Fixed Deposit App

While substantial investments often grab headlines, the power of consistent small savings shouldn't be underestimated. A Rs. 20,000 fixed deposit (FD) might appear modest, but with the right approach and a suitable fixed deposit app, it can be a foundational step towards financial security.

Why use the fixed deposit app?

Here are some reasons why using fixed deposit app can be beneficial:

1. Easy to use: Fixed deposit apps like the Bajaj Finserv App are designed with user-friendliness in mind. No financial expertise is required to get started. Simply download the app, follow the on-screen instructions, and you are ready to begin investing.

2. Lots of options: These apps offer various investment options. You can customise your investment by selecting the amount, investment tenure, and interest payout frequency. Additionally, they offer different FD types to cater to diverse financial goals.

3. Keep track of your money: Fixed deposit apps help you stay informed about your investments with real-time tracking. You can conveniently monitor your savings, investment maturity dates, and interest earnings through the app.

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How to download the Bajaj Finserv App through the Google Play Store?

To download the Bajaj Finserv App on your Android device, follow these steps.

Step 1: Open the Play Store: Locate and tap the Google Play Store icon on your device.

Step 2: Search for the app: Use the search bar at the top to find "Bajaj Finserv App".

Step 3: Install the app: Select the Bajaj Finserv Loans, UPI & FD app from the search results and tap "Install”.

Step 4: Access the app: Once the download and installation are complete, you can open the app directly or find its icon on your home screen.

How to download the Bajaj Finserv App from the App Store?

Follow these simple steps to download the Bajaj Finserv app on your iOS device:

Step 1: Open the App Store: Find and tap the App Store icon on your device.

Step 2: Search for the app: Use the search bar at the bottom right to find "Bajaj Finserv App".

Step 3: Download the app: Select the ‘Bajaj Finserv: UPI, Loan, FD, MF’ app from the search results and tap "Get." You may need to enter your Apple ID password.

Step 4: Access the app: Once the download and installation are complete, you can open the app directly or find its icon on your home screen.

Features of the Bajaj Finserv FD app

The Bajaj Finserv FD investment app simplifies the process of managing your fixed deposits. Some of its key features include:

1. Quick and easy FD creation: The Bajaj Finserv App allows you to open an FD in minutes through a fully online process. You can also customise your investment by selecting the deposit amount, tenure, and interest payout options.

2. Convenient in-app KYC: All the necessary documents for your Know Your Customer (KYC) verification can be submitted digitally within the app.

3. Secure payment options: You can safely transfer funds for your FD investment using various payment methods, such as net banking and UPI.

4. Real-time investment tracking: The Bajaj Finserv App also helps monitor your active fixed deposits, interest rates, maturity dates, and accumulated interest through a user-friendly dashboard.

Advantages of booking an FD online

Booking a fixed deposit online offers you several benefits. Some of them include:

Convenience: You can book an FD anytime, anywhere, without the need to visit any branch.


Efficiency: An online FD has a quick and easy application process with minimal paperwork, saving you time and effort.


Competitive interest rates: By booking an FD online, you often get access to higher interest rates compared to traditional offline bookings. For example, Bajaj Finance Digital FDs come with attractive FD interest rates of up to 8.65% p.a. when you book the FD through the app or website.

Complete control: You can manage your FD investment online, including opening, monitoring, calculating returns, and renewals, all from a single platform.

Conclusion

Investing Rs. 20,000 might seem small, it is a significant step towards building financial stability. By using a fixed deposit app and implementing effective strategies, you can maximise the returns on your investment. Remember, consistency is key. Small, regular savings can lead to substantial growth over time.