How to Link Aadhaar with PM Kisan Scheme?

The PM Kisan Samman Nidhi Yojana, launched in February 2019, provides ₹6,000 annually to farmers in three instalments. So far, it has reached over 9.8 crore farmers, including 2.41 crore women, with more than Rs. 3.68 lakh crore disbursed.

To ensure transparency and direct transfer, linking Aadhaar with PM Kisan is mandatory. Without it, payments may stop. While the scheme offers steady support, farmers can also safeguard and grow their savings by investing in Fixed Deposits (FDs). A Bajaj Finance FD, for instance, offers up to 7.30% p.a. interest, making it a safe and reliable way to secure long-term financial goals. Explore FD options. 

Aadhaar linking under the PM-Kisan KYC (Know Your Customer) process is a government-mandated verification system to authenticate the identity of beneficiaries under the PM-Kisan Samman Nidhi Yojana. By linking Aadhaar with the beneficiary’s bank account, it ensures that the financial benefits are directed to the right individual. This digital verification eliminates middlemen, minimises errors, and prevents fraudulent activities. Completing the e-KYC process is crucial to receive the Rs. 6,000 annual assistance under the scheme. Failure to complete the process could lead to the removal of your name from the beneficiary list and a halt in future payments until verification is completed.
 

Alongside PM Kisan benefits, depositing a part of your income into a Bajaj Finance FD helps you create a financial safety net, ensuring guaranteed growth even during uncertain times. Check latest FD rates.

The PM-Kisan KYC (Know Your Customer) process is a mandatory verification step introduced by the government to authenticate the identity of beneficiaries under the PM-Kisan Samman Nidhi Yojana. By linking an Aadhaar number with the beneficiary's bank account, the scheme ensures that financial aid is received by the intended individuals.
This digital process eliminates intermediaries, reduces the risk of errors or fraud, and guarantees efficient disbursal of funds. Completing the e-KYC is necessary to receive the Rs. 6,000 annual benefit offered under the scheme. Non-compliance with this requirement could result in your removal from the beneficiary list and suspension of further financial aid until the details are verified.

Steps to complete OTP-based e-KYC

The OTP-based e-KYC process for the PM-Kisan scheme can be completed online using a mobile number linked to your Aadhaar card. Follow these steps:

1. Visit the official PM-Kisan website.
2. Scroll down to the "Farmers Corner" section and select the "e-KYC" option.
3. Enter your Aadhaar number and click on "Search."
4. Provide the Aadhaar-linked mobile number and select "Get OTP."
5. Enter the OTP sent to your registered mobile number to successfully complete the e-KYC process.

Steps to complete biometric-based e-KYC

You can perform the biometric-based e-KYC for the PM-Kisan scheme at authorised centres using Aadhaar-enabled fingerprint verification. Here are the steps to follow:

1. Use the CSC locator to find the nearest Common Services Centre (CSC) or State Seva Kendra (SSK).
2. Visit the centre with your Aadhaar card and Aadhaar-linked mobile number.
3. Request the operator to initiate the biometric-based e-KYC process for PM-Kisan.
4. Fill out the form provided by the centre.
5. Complete the fingerprint scan to verify your identity and submit the information.

Steps to complete face authentication-based e-KYC

Face authentication allows beneficiaries to complete the e-KYC process using a smartphone, without needing to visit any physical centres. Follow these steps:

1. Download the PM-Kisan App and the UIDAI Face RD App from Google Play.
2. Open the PM-Kisan App and log in using your registered mobile number.
3. Check your current e-KYC status in the 'Beneficiary Status' section.
4. If the status shows 'No', select the "e-KYC" option.
5. Enter your Aadhaar number, grant necessary permissions, and proceed with the face scan prompt.
6. Complete the face scan using the phone's c

The online method is one of the most convenient ways to link your Aadhaar with the PM Kisan Scheme. It saves time and allows you to complete the process from the comfort of your home. Follow the steps below to link your Aadhaar online:

Link Aadhaar via PM Kisan portal

1. Visit the official PM Kisan website: pmkisan.gov.in
2. Navigate to the Farmers Corner section on the homepage.
3. Click on the Edit Aadhaar Details or New Farmer Registration option.
4. Enter your Aadhaar number, bank account details, and other required information.
5. Verify your details using the OTP sent to your registered mobile number.
6. Submit the form for verification.

Once submitted, your details will be reviewed by the authorities, and you will receive a confirmation message upon successful linking.

Link Aadhaar via bank account

If you prefer linking Aadhaar through your bank account, follow these steps:

1. Visit your bank branch where your PM Kisan account is held.
2. Carry necessary documents, including a photocopy of your Aadhaar card and identity proof.
3. Submit the documents to the bank official and request Aadhaar linking.
4. The bank will verify your details and complete the process.

Similarly, if you open a Bajaj Finance FD online, the process is quick and paperless—making saving as convenient as linking Aadhaar online. Book FD. 

To link your Aadhaar with the PM-Kisan scheme offline, visit your bank branch or the District Agriculture Office (DAO) with the required documents, such as your Aadhaar card and land ownership records. Ensure that the mobile number linked to your Aadhaar is active to receive OTPs during the verification process.

Steps for offline linking:

1. Gather required documents: Collect your original Aadhaar card, bank passbook or account details, and land ownership documents.
2. Visit the designated centre: Head to the bank where your PM-Kisan account is registered, the District Agriculture Office (DAO), or a nearby Common Service Centre (CSC).
3. Submit the application: Inform the official that you want to link your Aadhaar with the PM-Kisan scheme. You may be asked to complete a form.
4. Provide details: Share your Aadhaar number and any other details requested by the official.
5. Verification and processing: The official will initiate the Aadhaar verification, which typically involves an OTP sent to your Aadhaar-linked mobile number. Once verified, your Aadhaar will be seeded into the PM-Kisan

After completing the Aadhaar linking process, it is essential to verify whether the linking has been successful. You can check the status online through the PM Kisan portal by following these steps:

1. Visit the official PM Kisan website: pmkisan.gov.in.
2. Go to the Farmers Corner section and click on Beneficiary Status.
3. Enter your Aadhaar number, mobile number, or bank account details.
4. Click on Get Data to view your Aadhaar linking status and payment details.

Eligibility criteria and required documents for PM-Kisan Aadhaar linking

Farmers who own cultivable land in their name are eligible to receive benefits under the PM-Kisan scheme. Additionally, tenant farmers or those farming land without ownership may also qualify, depending on the scheme’s specific provisions.

To link your Aadhaar with the PM-Kisan scheme, you need to provide the following details and documents:

• Name, age, gender, and category (SC/ST)
• Aadhaar number
• Alternate identification documents
• Bank account details, including account number and IFSC code
• Active mobile number linked to your Aadhaar

Similarly, when opening a Bajaj Finance FD, only basic KYC documents are required, making the process quick and stress-free. Open an FD account online, now!

Benefits of linking Aadhaar with PM Kisan

Linking Aadhaar with the PM Kisan Scheme offers several advantages, including:

• Direct income support: Eligible farmers receive Rs. 6,000 annually in three equal instalments directly in their Aadhaar-linked bank accounts.
• Transparency: Aadhaar ensures that only genuine beneficiaries receive the funds, eliminating the risk of fraud.
• Financial inclusion: Aadhaar linking promotes the use of formal banking channels, encouraging farmers to participate in the formal economy.
• Convenience: With Aadhaar-linked accounts, farmers can easily track their payments and avoid delays.

By linking Aadhaar, farmers can secure uninterrupted access to the scheme’s benefits, empowering them to meet their agricultural and domestic needs.

Linking your Aadhaar to the PM-Kisan scheme can sometimes be challenging due to delays or errors. Here are some effective steps to address common issues and ensure successful Aadhaar linkage:

1. Use the official PM-Kisan portal

Visit the official PM-Kisan website to link your Aadhaar with your account. Using the authorised portal ensures that your information is securely and accurately updated in the government database.

2. Follow official guidelines

Carefully adhere to the steps outlined in the government’s Aadhaar linking instructions. Ensuring that all requirements are met can help to minimise errors and delays during the linking process.

3. Utilise the official mobile app

You can also complete the Aadhaar linking process using the PMKISAN GoI App. This app provides step-by-step instructions and allows you to update your information conveniently from any location. It is a time-saving and efficient way to complete the proce

The PM Kisan Samman Nidhi Yojana is a lifeline for millions of farmers in India, providing essential financial support to improve their livelihoods. However, to continue receiving these benefits, linking your Aadhaar with the scheme is mandatory. Whether you choose the online or offline method, the process is simple and accessible. Do not delay—link your Aadhaar today to ensure uninterrupted access to the scheme’s benefits.

Beyond PM Kisan, farmers should also think about future savings. By investing in a Bajaj Finance FD with up to 7.30% p.a., they can secure steady, risk-free returns and plan better for agricultural as well as household needs. Open FD.