is a passively managed fund that essentially replicates the Nifty 50 index. Investors who are looking to enter into low-cost market exposure with the blue-chip firms can consider this.


UTI mid cap fund

The fund invests in mid-cap companies that are expected to grow from small-caps; this is for active investors who want to take capital appreciation by investing in new companies.


UTI bond fund

The fund offers stability as well as regular income and can be a suitable option for conservative investors who prefer investing in low-risk investments.


UTI equity tax savings plan

This is an ELSS fund that provides tax deductions under section 80C, best for someone willing to save taxes while getting the possibility of long-term capital appreciation.

Key advantages of investing in UTI mutual funds

  • Experienced management: UTI has very well-experienced fund managers in their portfolio and thus has an edge that helps in maneuvering through the complexities of the market.
  • Transparency: UTI makes regular and periodic disclosures about the mutual fund schemes to investors.
  • Wide reach: UTI funds are available everywhere due to a wide distribution network, and therefore they can be availed by investors all over India.
  • Strong corporate governance: UTI is governed by very high standards of corporate governance which ensure that the investors’ interest is always most sought after.

Types of Mutual Funds

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# Mutual Funds

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Mid-cap Mutual Funds

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Small-cap Mutual Funds

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Liquid Mutual Funds

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Aggressive Hybrid Mutual Funds

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Conclusion

UTI mutual fund is a reliable AMC which has a diverse product range and good track record. It provides for a wide range of investor needs, from conservative to aggressive, blending stability and growth. Bajaj Finserv is an online investment platform that offers various tools and information to those interested in investing in UTI mutual funds.

Frequently asked questions

What is the minimum investment for UTI mutual funds?

Since the minimum investment in the UTI mutual funds is only Rs 500, they are within reach of almost all investors.

Are UTI mutual funds suitable for beginners?

Yes, UTI has many funds like Index funds, and also balanced funds which are less risky.

Can I invest in UTI mutual funds through SIP?

Yes, UTI allows SIP investments which means that investors can invest in small amounts and also periodically.

What are the tax implications of UTI mutual funds?

UTI ELSS funds offer tax benefits under Section 80C whereas other funds are subjected to short-term and long-term capital gains tax depending on the holding period.

How can I check the performance of UTI mutual funds?

Performance details are easily available online such as on UTI’s website.

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Disclaimer

Bajaj Finance Limited (“BFL”) is an NBFC offering loans, deposits and third-party wealth management products.

The information contained in this article is for general informational purposes only and does not constitute any financial advice. The content herein has been prepared by BFL on the basis of publicly available information, internal sources and other third-party sources believed to be reliable. However, BFL cannot guarantee the accuracy of such information, assure its completeness, or warrant such information will not be changed.

This information should not be relied upon as the sole basis for any investment decisions. Hence, User is advised to independently exercise diligence by verifying complete information, including by consulting independent financial experts, if any, and the investor shall be the sole owner of the decision taken, if any, about suitability of the same.

Disclaimer

Bajaj Finance Limited ("BFL") is registered with the Association of Mutual Funds in India ("AMFI") as a distributor of third party Mutual Funds (shortly referred as 'Mutual Funds) with ARN No. 90319

BFL does NOT:

(i) provide investment advisory services in any manner or form.

(ii) carry customized/personalized suitability assessment.

(iii) carry independent research or analysis, including on any Mutual Fund schemes or other investments; and provide any guarantee of return on investment.

In addition to displaying the Mutual fund products of Asset Management Companies, some general information is sourced from third parties, is also displayed on As-is basis, which should NOT be construed as any solicitation or attempt to effect transactions in securities or the rendering any investment advice. Mutual Funds are subject to market risks, including loss of principal amount and Investor should read all Scheme/Offer related documents carefully. The NAV of units issued under the Schemes of mutual funds can go up or down depending on the factors and forces affecting capital markets and may also be affected by changes in the general level of interest rates. The NAV of the units issued under the scheme may be affected, inter-alia by changes in the interest rates, trading volumes, settlement periods, transfer procedures and performance of individual securities forming part of the Mutual Fund. The NAV will inter-alia be exposed to Price/Interest Rate Risk and Credit Risk. Past performance of any scheme of the Mutual fund do not indicate the future performance of the Schemes of the Mutual Fund. BFL shall not be responsible or liable for any loss or shortfall incurred by the investors. There may be other/better alternatives to the investment avenues displayed by BFL. Hence, the final investment decision shall at all times exclusively remain with the investor alone and BFL shall not be liable or responsible for any consequences thereof.

Investment by a person residing outside the territorial jurisdiction of India is not acceptable nor permitted.

Disclaimer on Risk-O-Meter:

Investors are advised before investing to evaluate a scheme not only on the basis of the Product labeling (including the Riskometer) but also on other quantitative and qualitative factors such as performance, portfolio, fund managers, asset manager, etc, and shall also consult their Professional advisors, if they are unsure about the suitability of the scheme before investing.


Disclosure
: Bajaj Finance Limited (BFL) is a distributor of Mutual Funds with ARN - 90319 and distributes mutual funds of Bajaj Finserv Asset Management Limited (BFSAMC). BFL receives commission towards distribution of mutual fund products. BFSAMC is a group company of BFL, carrying business on arm’s length basis without any conflict of interest and in accordance with the prevailing law / regulation.

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