Life insurance is a crucial financial tool for NRIs (Non-Resident Indians) to ensure their family’s financial security. The sum assured—the guaranteed amount paid to beneficiaries—needs periodic evaluation. As life progresses, circumstances change, and financial responsibilities grow, necessitating a reassessment of your life insurance coverage. Increasing the sum assured can help bridge gaps in coverage caused by inflation, rising healthcare costs, or major life events. This article explores when and why NRIs should consider increasing their sum assured to maintain adequate financial protection.