Fixed Deposit in Gandhinagar

Grow your money safely with a Fixed Deposit in Gandhinagar. Earn guaranteed returns with flexible tenures and competitive FD interest rates to meet your goals.
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FD in Gandhinagar
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4 min
21-October-2025

In the bustling landscape of Gandhinagar, fixed deposit (FD) remain a preferred choice for those seeking stable and secure returns on their investments. With interest rates on the rise in 2024, FD are becoming even more attractive for risk-averse investors and those looking to diversify their portfolios.

Benefits of Bajaj Finance Fixed Deposit in Gandhinagar

Bajaj Finance FDs in Gandhinagar combine safety with convenience. Investors enjoy high interest rates, flexible tenures, and quick online booking, along with added security through top credit ratings.

  • Attractive returns up to 7.30% p.a.

    Earn up to 6.95% p.a. as a regular customer and up to 7.30% p.a. as a senior citizen.

  • Highest credit ratings

    ICRA AAA(Stable) and CRISIL AAA/STABLE ratings assure strong financial credibility and deposit safety.

  • Loan against fixed deposit

    Get loans up to 60%–75% of your FD value without breaking your investment.

FD rates for customers below the age of 60

Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025) exclusively on website and app.

Non-Senior Citizens
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 6.60% 6.41% 6.44% 6.49% 6.60%
15 - 23 6.75% 6.55% 6.59% 6.64% 6.75%
24 – 60 6.95% 6.74% 6.78% 6.83% 6.95%

FD rates for customer above the age of 60

Fixed Deposit annualised rate of interest for senior citizens is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025) exclusively on website and app.

Senior Citizens
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 6.95% 6.74% 6.78% 6.83% 6.95%
15 - 23 7.10% 6.88% 6.92% 6.98% 7.10%
24 - 60 7.30% 7.07% 7.11% 7.17% 7.30%

Why choose Bajaj Finserv FD in Gandhinagar?

Bajaj Finserv has built a strong local presence in Gandhinagar, offering residents easy access to one of India’s most trusted fixed deposit schemes. With competitive FD rates, flexible options, and a customer-first approach, it is a reliable way to grow your savings securely.

  • Strong local presence in Gandhinagar:

    With branches and digital support, customers in Gandhinagar can easily open, manage, or renew FDs without hassle.

  • Special senior citizen benefits:

    Senior citizens enjoy up to 0.35% higher interest rates, making it an excellent option for retirement planning.

  • Online account management and auto-renewal:

    Book and track your FD online, set up auto-renewal, and enjoy a completely paperless, time-saving process.

Step-by-Step: How to open an FD in Gandhinagar

Opening a Bajaj Finance FD in Gandhinagar is quick, secure, and fully online

  • Choose investment amount & tenure

    Decide how much you want to invest and select a suitable duration

  • Fill application form online

    Complete the FD booking form on the Bajaj Finserv website or app

  • Upload KYC documents

    Submit your Aadhaar, PAN, and other required documents online

  • Transfer funds securely

    Pay your investment amount via net banking, UPI, or debit card

  • Receive the FD certificate

    Once processed, your FD certificate will be shared digitally

Fixed Deposit eligibility & documents in Gandhinagar

Anyone in Gandhinagar can invest in a Bajaj Finance FD, provided they meet basic eligibility and KYC requirements.

Eligibility

  • Indian resident: Individual, senior citizen, or minor

  • NRI (Non-Resident Indian)

  • Business owner/Partner

  • Clubs, associations, societies, or family trusts

Documents Required

  • PAN card

  • Any KYC document: Aadhaar, Passport, Voter ID, Driving Licence

  • Passport-size photograph

Conclusion

Fixed deposit offers a valuable option for residents of Gandhinagar seeking a low-risk investment option with guaranteed returns. By understanding the features, benefits, and factors to consider when choosing an FD, you can make informed decisions to secure your financial future.

Calculate your expected investment returns with the help of our investment calculators

Investment Calculator

FD Interest Calculator

Gratuity Calculator

PPF Calculator

RD Calculator

Provident Fund Calculator

 

 

Different Bajaj Finance Fixed Deposit Branches

Bajaj Finance Branch in Devkaran Na Muvada

Bajaj Finserv Gandhidham Sector 1a

Bajaj Finserv Kalol Gandhinagar Loans

Bajaj Finance Branch in Dahegam

Bajaj Finance Branch in Rakhiyal

Bajaj Finance Branch in Mota Chiloda

Bajaj Finance Branch in Jaipurva Gandhinagar

Bajaj Finance Branch in Sullia

Bajaj Finance Branch in Rakhiyal

FAQ

What is the minimum amount for an FD in Gandhinagar?

You can start a Bajaj Finance Fixed Deposit in Gandhinagar with just Rs. 15,000, making it convenient for both new and seasoned investors.

Can I get higher rates as a senior citizen?

Yes. Senior citizens in Gandhinagar enjoy an additional rate benefit of up to 0.35% p.a., ensuring higher earnings on their deposits.

How is the FD interest paid?

You can choose between cumulative (interest paid at maturity) or non-cumulative (monthly, quarterly, half-yearly, or yearly payouts) options.

Is premature withdrawal allowed?

Yes, premature withdrawal of FD is allowed in Gandhinagar. However, it may attract a small penalty on the applicable interest rate.

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.