Hooghly, a district steeped in history and economic activity, is witnessing a growing number of savvy investors seeking stable and secure avenues to grow their wealth. Among the myriad of investment options available, fixed deposit (FD) have consistently proven their worth, offering a safe haven for your hard-earned money while providing attractive returns.
Pro tip
Bajaj Finance launches a new variant, "FD Max", for investments upto Rs. 25,000 . Bajaj Finance is providing one of the highest interest rates of up to 8.85% p.a.for senior citizens and 8.60% p.a. for non-senior citizens , in this variant.
Features and benefits of Bajaj Finance Fixed Deposits
- Competitive returns
Bajaj Finance offer competitive interest rates of up to 8.85% p.a., offering significant growth potential for your investments regardless of market fluctuations. - Special tenures
Baja Finance offer higher interest rates on their FD for specific deposit durations, such as 18, 22, 33, 42, and 44 months. - Additional rates for senior citizens
Senior citizens receive an extra interest rate boost of up to 0.40% p.a., making these fixed deposits particularly attractive for them. - Top safety ratings
Bajaj Finance holds top-tier safety ratings like [ICRA]AAA(Stable) and CRISIL AAA/STABLE, ensuring exceptional security for your investments and providing you with peace of mind. - Loans against fixed deposit
Bajaj Finance offers loan against your fixed deposit. You can borrow up to 60% of the deposit amount on non-cumulative FD and up to 75% on cumulative FD, allowing you to meet your financial needs while keeping your investment intact.
FD Max rates for customers below the age of 60
Bajaj Finance FD Max annualised rate of interest for customers below the age of 60 is valid for deposit up to Rs. 25,000 (w.e.f 14 November, 2024)
*Experience higher interest rate of up to 8.60% p.a. on a 42-month Digital FD Max, available on website and app.
Bajaj Finance Digital FD Max
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
42* | 8.60% | 8.28% | 8.34% | 8.42% | 8.60% |
Special Period (FD MAX)
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
18* | 8.00% | 7.72% | 7.77% | 7.85% | 8.00% |
22* | 8.10% | 7.81% | 7.87% | 7.94% | 8.10% |
33* | 8.30% | 8.00% | 8.05% | 8.13% | 8.30% |
44* | 8.45% | 8.14% | 8.20% | 8.28% | 8.45% |
Regular Period (FD MAX)
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
12 - 14 | 7.60% | 7.35% | 7.39% | 7.46% | 7.60% |
15 - 23 | 7.70% | 7.44% | 7.49% | 7.56% | 7.70% |
24 - 35 | 8.00% | 7.72% | 7.77% | 7.85% | 8.00% |
36 - 60 | 8.30% | 8.00% | 8.05% | 8.13% | 8.30% |
FD rates for customers below the age of 60
Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit Rs. 25,001 and up to Rs. 3 crore (w.e.f 14 November, 2024)
*Experience higher interest rate of up to 8.40% p.a. on a 42-month Digital FD, available exclusively on website and app.
Bajaj Finance Digital FD
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
42* | 8.40% | 8.09% | 8.15% | 8.23% | 8.40% |
Customers below the age of 60 – Special Period
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
18* | 7.80% | 7.53% | 7.58% | 7.65% | 7.80% |
22* | 7.90% | 7.63% | 7.68% | 7.75% | 7.90% |
33* | 8.10% | 7.81% | 7.87% | 7.94% | 8.10% |
44* | 8.25% | 7.95% | 8.01% | 8.09% | 8.25% |
Customers below the age of 60 – Regular Period
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
12 - 14 | 7.40% | 7.16% | 7.20% | 7.27% | 7.40% |
15 - 23 | 7.50% | 7.25% | 7.30% | 7.36% | 7.50% |
24 - 35 | 7.80% | 7.53% | 7.58% | 7.65% | 7.80% |
36 - 60 | 8.10% | 7.81% | 7.87% | 7.94% | 8.10% |
FD Max rates for customers above the age of 60
Bajaj Finance FD Max annualised rate of interest for senior citizens for deposit up to Rs. 25,000 (w.e.f 14 November, 2024)
*Experience higher interest rate of up to 8.85% p.a. on a 42-month Digital FD Max, available on website and app.
Bajaj Finance Digital FD Max
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
42* | 8.85% | 8.51% | 8.57% | 8.66% | 8.85% |
Senior Citizen – Special Period (FD Max)
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
18* | 8.25% | 7.95% | 8.01% | 8.09% | 8.25% |
22* | 8.35% | 8.05% | 8.10% | 8.18% | 8.35% |
33* | 8.55% | 8.23% | 8.29% | 8.37% | 8.55% |
44* | 8.70% | 8.37% | 8.43% | 8.52% | 8.70% |
Senior Citizen – Regular Period (FD Max)
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
12 - 14 | 7.85% | 7.58% | 7.63% | 7.70% | 7.85% |
15 - 23 | 7.95% | 7.67% | 7.72% | 7.80% | 7.95% |
24 - 35 | 8.40% | 8.09% | 8.15% | 8.23% | 8.40% |
36 - 60 | 8.55% | 8.23% | 8.29% | 8.37% | 8.55% |
FD rates for customers above the age of 60
Fixed Deposit annualised rate of interest for senior citizen is valid for deposit Rs. 25,001 and up to Rs. 3 crore (w.e.f 14 November, 2024)
*Experience higher interest rate of up to 8.65% p.a. on a 42-month Digital FD, available exclusively on website and app.
Bajaj Finance Digital FD
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
42* | 8.65% | 8.33% | 8.38% | 8.47% | 8.65% |
Senior Citizen – Special Period
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
18* | 8.05% | 7.77% | 7.82% | 7.89% | 8.05% |
22* | 8.15% | 7.86% | 7.91% | 7.99% | 8.15% |
33* | 8.35% | 8.05% | 8.10% | 8.18% | 8.35% |
44* | 8.50% | 8.19% | 8.24% | 8.33% | 8.50% |
FD Interest Rate for Senior Citizens
Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
---|---|---|---|---|---|
12 - 14 | 7.65% | 7.39% | 7.44% | 7.51% | 7.65% |
15 - 23 | 7.75% | 7.49% | 7.53% | 7.61% | 7.75% |
24 - 35 | 8.20% | 7.91% | 7.96% | 8.04% | 8.20% |
36 - 60 | 8.35% | 8.05% | 8.10% | 8.18% | 8.35% |
Eligibility criteria for booking a Bajaj Finance Fixed Deposit
- Nationality: Resident Indians/ Non-Resident Indians (NRIs).
- Investor type: Individuals, senior citizens, minors, sole proprietorships, partnership firms, HUFs (Hindu Undivided Families), clubs, associations, societies, and family trusts.
Documents required
PAN card and any KYC document: Aadhaar card/ Passport/ Driving license/ Voter ID
Conclusion
Fixed deposits offer a secure and reliable way to grow your savings while enjoying attractive returns. With their guaranteed returns, flexible tenures, and various benefits, FD are a wise investment choice for residents of Hooghly seeking to secure their financial future. By comparing different options, choosing a reputable financial institution, and aligning your investment with your financial goals, you can make the most of your savings and achieve financial peace of mind.
Calculate your expected investment returns with the help of our investment calculators
Bajaj Finserv App for All Your Financial Needs and Goals
Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finserv App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Explore and apply for co-branded credit cards online.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.