Published Jan 28, 2026 · 4 Min Read

Accessing your National Pension System (NPS) account online has never been easier. With secure portals, you can manage contributions, track retirement savings, and view account details at your fingertips. Whether you are planning long-term investments or monitoring your pension corpus, the NPS online login simplifies financial management for a secure future.

What is NPS?

The National Pension System (NPS) is a voluntary retirement savings scheme introduced by the Government of India in 2004. Initially mandatory for government employees, it was later extended to all Indian residents in 2009. Regulated by the Pension Fund Regulatory and Development Authority (PFRDA), NPS promotes systematic savings and financial independence post-retirement.


Benefits of NPS

BenefitDetails
Tax SavingsContributions are eligible for tax deductions under Section 80CCD(1) and 80CCD(1B).
Long-Term Investment BenefitsMarket-linked returns, historically ranging from 9–12% annually.
Option for Partial WithdrawalsWithdrawals allowed for specific reasons like higher education or marriage.

To complement the growth-oriented benefits of NPS, consider investing in Bajaj Finance Fixed Deposits (FDs) for guaranteed returns and financial stability. With attractive interest rates up to 7.30% p.a. for senior citizens and flexible tenures, Bajaj Finance FDs are an excellent choice to balance your long-term investments. Start your FD today with a minimum investment of Rs. 15,000 online. Open FD

How to register an NPS account

Registering for an NPS account is a simple process, and you can choose between online and offline methods based on your convenience.

 

Online method

You can register online through the official eNPS Portal. Follow these steps:

  1. Visit the portal and choose your registration type (Individual/Corporate, Citizen/NRI/OCI).
  2. Provide Aadhaar, PAN, or DigiLocker details for KYC verification.
  3. Upload documents like Aadhaar, PAN, photograph, and signature.
  4. Select a fund manager and investment ratio.
  5. Make the initial contribution online and authenticate using OTP or eSign.

 

Offline method

For offline registration, visit an authorised Point of Presence (PoP) centre such as banks or post offices. Submit the NPS registration form along with KYC documents and a registration fee of Rs. 125. Once processed, you will receive your Permanent Retirement Account Number (PRAN) in a welcome kit.

How to do NPS login

Logging into your NPS account allows you to access your pension details, check contributions, and manage investments. You can log in through different platforms based on your preferences.

 

Through NSDL NPS portal login

  1. Visit the NSDL CRA Portal.
  2. Click on "Login with PRAN/IPIN."
  3. Enter your PRAN and password to access your account.
  4. First-time users can generate a password using PRAN, date of birth, and OTP.

 

Through KFintech NPS portal login

  1. Navigate to the KFintech NPS Portal.
  2. Select "Login for Existing Subscriber."
  3. Enter your PRAN and password to log in.
  4. First-time users can generate a password by providing PRAN, date of birth, and OTP.

 

Through internet banking

Many banks offer NPS account access through their internet banking portals. Simply log in using your banking credentials, locate the NPS section, and manage your account seamlessly.


 

Pair your NPS with Bajaj Finance Fixed Deposits (FDs) for assured returns and AAA-rated stability. Start your FD today to secure a reliable post-retirement income!

Conclusion

The NPS online login portals simplify retirement savings management, offering convenience and security to subscribers. By leveraging these platforms, you can efficiently monitor your contributions, review account details, and plan for a financially secure retirement. Take control of your pension account today and ensure a stress-free post-retirement life.


By seamlessly integrating NPS and Bajaj Finance Fixed Deposit, you can balance growth-oriented investments with guaranteed returns, ensuring a stress-free retirement. Check rates

Frequently Asked Questions

How do I check my NPS amount online?

Log in to the official NPS portal (via NSDL or KFintech) to view your contributions, balances, and retirement fund details.

How do I login to my NPS account?

You can access your NPS account through NSDL, KFintech portals, or internet banking using your PRAN credentials.

Can I check my NPS nominee details after logging in?

Yes, nominee details can be viewed within the account section of NSDL or KFintech portals post-login.

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.