Mumbai, the financial heartbeat of India, offers myriad investment avenues. For those prioritising security and consistent growth, Fixed Deposits (FDs) stand out. With guaranteed returns, FDs are perfect for risk-averse investors aiming for stability. Ready to grow your savings securely? Open an FD today and enjoy returns up to 7.75% p.a.
Bajaj Finance offers attractive Fixed Deposit interest rates of up to 7.40% p.a. for non-senior citizens, and up to 7.75% p.a. for senior citizens, inclusive of an additional rate benefit of up to 0.35% p.a.
Bajaj Finance has built a strong foothold across Maharashtra, making it easier for residents to invest with confidence. With accessible branches and a trusted reputation, customers can enjoy a seamless FD experience.
Senior citizens can enjoy preferential FD rates, ensuring better earnings from their savings. This helps them maintain financial independence and plan retirement goals securely.
Managing fixed deposits is simple with Bajaj Finance’s digital services. From account creation to renewal, most processes are available online, giving investors greater convenience.
Bajaj Finance Fixed Deposits offer a combination of attractive returns, strong safety credentials, and flexible financial benefits. Whether you are looking to grow your savings, secure your retirement corpus, or maintain access to emergency funds, these fixed deposits provide a reliable investment avenue backed by high credit ratings and competitive interest rates.
Attractive returns up to 7.75% p.a.
Bajaj Finance offers fixed deposit interest rates up to 7.40% p.a. for customers below 60 years of age, and up to 7.75% p.a. for senior citizens. These competitive rates provide an opportunity for stable investment growth, regardless of market fluctuations.
Highest credit ratings
Bajaj Finance fixed deposit carry the highest credit ratings of [ICRA]AAA(Stable) and CRISIL AAA/STABLE. These ratings signify the institution's robust financial stability and underscore its unwavering commitment to safeguarding your deposits.
Loan against fixed deposit
Bajaj Finance understands that unexpected financial needs may arise. To cater to such situations, they offer loan against your fixed deposit. This can help you to access funds without having to prematurely break your investment. Loan amounts can go up to 60% of the deposit for cumulative FD and up to 75% for cumulative FD, providing a flexible financial safety net while your investment continues to grow.
Senior citizen benefit
Are you 60 or older? Enjoy higher returns with Bajaj Finance! Get an additional FD interest rate of up to 7.75% p.a., ensuring a secure and rewarding investment for your golden years. Click here and book an FD now!
Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 01 May, 2026).
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 12 - 17 | 6.60% | 6.41% | 6.44% | 6.49% | 6.60% |
| 18 - 30 | 6.85% | 6.64% | 6.68% | 6.74% | 6.85% |
| 31 – 60 | 7.40% | 7.16% | 7.20% | 7.27% | 7.40% |
Fixed Deposit annualised rate of interest for senior citizens is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 01 May, 2026).
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 12 - 17 | 6.95% | 6.74% | 6.78% | 6.83% | 6.95% |
| 18 - 30 | 7.20% | 6.97% | 7.01% | 7.08% | 7.20% |
| 31 - 60 | 7.75% | 7.49% | 7.53% | 7.61% | 7.75% |
Before applying, ensure that you meet the eligibility requirements and have the necessary documents ready for verification
| Criteria | Details |
|---|---|
| Eligibility | Resident Indians, Hindu Undivided Families (HUFs), companies, societies, trusts, partnership firms, sole proprietorships, associations, senior citizens, and minors. |
| Documents Required | PAN card, Aadhaar card, passport, driving licence, voter ID, proof of address, and a recent passport-size photograph, as applicable. |
Having the required documents readily available can help ensure a smooth and hassle-free fixed deposit booking process.
| Investment Calculator | ||
| FD Interest Calculator | Sukanya Samriddhi Yojana Calculator | PPF Calculator |
| RD Calculator | Provident Fund Calculator | Gratuity Calculator |
Secure your retirement with Bajaj Finance Fixed Deposits in Mumbai, offering higher interest rates for senior citizens—up to 0.35% p.a. extra over regular rates. Enjoy guaranteed returns, flexible tenures, and the safety of a high-rated investment. Invest today and grow your savings with one of the most trusted FD options in Mumbai! Check the latest FD rates.
You can start a Bajaj Finance Fixed Deposit in Mumbai with as little as Rs. 15,000. This low entry point makes it convenient for both first-time investors and those looking to diversify their savings.
Yes. Senior citizens in Mumbai enjoy an additional rate benefit of up to 0.35% p.a. over the regular FD rates. This means they can earn up to 7.75% p.a., ensuring safer and higher returns.
Bajaj Finance offers two payout options. You can choose cumulative FDs, where interest is compounded and paid at maturity, or non-cumulative FDs, where interest is paid monthly, quarterly, half-yearly, or annually.
Yes, premature withdrawals are permitted on Bajaj Finance FDs in Mumbai. However, they may attract a reduced interest rate or penalty, depending on the tenure completed. This ensures flexibility in case of emergencies.
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