Hooghly, a district steeped in history and economic activity, is witnessing a growing number of savvy investors seeking stable and secure avenues to grow their wealth. Among the myriad of investment options available, fixed deposit (FD) have consistently proven their worth, offering a safe haven for your hard-earned money while providing attractive returns.
Pro tip
Bajaj Finance offers attractive Fixed Deposit interest rates of up to 7.40% p.a. for non-senior citizens, and up to 7.95% p.a. for senior citizens, inclusive of an additional rate benefit of up to 0.55% p.a.
Features and benefits of Bajaj Finance Fixed Deposits
- Competitive returns
Bajaj Finance offer competitive interest rates of up to 7.95% p.a., offering significant growth potential for your investments regardless of market fluctuations. - Special tenures
Baja Finance offer higher interest rates on their FD for specific deposit durations, such as 18, 22, 33, 42, and 44 months. - Additional rates for senior citizens
Senior citizens receive an extra interest rate boost of up to 0.40% p.a., making these fixed deposits particularly attractive for them. - Top safety ratings
Bajaj Finance holds top-tier safety ratings like [ICRA]AAA(Stable) and CRISIL AAA/STABLE, ensuring exceptional security for your investments and providing you with peace of mind. - Loans against fixed deposit
Bajaj Finance offers loan against your fixed deposit. You can borrow up to 60% of the deposit amount on non-cumulative FD and up to 75% on cumulative FD, allowing you to meet your financial needs while keeping your investment intact.
FD rates for customers below the age of 60
Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 16 May, 2025) exclusively on website and app.
Non-Senior Citizens
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
12 - 14 | 7.00% | 6.79% | 6.82% | 6.88% | 7.00% |
15 - 23 | 7.35% | 7.11% | 7.16% | 7.22% | 7.35% |
18 | 7.40% | 7.16% | 7.20% | 7.27% | 7.40% |
22 | 7.30% | 7.07% | 7.11% | 7.17% | 7.30% |
24 – 60 | 7.25% | 7.02% | 7.06% | 7.12% | 7.25% |
33 | 7.20% | 6.97% | 7.01% | 7.08% | 7.20% |
FD rates for customer above the age of 60
Fixed Deposit annualised rate of interest for senior citizens is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 16 May, 2025) exclusively on website and app.
Senior Citizens
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
12 - 14 | 7.55% | 7.30% | 7.35% | 7.41% | 7.55% |
15 - 23 | 7.90% | 7.63% | 7.68% | 7.75% | 7.90% |
18 | 7.95% | 7.67% | 7.72% | 7.80% | 7.95% |
22 | 7.85% | 7.58% | 7.63% | 7.70% | 7.85% |
24 - 60 | 7.75% | 7.49% | 7.53% | 7.61% | 7.75% |
33 | 7.75% | 7.49% | 7.53% | 7.61% | 7.75% |
Eligibility criteria for booking a Bajaj Finance Fixed Deposit
- Nationality: Resident Indians/ Non-Resident Indians (NRIs).
- Investor type: Individuals, senior citizens, minors, sole proprietorships, partnership firms, HUFs (Hindu Undivided Families), clubs, associations, societies, and family trusts.
Documents required
PAN card and any KYC document: Aadhaar card/ Passport/ Driving license/ Voter ID
Conclusion
Fixed deposits offer a secure and reliable way to grow your savings while enjoying attractive returns. With their guaranteed returns, flexible tenures, and various benefits, FD are a wise investment choice for residents of Hooghly seeking to secure their financial future. By comparing different options, choosing a reputable financial institution, and aligning your investment with your financial goals, you can make the most of your savings and achieve financial peace of mind.
Calculate your expected investment returns with the help of our investment calculators
Bajaj Finserv app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finserv App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.