Bajaj Allianz General Insurance

Bajaj Allianz General Insurance- Wireless Headphones Insurance at Rs. 303

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 10,000, Premium of Rs. 303

    Coverage up to Rs. 10,000, Premium of Rs. 303

    Get coverage up to Rs. 10,000 in case of financial loss suffered due to accidental damage or breakdown of wireless headphones.

  • Standard fire and special perils cover

    Standard fire and special perils cover

    The plan provides coverage against perils such as fire, explosion/implosion, lightning, flood, earthquake, cyclone, etc. You can also get coverage against damage caused due to riots and strikes.

  •  Accidental damage cover

    Accidental damage cover

    The plan also provides coverage against repair and replacement costs if your gadget is accidentally damaged.

  •  Breakdown cover

    Breakdown cover

    Get coverage for repair and replacement costs in case of any unexpected mechanical or electrical breakdown of your wireless headphone.

  • End-to-end online process

    End-to-end online process

    You can buy the policy online through our 100% digital and paperless process.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Wireless Headphones Insurance cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18 - 65 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

A step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

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Policy details

Here’s a quick look at the policy details of Wireless Headphones Insurance:

Policy details Description
Sum insured (in Rs.) 10,000
Premium including GST (in Rs.) 303
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the inclusions and exclusions under the Wireless Headphones Insurance:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Standard fire and special perils cover The plan provides coverage against perils such as fire, explosion/implosion, lightning, flood, earthquake, cyclone, etc. You can also get coverage against damage caused due to riots and strikes.
Mechanical breakdown cover The plan offers coverage for repair and replacement expenses incurred against an unexpected mechanical breakdown of your wireless headphones.
Accidental damage cover The plan also provides coverage against repair and replacement costs if your wireless headphone is accidentally damaged.
Key exclusions Description
Gadgets older than 30 days To seek the benefits of this insurance cover, you need to apply for Wireless Headphones Insurance within 30 days of the gadget.
Deductibles The deductible of the first 5% of each claim amount is subject to a minimum of Rs. 1,000 for the sum insured up to Rs. 20,000, or Rs. 2,000 for the sum insured above Rs. 20,000 and up to Rs. 50,000.
Damage caused by terrorist activity If any loss, damage or destruction is caused to your filter due to terrorist activities.
Damage due to pollution Any loss sustained due to the effects of pollution or contamination.

How to claim

You can contact the insurer (Bajaj Allianz General Insurance) to claim the benefits of the Wireless Headphones Insurance by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at bagichelp@bajajallianz.co.in.

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of the Small Gadgets Insurance cover, you need to present the following documents:

    1. Invoice or bill copy
    2. Duly filed claim form
    3. FIR copy- in case of burglary or theft

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.

Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company ManipalCigna Health Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under BAGIC Insurance Policy UIN: IRDAN113CP0004V03201819. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.