Care Health Insurance - Stroke Cover starting at Rs. 271
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
-
Coverage up to Rs. 3 lakh, premium Rs. 271
Get coverage of medical expenses up to the insured sum as necessary on the advice of a medical practitioner for stroke treatment.
-
Hospitalisation cover
Covers expenses incurred due to hospitalisation provided the diagnosis is issued by an appropriate consultant.
-
Diagnostic, treatment, and medication cover
Covers expenses incurred from the cost of diagnostic tests, doctor’s fees, medication costs, and treatment charges, such as ICU, transfusion, and room rent.
-
Ambulance cover
Get up to Rs. 2,000 coverage for expenses incurred for the use of an ambulance.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Stroke Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
-
Step 1
Click on the ‘Buy Now’ button on this page.
-
Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
-
Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
-
Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
-
Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
-
Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Policy details
Here’s a quick look at the policy details of Stroke Cover:
- Premium of Rs. 271
- Premium of Rs. 531
- Premium of Rs. 684
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 271 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 531 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 684 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Have a quick look at the coverages offered and excluded under the Stroke Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation | Expenses during hospital treatment |
| Pre-hospitalisation expenses | Up to 30 days |
| Post-hospitalisation | Up to 60 days |
| Doctor’s fee and medications | During hospitalisation |
| Ambulance cost | Up to Rs. 2,000 |
| Key exclusions | Description |
|---|---|
| Any Pre-existing disease | No pre-existing medical illness is covered |
| Ailments during the waiting period | Illnesses detected before 90 days from the purchase of the policy |
| Other conditions | Transient ischemic attacks, traumatic injury of the brain, and vascular diseases affecting only the eye or optic nerve or vestibular functions |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Care Health Insurance Ltd.) to claim the benefits of the Stroke Cover by email or phone:
-
-
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
-
Documents required to claim
To claim the benefits of Stroke Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills
-
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Stroke Cover is a pocket insurance product offered by Care Insurance that provides financial support for all medical expenses associated with the treatment of a stroke.
Underdoing any major surgery can be an expensive ordeal. A stroke occurs when the blood supply to the brain is interrupted and is a critical cause for concern, requiring immediate and urgent medical treatment. Such a condition can have a long-lasting impact both on the body and on a person’s financial circumstances. Given the high cost of stroke treatment, Stroke Cover provides the financial support necessary for all necessary medical treatment which protects your financial interests.
You can reach out to the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
Stroke Cover provides coverage for all medical expenses incurred for stroke procedures, including ambulance, hospitalisation, medication, doctor’s fees, and other treatment charges along with various pre- and post-hospitalisation expenses.
The Stroke Cover does not include coverage for any pre-existing conditions, hospitalisation due to reasons other than stroke, transient ischemic attacks, traumatic injury of the brain, and vascular diseases affecting only the eye or optic nerve or vestibular functions. Other exclusions are detailed in the policy document.