Toyota Vellfire Car Insurance

Get detailed insights into Toyota Vellfire car insurance, including types of policies, benefits, and the claim process. Find the right Toyota Vellfire insurance for you.
Buy/Renew Toyota Vellfire Car Insurance
Get Quote
3 min
12-August-2024
The Toyota Vellfire, a luxurious and spacious MPV, demands exceptional protection. Car insurance for your Vellfire is essential to shield you from financial burdens in case of accidents, theft, or other unforeseen events.

What is Toyota Vellfire car insurance?

Toyota Vellfire car insurance is designed to cover various risks associated with owning and driving the Vellfire. This insurance provides financial protection against damages to the vehicle, third-party liabilities, and personal injury. The comprehensive coverage ensures that Vellfire owners can drive with peace of mind, knowing they are protected from a wide range of potential risks.

Why choose Toyota Vellfire car insurance?

Choosing the right car insurance for your Toyota Vellfire is crucial for multiple reasons:

  • Comprehensive protection: Offers extensive coverage for damages to your vehicle and third-party liabilities.
  • Peace of mind: Ensures financial security in case of accidents or theft.
  • Customisable plans: Allows you to choose add-ons like zero depreciation, engine protection, and roadside assistance.
  • Hassle-free claims: Provides a smooth and straightforward claims process with a wide network of cashless garages.

Types of Toyota Vellfire car insurance policies

There are different types of car insurance policies available for the Toyota Vellfire:

Insurance TypeCoverage Details
Third-party liabilityCovers damages to third-party property and bodily injury.
Own damage insuranceCovers damages to your own vehicle due to accidents.
Comprehensive insuranceCovers both third-party liability and own damages.
Personal accident coverProvides coverage for the driver/owner in case of accidents.
Zero DepreciationProvides full claim amount without deducting depreciation.


Key features and benefits of Toyota Vellfire car insurance

Toyota Vellfire car insurance offers several key features and benefits:

  • Comprehensive coverage: Protects against a wide range of risks.
  • Personal accident cover: Provides financial assistance in case of injuries or death.
  • No Claim Bonus (NCB): Offers discounts on renewal for claim-free years.
  • Roadside assistance: Provides help in case of breakdowns or accidents.
  • Cashless claims: Enables hassle-free repairs at network garages.

Car insurance add-ons you can consider

Additional coverage options, known as add-ons, can be purchased alongside a comprehensive car insurance policy for your Toyota Vellfire. Here are some of the add-ons available for purchase:

  • Zero depreciation cover: Ensures full reimbursement for repairs without factoring in depreciation during claim settlements.
  • Engine protection cover: Provides coverage for the repair or replacement of the engine in the event of damages caused by accidents or water ingression.
  • Roadside assistance: Offers aid in emergencies such as breakdowns, flat tires, fuel shortages, or towing services.
  • Return to invoice: Guarantees reimbursement of the invoice value of your car in case of theft or total loss.
  • Personal accident cover: Extends coverage to passengers in the vehicle, providing financial protection in case of accidents resulting in death or disability.
  • No-Claim Bonus protection: Safeguards your accumulated no-claim bonus in the event of a claim, allowing you to retain the discount on your premium.
  • Consumables cover: Covers the cost of consumable items such as engine oil, coolant, nuts, bolts, etc., during repairs.
  • Key replacement cover: Provides coverage for the replacement cost of lost or stolen car keys, including locksmith charges.
  • Invoice price cover: Ensures reimbursement of the invoice price of your car in case of total loss or theft, including registration and road tax.

Car insurance claim process

Cashless claim process:

A cashless car insurance process simplifies the repair of your Toyota Vellfire car by eliminating the need for upfront payment at a network garage. Here's a step-by-step guide to the cashless car insurance claim process:

  • Inform your insurance company about the accident or incident through phone, website, or mobile app.
  • Provide all relevant details of the incident to the authorities, particularly if it involves accidents, theft, or fire. File an FIR if required.
  • Take photographs of the damages to your insured car and any bodily injuries sustained immediately after the incident to serve as evidence during the claim process.
  • Find the nearest network garage and take your car there for cashless repairs. If your vehicle is stalled due to damage, contact your insurer for towing assistance.
  • Once at the garage, a surveyor from your insurance company will assess the damage. Ensure you have all necessary documents such as your car registration certificate, driving license, and FIR available for inspection.
  • The surveyor will evaluate the claim amount and prepare a report to submit to your insurer. Your insurer will then either approve or reject the claim based on the surveyor's findings.
  • Upon approval, the network garage will proceed with the repairs. Once the repairs are completed, your insurer will settle the bills directly with the garage.

Reimbursement claim process

The reimbursement claim process requires you to initially pay for the repair bills and later seek reimbursement from your insurer. Below is the reimbursement car insurance claim process for your car:

  • Inform your insurance company about the incident and register your claim.
  • Take your car to a workshop or garage of your choice for repairs.
  • A surveyor appointed by your insurer will assess the damages at the garage.
  • The surveyor will prepare and submit a claim report to your insurer.
  • The garage will repair your car and provide you with a bill, which you will need to pay.
  • Submit the original repair bills along with a claim form to your insurance company.
  • Your insurer will review the repair bills and claim form and reimburse your repair costs accordingly.Top of Form

Documents required in the claims process

Here is the list of documents you may need while filing a claim for your car insurance policy:

  • Copy of the registration certificate (RC) of your vehicle
  • Copy of your driving licence
  • Policy document
  • Description of the incident and photographs of the vehicle (if possible)
  • First Information Report (FIR) in case of theft, injuries to any third party or damage to their property
  • The original keys to the vehicle
  • RTO transfer papers duly signed with Form 28, Form 29 and Form 30
  • No Trace Report from the police in cases of theft of the vehicle
  • The original bills for the repairs of the car to claim the four-wheeler insurance policy
Note: Check with your insurer in case you require more documents depending on the nature of the claim.

Protecting your luxurious Toyota Vellfire with comprehensive car insurance is essential. By understanding the different types of policies, features, and the claims process, you can make informed decisions and ensure financial security. Remember to compare quotes, read policy terms carefully, and choose a plan that aligns with your needs and budget.

Frequently asked questions

What does comprehensive car insurance cover for Toyota Vellfire?
Comprehensive car insurance for the Toyota Vellfire covers damages due to accidents, theft, fire, natural disasters, and third-party liabilities.

What is a No Claim Bonus (NCB)?
NCB is a discount on your premium for each claim-free year, rewarding safe driving and reducing insurance costs.

Is roadside assistance included in the policy for Toyota Vellfire?
Yes, most comprehensive car insurance policies for Toyota Vellfire include 24/7 roadside assistance for breakdowns, towing, and other emergencies.

How do I make a claim if my car is stolen for Toyota Vellfire?
In case of theft, notify the insurer immediately, file an FIR with the police, and provide necessary documents like the FIR copy, policy details, and RC. The insurer will guide you through the claim process.

Can I transfer my existing policy to a new car?
Yes, you can transfer your existing policy to a new car. Inform your insurer about the new vehicle details and they will help with the transfer process.

How is the premium for car insurance calculated?
The premium for car insurance is calculated based on factors such as the vehicle's make and model, age, engine capacity, geographical location, and the type of coverage chosen.

Show More Show Less

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP

Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.

Premium indicated is exclusive of taxes for third party coverage of four-wheeler above 1,500 CC. Premium may vary based on the specification of the vehicle.

Show All Text