Care Health Insurance

Care Health Insurance - Ventricular Assist Devices cover starts at Rs. 271

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium Rs. 271

    Coverage up to Rs. 3 lakh, premium Rs. 271

    Get cover against the hospitalisation and medical expenses arising from total artificial heart treatment.

  • Hospitalisation expenses

    Hospitalisation expenses

    Expenses related to hospitalisation for Ventricular Assist Devices placement. Diagnosis should be supported with clinical confirmation by an appropriate specialist doctor.

  • Comprehensive cover for treatment charges

    Comprehensive cover for treatment charges

    Covers treatment charges including, hospital room rent, ICU, transfusion, doctors’ fees (during and after hospitalisation), medicines, and tests.

  • End-to-end online

    End-to-end online

    You can buy the policy through a 100% digital process.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Ventricular Assist Devices cover. If you meet all the eligibility criteria, we will need to provide a few details to complete your application process. 

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 18 - 60 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Ventricular Assist Devices cover:

  • Premium of Rs. 271
  • Premium of Rs. 531
  • Premium of Rs. 684
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 271
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 531
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 684
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under Ventricular Assist Devices cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation expenses Hospital and medical expenses due to surgery for Ventricular Assist Device placement
Treatment charges Hospital room rent, ICU, transfusion, doctors’ fees (during & after hospitalisation), medicines, and tests
Pre- and post-hospitalisation expenses Pre- and post-hospitalisation for 30 and 60 days respectively
Ambulance costs Covers ambulance expenses up to Rs. 2,000
Key exclusions Description
Any pre-existing disease Hospitalisation expenses for pre-existing medical illnesses
Illness other than specified under policy Any illness other than those specified under this policy
Secondary cause Ventricular dysfunction or heart failure directly related to alcohol or drug abuse

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of Ventricular Assist Devices cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Ventricular Assist Devices cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is the sum insured for the Ventricular Assist Devices cover?

The sum insured for the policy is Rs. 1 lakh for a premium of Rs. 271, Rs. 2 lakh for a premium of Rs. 531, and Rs. 3 lakh for a premium of Rs. 684.

What is the coverage under Ventricular Assist Devices cover?

All medical expenses incurred for Ventricular Assist Devices placement, including the expenses incurred during, pre and post-hospitalisation period.

Is there a waiting period to claim benefits under the policy?

Yes, there is a waiting period of 90 days. Hospitalisation within first 90 days from the policy start date.

What is the validity period for this policy?

This policy is valid for one year.

What is the claim process for Ventricular Assist Devices cover?

You can contact the insurer by writing to them at or calling on the toll-free number 1800-102-4488


*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.