Care Health Insurance

Care Health Insurance – Patient Care Cover at Rs. 354

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 30,000, premium Rs. 354

    Coverage up to Rs. 30,000, premium Rs. 354

    Get cover against expenses during hospitalisation treatment and stay.

  • Hospital cash

    Hospital cash cover

    In the event of hospitalisation, the policyholder gets a daily cash allowance of Rs. 1,000 up to 30 days to take care of the day-to-day expenses.

  • In-patient hospitalisation

    In-patient hospitalisation cover

    This policy only covers in-patient hospitalisation of the insured member subject to submission of evidence of hospitalisation.

  • End-to-end online process

    End-to-end online process

    You can buy the policy online through our 100% digital and paperless process in just six steps.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Patient Care Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18+ years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of the Patient Care Cover:

Policy details Description
Sum insured (in Rs.) 30,000
Premium including GST (in Rs.) 354
Maximum no. of days covered in the policy tenure 30 days
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of the Patient Care Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospital cash Up to Rs.1,000 per day for a maximum of 30 days in total during the policy tenure
Necessary hospitalisation Valid only for medically necessary in-patient hospitalisation
Key exclusions Description
Any pre-existing disease Pre-existing conditions until after the waiting period of 24 months
Waiting period for named ailments Ailments specified in the policy are not covered until after 24 months of continuous coverage
Ailments during waiting period Illnesses detected before 90 days from the purchase of policy
Other than communicable diseases Any illness other than communicable diseases (infectious water borne diseases) as specified under this policy

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of the Patient Care Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at claims@careinsurance.com

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Patient Care Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in

Frequently asked questions

What is the claim process for Patient Care Cover?

You can contact the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.

What is the coverage under Patient Care Cover?

Patient Care Cover secures one financially against the medical costs arising from hospitalisation by providing daily cash in hand for assured peace of mind.

What is the sum insured for this policy?

The policy covers up to Rs. 1,000 per day for a maximum of 30 days at a premium of Rs. 354.

How to renew a Pocket Insurance policy?

All Pocket Insurance policies offered by Bajaj Finance are valid for a period of one year. After the policy expires, you need to re-buy the policy.

Is there a waiting period for the Patient Care Cover?

Yes, the policy has a waiting period of 30 days.

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Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.