How to Check EPFO Pension Status

Tracking your EPFO pension status is an essential step to ensure that your retirement planning is on track. The Employees’ Provident Fund Organisation (EPFO) allows users to monitor their pension contributions, payouts, and overall balance under the Employees’ Pension Scheme (EPS). With the introduction of digital tools, checking your pension status has become a hassle-free process. In this article, we will guide you through the steps to check your EPFO pension status online and offline, highlight the documents required, and introduce other valuable tools to optimise your retirement savings.

Before you begin the process of checking your EPFO pension status, it is important to have the necessary details and documents ready. This ensures a smooth and quick process.

Documents and Details Needed:

1. Universal Account Number (UAN): A unique 12-digit number assigned to every EPFO member.
2. Pension Payment Order (PPO) Number: A 12-digit number issued to pensioners under the EPS.
3. Bank Account Details: The account linked to your EPF contributions.
4. Registered Mobile Number: For authentication during the process.

Having these details handy will allow you to access your pension information seamlessly. 

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EPFO offers both online and offline methods to check your pension status. Here is a step-by-step guide for each method:

Online Method via EPFO Portal:

1. Visit the official EPFO website.
2. Go to the “Online Services” section.
3. Select the “Pensioner’s Portal” option.
4. Click on “Know Your Pension Status.”
5. Enter your PPO number, office code, and office ID.
6. Click on “Get Status” to view your pension details.

Offline Method:

If you prefer offline options, you can visit the nearest EPFO office or call the EPFO toll-free helpline at 1800-118-005.

Plan Your Savings Effectively!

While tracking your pension status, it is also a good time to evaluate your financial future. Use this opportunity to secure your retirement with a Bajaj Finance Fixed Deposit (FD). Start investing with just Rs. 15,000 and earn assured returns of up to 7.30% p.a. without worrying about market risks.

In addition to the EPFO portal, there are alternative methods to check your pension status. These options provide added convenience and flexibility.

UMANG app

The UMANG app is an all-in-one platform for accessing government services, including EPFO. Simply log in with your credentials, navigate to the EPFO section, and check your pension status.

EPFO SMS service

Send an SMS in the format “EPFOHO UAN” to 7738299899. Ensure that your UAN is linked to your mobile number.

EPFO toll-free helpline

Dial 1800-118-005 to speak to an EPFO representative. Provide your PPO number or UAN to get the required information.

Your PPO number is essential for checking your pension status and accessing other EPFO services. If you do not know your PPO number, follow these steps:

1. Visit the official EPFO website.
2. Navigate to the “Pensioner’s Portal” under the “Services” section.
3. Click on “Know Your PPO Number.”
4. Enter your PF number or bank account number.
5. Your PPO number and related details will be displayed.

Alternatively, you can visit the nearest EPFO office or contact the toll-free helpline at 14470 to retrieve your PPO number.

To complement your pension planning, consider growing your savings with a Bajaj Finance Fixed Deposit. Open an FD account now and start earning up to 7.30% p.a. 

The Employees’ Pension Scheme (EPS) offers multiple types of pensions to ensure financial security for employees and their families. Here are the main types of pensions available:

Widow pension

This is provided to the spouse of the deceased EPFO member. The widow pension ensures financial stability for the surviving spouse.

Child pension

Children of the deceased member are eligible for this pension until they reach the age of 25. It is paid in addition to the widow pension.

Orphan pension

If both parents pass away, the orphan pension is provided to the children. It is 75% of the widow pension amount.

Reduced pension

Employees aged between 50 and 58 can opt for an early pension. However, the pension amount is reduced by 4% for each year before the age of 58.

Staying updated on your EPFO pension status is crucial for effective retirement planning. By using the EPFO portal, UMANG app, SMS service, or toll-free helpline, you can conveniently track your pension details. Additionally, knowing your PPO number and understanding the different types of pensions under the EPS can help you make informed decisions.

To further enhance your financial security, consider investing in a Bajaj Finance Fixed Deposit. With assured returns of up to 7.30% p.a., flexible tenures, and a minimum investment of Rs. 15,000, it is a reliable way to maximise your savings. Do not let your EPF contributions sit idle—explore FD plans today and secure your future. Book FD.