Mumbai, the financial heartbeat of India, offers myriad investment avenues. For those prioritising security and consistent growth, Fixed Deposits (FDs) stand out. With guaranteed returns, FDs are perfect for risk-averse investors aiming for stability. Ready to grow your savings securely? Open an FD today and enjoy returns up to 7.30% p.a.
Bajaj Finance offers attractive Fixed Deposit interest rates of up to 6.95% p.a. for non-senior citizens, and up to 7.30% p.a. for senior citizens, inclusive of an additional rate benefit of up to 0.35% p.a.
Bajaj Finance has built a strong foothold across Maharashtra, making it easier for residents to invest with confidence. With accessible branches and a trusted reputation, customers can enjoy a seamless FD experience.
Senior citizens can enjoy preferential FD rates, ensuring better earnings from their savings. This helps them maintain financial independence and plan retirement goals securely.
Managing fixed deposits is simple with Bajaj Finance’s digital services. From account creation to renewal, most processes are available online, giving investors greater convenience.
Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025) exclusively on website and app.
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 12 - 14 | 6.60% | 6.41% | 6.44% | 6.49% | 6.60% |
| 15 - 23 | 6.75% | 6.55% | 6.59% | 6.64% | 6.75% |
| 24 – 60 | 6.95% | 6.74% | 6.78% | 6.83% | 6.95% |
Fixed Deposit annualised rate of interest for senior citizens is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025) exclusively on website and app.
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 12 - 14 | 6.95% | 6.74% | 6.78% | 6.83% | 6.95% |
| 15 - 23 | 7.10% | 6.88% | 6.92% | 6.98% | 7.10% |
| 24 - 60 | 7.30% | 7.07% | 7.11% | 7.17% | 7.30% |
Documents required for Bajaj Finance Fixed Deposit
Investment Calculator |
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Secure your retirement with Bajaj Finserv Fixed Deposits in Mumbai, offering higher interest rates for senior citizens—up to 0.35% p.a. extra over regular rates. Enjoy guaranteed returns, flexible tenures, and the safety of a high-rated investment. Invest today and grow your savings with one of the most trusted FD options in Mumbai! Check the latest FD rates.
You can start a Bajaj Finance Fixed Deposit in Mumbai with as little as Rs. 15,000. This low entry point makes it convenient for both first-time investors and those looking to diversify their savings.
Yes. Senior citizens in Mumbai enjoy an additional rate benefit of up to 0.35% p.a. over the regular FD rates. This means they can earn up to 7.30% p.a., ensuring safer and higher returns.
Bajaj Finance offers two payout options. You can choose cumulative FDs, where interest is compounded and paid at maturity, or non-cumulative FDs, where interest is paid monthly, quarterly, half-yearly, or annually.
Yes, premature withdrawals are permitted on Bajaj Finance FDs in Mumbai. However, they may attract a reduced interest rate or penalty, depending on the tenure completed. This ensures flexibility in case of emergencies.
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