Care Health Insurance Ltd

Care Health Insurance - Stroke Cover starting at Rs. 271

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium Rs. 271

    Coverage up to Rs. 3 lakh, premium Rs. 271

    Get coverage of medical expenses up to the insured sum for stroke treatment. A medical practitioner should prescribe the necessary treatment.

  • Hospitalisation cover

    Hospitalisation cover

    Covers expenses incurred due to hospitalisation provided an appropriate consultant issues the diagnosis.

  • Diagnostic, treatment, and medication cover

    Diagnostic, treatment, and medication cover

    Covers expenses incurred from the cost of diagnostic tests, doctor’s fees, medication costs, and treatment charges. Also, covers ICU charges, transfusion, and room rent.

  • Ambulance cover

    Ambulance cover

    Get up to Rs. 2,000 coverage for ambulance charges.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Stroke Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18-60 years

Documents required

No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online through UPI, net banking, credit/debit cards, or wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Stroke Cover:

  • Premium of Rs. 271
  • Premium of Rs. 531
  • Premium of Rs. 684
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 271
Policy tenure One year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 531
Policy tenure One year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 684
Policy tenure One year

Key inclusions and exclusions

Have a quick look at the coverages offered and excluded under the Stroke Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation Expenses during hospital treatment
Pre-hospitalisation expenses Up to 30 days
Post-hospitalisation Up to 60 days
Doctor’s fee and medications During hospitalisation
Ambulance cost Up to Rs. 2,000
Sub-limits (percentage of the sum insured) Up to 1% on room rent and up to 2% on ICU charges
Key exclusions Description
Any pre-existing disease No pre-existing medical illness covered
Ailments during the waiting period Illnesses detected before 90 days from the purchase of the policy
Other conditions Transient ischemic attacks, traumatic injury of the brain, and vascular diseases affecting only the eye/ optic nerve or vestibular functions

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of the Stroke Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at claims@careinsurance.com.

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Stroke Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.

Frequently asked questions

What is a Stroke Cover?

Stroke Cover is a pocket insurance product offered by Care Health Insurance. The plan covers medical expenses associated with the treatment of a stroke.

What are the benefits of this insurance policy?

Stroke Cover secures you financially to deal with the medical expenses associated with stroke treatment. The plan covers hospitalisation, pre-and post-hospitalisation expenses. Also, gives coverage against treatment costs, doctor’s fees, medicines expenses, and more.

What is the claim process for policy?

You can contact the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.

What does Stroke Cover offer?

Stroke Cover provides coverage for all medical expenses incurred for stroke treatment. The plan covers ambulance charges, hospitalisation, medication, doctor’s fees, and other treatment charges. Also, covers pre-and post-hospitalisation expenses.

What does the Stroke Cover exclude from coverages?

Stroke Cover does not include coverage for any pre-existing conditions, or hospitalisation due to any reasons other than stroke. It also does not cover transient ischemic attacks, traumatic injury of the brain, and vascular diseases affecting only the eye/optic nerve, or vestibular functions. Read the policy document to know the other exclusions of the plan.

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Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.