Triumph Bike Insurance

Learn everything about Triumph bike insurance, from types of coverage to costs and how to buy and check your policy status. Ensure your Triumph motorcycle is fully protected with the right insurance.
Check Two-wheeler Insurance Plans
3 min
08-July-2024

Triumph motorcycles carry a legacy of power and timeless design. But unexpected events can disrupt your ride. Triumph bike insurance provides a financial safety net, safeguarding your prized possession against accidents, theft, and more. This guide explores the different Triumph bike insurance plans available, what's covered, and the hassle-free process of purchasing and managing your policy.

Understanding Triumph two-wheeler insurance

Two-wheeler insurance is essential for all motorcycle owners, including Triumph enthusiasts. Triumph motorbike insurance provides financial protection against unforeseen events such as accidents, theft, natural disasters, and third-party liabilities. By opting for comprehensive coverage, you can ensure that both your bike and you are well-protected.

What types of Triumph bike insurance plans are available?

Triumph bike insurance plans come in different types to cater to various needs. Here's a breakdown of the options available:

Type of insurance plan Description
Third-Party Liability Insurance This is a mandatory insurance plan mandated by law in India. It covers the financial liabilities arising from any damage caused to a third-party person or property in an accident.
Comprehensive Insurance This plan offers broader coverage compared to third-party insurance. It covers third-party liabilities along with damages to your own Triumph bike due to accidents, theft, fire, natural disasters, and other perils mentioned in the policy document.
Standalone Own-Damage Insurance Covers damages to your Triumph bike only and not for any third-party damages.
Add-On Covers Additional protection options like zero depreciation, engine protection, etc.

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What is covered in Triumph bike insurance?

A comprehensive Triumph bike insurance policy typically covers:

  • Accidental damage: Repairs or replacement due to accidents.
  • Theft: Compensation if your bike is stolen.
  • Natural disasters: Coverage for damages caused by floods, earthquakes, storms, etc.
  • Fire and explosion: Protection against damages from fire or explosions.
  • Third-party liability: Covers legal liabilities for third-party injuries or property damage.
  • Personal accident cover: Compensation for the owner/rider in case of accidental death or injury.

Note: The specific coverage details may vary depending on the insurance company and the chosen plan. Always thoroughly read the policy document to understand what's included and excluded.

What’s not covered in Triumph bike insurance?

Here are some general exclusions to consider in Triumph Bike insurance policies:

  • Wear and tear: Regular wear and tear or ageing of the bike.
  • Electrical/mechanical breakdown: Issues like engine failure due to internal malfunctions.
  • Riding under influence: Accidents caused while riding under the influence of alcohol or drugs.
  • Without license: Damages occurring when the rider does not possess a valid driving license.
  • Outside geographical limits: Incidents happening outside the geographical area specified in the policy.
  • War and nuclear risks: Damages due to war, nuclear risks, or similar events.

How to buy Triumph bike insurance

Buying Triumph bike insurance is a straightforward process:

  1. Research: Compare various insurance plans and providers online.
  2. Choose the right plan: Select a plan that offers comprehensive coverage and fits your budget.
  3. Provide details: Enter your bike’s details, including make, model, year, and registration number.
  4. Get a quote: Obtain insurance quotes and compare premiums.
  5. Purchase online: Buy the chosen policy online through the insurer's website or a trusted partner.
  6. Receive policy documents: Get your policy documents via email or post.

How to check my Triumph bike insurance status?

Here are two ways to check your Triumph bike insurance status:

Contact your insurance provider

You can directly contact your insurance company's customer care department and inquire about your policy status. They can provide details like validity, coverage details, and renewal options.

Online portal

Most insurance companies offer online customer portals where you can log in using your policy details and access information about your insurance plan.

Via the VAHAN online portal

Login via your mobile number, provide the two-wheeler registration number, and click on the “Search Vehicle” button to view bike details, including insurance validity.

Triumph bike insurance is essential for protecting your investment and ensuring peace of mind. By understanding the types of coverage available and what is included and excluded, you can make an informed decision. Regularly checking your policy status and keeping it up to date ensures continuous protection for your bike.

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Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Nissan AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.