Care Health Insurance - Ventricular Assist Devices cover starts at Rs. 271
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 3 lakh, premium Rs. 271
Get cover against the hospitalisation and medical expenses arising from total artificial heart treatment.
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Hospitalisation expenses
Expenses related to hospitalisation for Ventricular Assist Devices placement. Diagnosis should be supported with clinical confirmation by an appropriate specialist doctor.
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Comprehensive cover for treatment charges
Covers treatment charges including, hospital room rent, ICU, transfusion, doctors’ fees (during and after hospitalisation), medicines, and tests.
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End-to-end online
You can buy the policy through a 100% digital process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Ventricular Assist Devices cover. If you meet all the eligibility criteria, we will need to provide a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 60 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Ventricular Assist Devices cover:
- Premium of Rs. 271
- Premium of Rs. 531
- Premium of Rs. 684
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 271 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 531 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 684 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under Ventricular Assist Devices cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation expenses | Hospital and medical expenses due to surgery for Ventricular Assist Device placement |
| Treatment charges | Hospital room rent, ICU, transfusion, doctors’ fees (during & after hospitalisation), medicines, and tests |
| Pre- and post-hospitalisation expenses | Pre- and post-hospitalisation for 30 and 60 days respectively |
| Ambulance costs | Covers ambulance expenses up to Rs. 2,000 |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | Hospitalisation expenses for pre-existing medical illnesses |
| Illness other than specified under policy | Any illness other than those specified under this policy |
| Secondary cause | Ventricular dysfunction or heart failure directly related to alcohol or drug abuse |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Care Health Insurance) to claim the benefits of Ventricular Assist Devices cover by email or phone:
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
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Documents required to claim
To claim the benefits of Ventricular Assist Devices cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
The sum insured for the policy is Rs. 1 lakh for a premium of Rs. 271, Rs. 2 lakh for a premium of Rs. 531, and Rs. 3 lakh for a premium of Rs. 684.
All medical expenses incurred for Ventricular Assist Devices placement, including the expenses incurred during, pre and post-hospitalisation period.
Yes, there is a waiting period of 90 days. Hospitalisation within first 90 days from the policy start date.
This policy is valid for one year.
You can contact the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488
