Care Health Insurance - Vehicle Modification Cover at Rs. 212

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Vehicle modification cover

    Get coverage to modify your owned vehicle with necessary requirements in case of disability to help you ease your daily commute.

  • Permanent total disability cover

    The plan covers the expenses against permanent total disability if it occurs within 12 months from the date of accident.

  • End-to-end online

    With the 100% digital process, purchase the plan in four simple steps.

  • No documents are required to buy the policy

    When buying the Vehicle Modification Cover, you do not need to present any documents when making the purchase.

  • Regular wear & tear

    Expenses arising from repair of normal wear and tear or renovation or improvisation of existing set-up

  • Modification period

    Modifications carried out more than 3 months before the intimation of claim

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Vehicle Modification Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process. 

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 18+ years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  •  Name
  •  Address
  •  Email address
  •  Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.

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Policy details

Here’s a quick look at the policy details of Vehicle Modification Cover:

Policy details Description
Sum insured (in Rs.) 10,000
Premium including GST (in Rs.) 212
Permanent total disability cover (in Rs.) 10,000
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under Vehicle Modification Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Permanent total disability cover Covers permanent total disability if it occurswithin 12 months from the accident date
Vehicle modification costs For reasonable and necessary modification of personal vehicle for daily living
Key exclusions Description
Any Pre-existing disease No pre-existing medical illness is covered

How to claim

You can reach out to the insurer (Care Health Insurance) to claim the benefits of Vehicle Modification Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of the Vehicle Modification Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is covered under Vehicle Modification Cover?

Vehicle Modification Cover by Care Health Insurance covers the expenses incurred for modifying your personal vehicle in case of an accidental permanent total disability. This helps you to make the necessary changes on the vehicle without worrying about the cost and ease your daily commute.

What is the cost of Vehicle Modification Cover?

You can buy the Vehicle Modification Cover by Care Health Insurance at Rs. 212. The coverage offered on the plan is Rs. 10,000.

How to apply for Vehicle Modification Cover?

Get the Vehicle Modification Cover online in just a few steps. You can apply for the plan on the Bajaj Finance Insurance Mall. The plan is offered under the Pocket Insurance category. You can click on the ‘Buy Now’ button and proceed to purchase the plan.

What is the claim process for Vehicle Modification Cover?

You can reach out to the insurer by writing to them at or calling on the toll-free number 1800-102-4488.

What is covered under Vehicle Modification Cover?

Vehicle Modification Cover protects against the costs arising from permanent total disability and that of vehicle modifications to enable daily living.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.