NPS Account Login

Accessing your National Pension System (NPS) account online has never been easier. With secure portals, you can manage contributions, track retirement savings, and view account details at your fingertips. Whether you are planning long-term investments or monitoring your pension corpus, the NPS online login simplifies financial management for a secure future.

The National Pension System (NPS) is a voluntary retirement savings scheme introduced by the Government of India in 2004. Initially mandatory for government employees, it was later extended to all Indian residents in 2009. Regulated by the Pension Fund Regulatory and Development Authority (PFRDA), NPS promotes systematic savings and financial independence post-retirement.

Benefits of NPS

The National Pension System (NPS) provides several advantages that support long-term retirement planning, tax efficiency and disciplined investing. Understanding these benefits can help you evaluate how NPS fits into your overall financial strategy.

To complement the growth-oriented benefits of NPS, consider investing in Bajaj Finance Fixed Deposits (FDs) for guaranteed returns and financial stability. With attractive interest rates up to 7.30% p.a. for senior citizens and flexible tenures, Bajaj Finance FDs are an excellent choice to balance your long-term investments. Start your FD today with a minimum investment of Rs. 15,000 online. Open FD.

Also Read: How to Invest in NPS Online

Registering for an NPS account is a simple process, and you can choose between online and offline methods based on your convenience.

Online method

You can register online through the official eNPS Portal. Follow these steps:

1. Visit the portal and choose your registration type (Individual/Corporate, Citizen/NRI/OCI).
2. Provide Aadhaar, PAN, or DigiLocker details for KYC verification.
3. Upload documents like Aadhaar, PAN, photograph, and signature.
4. Select a fund manager and investment ratio.
5. Make the initial contribution online and authenticate using OTP or eSign.

Offline method

For offline registration, visit an authorised Point of Presence (PoP) centre such as banks or post offices. Submit the NPS registration form along with KYC documents and a registration fee of Rs. 125. Once processed, you will receive your Permanent Retirement Account Number (PRAN) in a welcome kit.

Also Read: How to Unfreeze NPS Account Online

Logging into your NPS account allows you to access your pension details, check contributions, and manage investments. You can log in through different platforms based on your preferences.

Through NSDL NPS portal login

1. Visit the NSDL CRA Portal.
2. Click on "Login with PRAN/IPIN."
3. Enter your PRAN and password to access your account.
4. First-time users can generate a password using PRAN, date of birth, and OTP.

Through KFintech NPS portal login

1. Navigate to the KFintech NPS Portal.
2. Select "Login for Existing Subscriber."
3. Enter your PRAN and password to log in.
4. First-time users can generate a password by providing PRAN, date of birth, and OTP.

Through internet banking

Many banks offer NPS account access through their internet banking portals. Simply log in using your banking credentials, locate the NPS section, and manage your account seamlessly.

Pair your NPS with Bajaj Finance Fixed Deposits (FDs) for assured returns and AAA-rated stability. Start your FD today to secure a reliable post-retirement income!

Also Read: NPS Lock-in Period

NPS Tier 1 account:
The Tier 1 account is the primary and mandatory NPS account designed for retirement savings. It offers tax benefits under Section 80CCD, with deductions available within the overall limit of Rs. 1.5 lakh and an additional Rs. 50,000 under Section 80CCD(1B). Employers can also contribute up to 10% of Basic plus Dearness Allowance under Section 80CCD(2), subject to prescribed limits. Withdrawals from this account are restricted to encourage long-term investing.

NPS Tier 2 account:
The Tier 2 account is optional and can be opened only if you already have an active Tier 1 account. It does not provide tax deductions but offers greater flexibility, allowing investors to withdraw funds at any time without lock-in conditions.

Use black ink and fill the form in clear BLOCK or CAPITAL letters. Avoid corrections, overwriting or incomplete entries.

• Select category: Choose NPS (Central Government) or NPS (State Government) if you are a government employee, NPS (Corporate) if enrolled through your employer, or NPS (All Citizens) for individual subscribers.
• Personal details: Enter your full name, parents’ names, date of birth, place of birth, gender, marital status, spouse’s name (if applicable) and residential status.
• Address details: Provide both permanent and correspondence addresses along with valid address proof.
• Additional information: Mention occupation, annual income, educational qualification and PEP status, if applicable.
• Bank details: Fill in account number, bank name, branch, IFSC, MICR and PIN code accurately.
• Nomination details: Add nominee details, relationship and date of birth for minors. You may nominate up to three people, ensuring total share equals 100%.
• Tier 2 and PRAN card: Indicate whether you want a Tier 2 account or a Hindi PRAN card, and select your pension fund manager and investment option.

To reset your NPS login password, visit the Generate or Reset Password page and enter your PRAN along with your date of birth to begin the process. Keep your registered mobile number accessible, as a one-time password (OTP) will be sent via SMS. Enter the OTP to verify your identity and create a new password securely through the online portal.

The NPS online login portals simplify retirement savings management, offering convenience and security to subscribers. By leveraging these platforms, you can efficiently monitor your contributions, review account details, and plan for a financially secure retirement. Take control of your pension account today and ensure a stress-free post-retirement life.

By seamlessly integrating NPS and Bajaj Finance Fixed Deposit, you can balance growth-oriented investments with guaranteed returns, ensuring a stress-free retirement. Check rates.