Care Health Insurance – Patient Care Cover at Rs. 354
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 30,000, premium Rs. 354
Get cover against expenses during hospitalisation treatment and stay.
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Hospital cash cover
In the event of hospitalisation, the policyholder gets a daily cash allowance of Rs. 1,000 up to 30 days to take care of the day-to-day expenses.
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In-patient hospitalisation cover
This policy only covers in-patient hospitalisation of the insured member subject to submission of evidence of hospitalisation.
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End-to-end online process
You can buy the policy online through our 100% digital and paperless process in just six steps.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Patient Care Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of the Patient Care Cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 30,000 |
| Premium including GST (in Rs.) | 354 |
| Maximum no. of days covered in the policy tenure | 30 days |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of the Patient Care Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospital cash | Up to Rs.1,000 per day for a maximum of 30 days in total during the policy tenure |
| Necessary hospitalisation | Valid only for medically necessary in-patient hospitalisation |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | Pre-existing conditions until after the waiting period of 24 months |
| Waiting period for named ailments | Ailments specified in the policy are not covered until after 24 months of continuous coverage |
| Ailments during waiting period | Illnesses detected before 90 days from the purchase of policy |
| Other than communicable diseases | Any illness other than communicable diseases (infectious water borne diseases) as specified under this policy |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Care Health Insurance) to claim the benefits of the Patient Care Cover by email or phone:
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
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Documents required to claim
To claim the benefits of Patient Care Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
You can contact the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
Patient Care Cover secures one financially against the medical costs arising from hospitalisation by providing daily cash in hand for assured peace of mind.
The policy covers up to Rs. 1,000 per day for a maximum of 30 days at a premium of Rs. 354.
All Pocket Insurance policies offered by Bajaj Finance are valid for a period of one year. After the policy expires, you need to re-buy the policy.
Yes, the policy has a waiting period of 30 days.
