Fixed Deposit (FD) App

Download the Bajaj Finserv Fixed Deposit App for easy FD investments and tracking.
Download App
FD App
Download App
3 min
2 December 2024

Fixed deposit (FD) is known for their safety, guaranteed returns, and ease of access. In today's digital age, opening and managing your FD has become even more convenient. With the Bajaj Finserv App, you can invest in a high-interest FD from the comfort of your home, entirely online.

How to download the Bajaj Finserv app on the App Store?

Follow these simple steps to download the Bajaj Finserv app through the App Store

  • Open the Apple App store and search for the Bajaj Finserv app
  • Tap on Download icon to start the downloading process
  • Open Bajaj Finserv app, choose your preferred language and click ‘Proceed’ to continue
  • Login with your registered mobile number and OTP

How to download the Bajaj Finserv app through the Play Store?

Follow these simple steps to download and install the Bajaj Finserv app through Play Store:

  • Search for Bajaj Finserv App on Play Store and download it
  • Tap on ‘Install’ to start downloading
  • Once downloaded, open the Bajaj Finserv app
  • Accept the End User License

How to apply for fixed deposit via the Bajaj Finserv app?

  1. Open app: Open the Bajaj Finserv mobile app.
  2. Find the FD Section: Look for the investment section and select OPEN FD
  3. Verify Your Number: Enter your mobile number and verify the OTP sent to your mobile number.
  4. Provide investment details: Input your desired investment amount, tenure, and interest payout preferences. You will also need provide your PAN and date of birth.
  5. KYC process: Depending on your status as an existing or new customer, either confirm your existing KYC details or complete the process using your Aadhaar Card.
  6. Review and agree: Carefully read and agree to the displayed terms and conditions.
  7. Complete payment: Complete the investment by paying using the available payment options (net banking, UPI, or NEFT/RTGS).

Features of the Bajaj Finserv FD app

The Bajaj Finserv fixed deposit app provides easy account setup, high interest rates, flexible tenures, secure transactions, and convenient renewal options. Discussed below are a few key features:

Simplified FD creation:

Book your FD in minutes, entirely online. The app guides you through choosing your deposit amount, tenure, interest payout options, and more.

Online KYC:

Complete the mandatory Know Your Customer (KYC) process within the app. Upload the required documents digitally for quick verification.

Secure payment:

Transfer funds for your FD investment safely using various payment options like net banking or UPI.

Investment tracking:

The app provides a user-friendly dashboard displaying your active FD, their interest rates, maturity dates, and interest earned.

FD calculator:

Use a built-in FD calculator to estimate your potential returns based on your investment amount, tenure, and interest rate.

Benefits of using Bajaj Finserv Online Fixed Deposit (FD) App

The Bajaj Finserv online FD app offers numerous benefits, making it one of the best FD app for investors seeking secure and profitable options. With a user-friendly interface, it simplifies the account setup process and allows for seamless management of investments. Users can enjoy attractive interest rates and flexible tenures, tailored to meet individual financial goals. The app ensures secure transactions, providing peace of mind for users. Additionally, features like auto-renewal and easy tracking of deposits enhance convenience. The online FD app also offers special interest rates for senior citizens, making it a comprehensive solution for all your fixed deposit needs.

Documents required for Fixed Deposit through the Bajaj Finserv App

1. PAN (Permanent Account Number)

Your PAN is crucial for two reasons:

  • Financial tracking: The PAN links all your financial transactions, including your FD, helping the government monitor income and prevent tax evasion.
  • TDS applicability: If your FD interest earnings exceed a certain threshold, Tax Deducted at Source (TDS) will apply. Your PAN is necessary for deducting the TDS.

2. Any KYC document (Aadhaar card/Passport/Driving license/Voter ID)

  • KYC is a mandatory process for all financial institutions. It helps verify your identity and address.

If you are looking for a safe way to grow your savings with attractive returns, consider booking a Bajaj Finance FD. The Bajaj Finserv app makes the process incredibly fast and user-friendly. Download the Bajaj Finserv App today and take control of your financial future.

Calculate your expected investment returns with the help of our investment calculators

Investment Calculator

SSY Calculator

PPF Calculator

Gratuity Calculator

Recurring Deposit Calculator

Provident Fund Calculator

Frequently asked questions

Are FD apps safe?

FD apps are generally safe if provided by reputed financial institutions like Bajaj Finance. Ensure the app has security measures like encryption and two-factor authentication.

Are there any fees associated with using an FD app?

No, there is no fees, Bajaj Finserv app is totally free to use.

What happens if I forget my FD app login credentials?

If you forget your FD app login credentials, the Bajaj Finserv app provides options for password reset or recovery through phone. Follow the app's instructions to regain access to your account.

How do I download an FD app in India?

To download an FD app in India, visit the Google Play Store or Apple App Store, search for your preferred bank or financial institution’s FD app, and click on “Install.” Follow any additional prompts to complete the installation.

Can I open a fixed deposit through the FD app?

Yes, most FD apps in India allow users to open a fixed deposit account directly. You can easily select the deposit amount, tenure, and preferred interest payout option and complete the process within the app.

Are FD apps free to download?

FD apps offered by banks and financial institutions are generally free to download. You won’t incur any charges for installing or using these apps, although data charges from your internet provider may apply.

What do I need for the FD app installation?

To install an FD app, you need a compatible smartphone, a stable internet connection, and sufficient storage space on your device. Some apps may also require permissions, such as access to your camera or contacts, for enhanced features.

Can I manage multiple FDs through the app?

Yes, many FD apps offer features to manage multiple fixed deposits in one place. You can view, track, and renew your FDs, making it easier to handle various deposits without switching accounts.

Is KYC verification needed when using an FD app?

KYC verification is often required to open a new FD through an app. This may include uploading identification documents and completing an in-app verification process to comply with regulatory requirements.

Can I check FD interest rates in the app?

Yes, FD apps typically display current interest rates for various tenures. You can view these rates before opening a deposit and choose the tenure that best suits your investment goals.

What is a Fixed Deposit App?

A Fixed Deposit (FD) app is a mobile application by banks or financial institutions that enables users to open, manage, and monitor fixed deposit accounts. It offers convenient access to FD-related services and information.

What if I encounter issues while using the app?

If you encounter issues, most FD apps provide customer support through in-app chat, call options, or FAQs. You can also contact the bank’s customer care for assistance with troubleshooting.

Show More Show Less

Related videos

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP

Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.