Sinus Surgery Cost in India

Sinus surgery is often recommended for individuals suffering from chronic sinusitis or other sinus-related conditions that do not respond to medication or non-invasive treatments. If you are planning sinus surgery in India, understanding the cost, procedure, and recovery process is crucial for making an informed decision. Additionally, exploring health insurance options can help reduce out-of-pocket expenses significantly.

In this article, we will discuss the average cost of sinus surgery in India, factors influencing the pricing, health insurance coverage, and preparation tips to ensure a smooth experience.

What is the average sinus surgery cost in India

The cost of sinus surgery in India typically ranges between Rs. 30,000 and Rs. 1,50,000, depending on various factors such as the type of surgery, hospital location, and surgeon expertise. On average, patients can expect to pay around Rs. 60,000 to Rs. 90,000 for endoscopic sinus surgery, which is one of the most commonly performed procedures.

Here is a breakdown of potential costs based on surgery type:

• Functional Endoscopic Sinus Surgery (FESS): Rs. 50,000 to Rs. 1,20,000
• Balloon Sinuplasty: Rs. 30,000 to Rs. 70,000
• Caldwell-Luc Surgery: Rs. 70,000 to Rs. 1,50,000

Prices may vary across cities and hospitals. For example, metropolitan cities like Mumbai, Delhi, and Bangalore tend to have higher costs compared to smaller towns due to advanced facilities and higher operational expenses.

Instead of worrying about hospital bills or last-minute fund arrangements, you can simply rely on your policy for cashless treatment at network hospitals.

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Several factors contribute to the variation in sinus surgery costs across India:

1. Type of surgery

Different sinus surgeries come with varying costs depending on the complexity of the procedure. Minimally invasive options like balloon sinuplasty are generally less expensive than traditional surgeries like Caldwell-Luc.

2. Hospital charges

The choice between private hospitals, government hospitals, and specialty clinics significantly impacts the overall cost. Private hospitals tend to charge more due to advanced infrastructure and personalised care.

3. Surgeon expertise

Highly experienced ENT specialists or surgeons may charge higher fees, but their expertise can ensure better outcomes and reduced risks.

4. Pre- and post-surgery expenses

Costs for diagnostic tests, medications, and follow-up appointments can add to the total expense.

5. Location

As mentioned earlier, costs in metropolitan cities are typically higher than in smaller towns due to differences in operational expenses and demand for medical services.

6. Health insurance coverage

Having a health insurance plan can significantly reduce the financial burden. Many plans cover hospitalisation, surgery costs, and post-surgery expenses, which can lower out-of-pocket costs.

Yes, sinus surgery is generally covered under health insurance plans in India, provided it is deemed medically necessary. Bajaj Finance , in partnership with leading health insurance providers, offers comprehensive coverage for sinus surgery.

Key benefits of health insurance for sinus surgery:

1. Cashless treatment:  Bajaj Finance partner network of over 10,000+ hospitals across India, you can avail of cashless treatment, ensuring you do not need to make upfront payments.
2. Pre- and post-hospitalisation coverage: Expenses incurred for diagnostic tests and follow-up consultations are covered under select plans.
3. High sum insured: Coverage amounts range from Rs. 10 lakh to Rs. 50 lakh, providing financial security for major medical expenses.
4. Affordable premiums: Plans start at just Rs. 9.3 per day, making health insurance accessible for all budgets.
5. Tax benefits: Premium payments are eligible for tax deductions under Section 80D of the Income Tax Act. 
    

Eligibility for Health Insurance 
 

• Individual plans: Available for individuals aged 18 to 65 years.
• Family plans: Extend coverage to your spouse, children, and dependent parents.

If you are planning sinus surgery, check your health insurance policy for coverage details and eligibility criteria. You can also explore plans with cashless treatment and additional benefits. Get instant quotes

Proper preparation can help ensure a smooth sinus surgery experience and recovery. Here are some actionable steps: 

1. Consult your ENT specialist

Discuss your medical history, symptoms, and treatment options with your ENT specialist. This will help determine the most suitable surgery type and ensure optimal outcomes.

2. Complete pre-surgery tests

Undergo all recommended diagnostic tests, such as CT scans or blood tests, to assess your condition and prepare for surgery.

3. Review your insurance policy

If you have health insurance, verify coverage details for sinus surgery. Ensure you have all necessary documentation for cashless treatment or reimbursement claims.

4. Arrange for post-surgery care

Plan for post-surgery recovery, including follow-up appointments, medications, and rest. Having a caregiver to assist you during recovery can be beneficial.

5. Follow pre-surgery instructions

Adhere to your doctor’s pre-surgery guidelines, such as fasting before the procedure or stopping certain medications.

6. Choose the right hospital

Opt for a hospital that is part of your health insurance provider’s network to avail of cashless treatment and reduce financial stress.

Conclusion

Sinus surgery can significantly improve your quality of life if you are struggling with chronic sinusitis or other sinus-related issues. However, understanding the costs, factors influencing pricing, and health insurance coverage is essential for making an informed decision.

With Bajaj Finance partner health insurance plans, you can access affordable premiums, cashless treatment at over 10,000+ network hospitals, and coverage for pre- and post-hospitalisation expenses. Starting at just Rs. 9.3 per day, these plans provide financial security and peace of mind during your medical journey.

If you are considering sinus surgery, explore health insurance options today to minimise your expenses and focus on recovery. Check premium of plans from leading insurers.