Care Health Insurance – Paralysis Cover starting at Rs. 271

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium Rs. 271

    Coverage up to Rs. 3 lakh, premium Rs. 271

    Get coverage against medical expenses arising out of treatment and hospitalisation for paralysis.

  • Comprehensive treatment cover

    Comprehensive treatment cover

    Covers paralysis-related medical expenses, including hospitalisation costs, tests, ambulance costs, and medications.

  • Accidental death benefits up to Rs. 10,000

    Accidental death benefits up to Rs. 10,000

    Get coverage for accidental death with a sum insured of up to Rs. 10,000.

  • Covers ambulance charges

    Covers ambulance charges

    Get coverage for ambulance charges paid up to Rs. 2,000 for taking the insured to the hospital after an accident.

  • No documents are required to buy the policy

    No documents are required to buy the policy

    When buying the Paralysis Cover, you do not need to present any documents at the time of making the purchase.

  • End-to-end online

    End-to-end online

    The entire process to buy the policy is 100% digital.

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Eligibility criteria and documents required

You need to fulfil the following criteria to buy Paralysis Cover. If you meet all the eligibility criteria, you will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18 - 65 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Paralysis Cover:

  • Premium of Rs. 271
  • Premium of Rs. 531
  • Premium of Rs. 684
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 271
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 531
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 684
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Paralysis Cover.

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation Expenses during hospital treatment up to the sum insured
Diagnostic tests During specified pre-hospitalisation and hospitalisation period
Medications Related to hospitalisation
Doctor’s fees During, pre-, and post-hospitalisation
Treatment costs Includes room rent, ICU, tests, and transfusions
Ambulance costs Cover for cost of ambulance charges up to Rs. 2000
Key exclusions Description
Any pre-existing disease No pre-existing medical illness
Ailments during waiting period Illnesses detected before 90 days from the purchase of policy
Rehab treatment Expenses for rehabilitation, prosthesis, and supporting aids like crutches, wheelchair, vehicle, and home modification

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of the Paralysis Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Paralysis Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Paralysis Cover?

Paralysis Cover is an insurance product from Care Health Insurance offered through Bajaj Finance. It provides financial support for medical expenses associated with the treatment of paralysis.

What are the benefits of Paralysis Cover?

The treatment for paralysis can be financially and mentally draining. The Paralysis Cover provides the financial support necessary for all medical expenses to protect your financial interests.

What is the claim process for Paralysis Cover?

You can contact the insurer by writing to them at or calling on the toll-free number 1800-102-4488.

What are the inclusions under Paralysis Cover?

Paralysis Cover provides protection against the medical costs arising from paralysis treatment. This includes hospitalisation, treatment costs, medication, ICU, and room charges. Also, get coverage for doctor’s fees, transfusions, and diagnostic tests.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.