Care Health Insurance

Care Health Insurance – Major Organ Transplant Cover starts at Rs. 307

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium Rs. 307

    Coverage up to Rs. 3 lakh, premium Rs. 307

    Coverage for major organ transplant and related medical expenses. Get sum insured of up to Rs. 3 lakh. The annual premium starts at Rs. 307.

  • Major organ transplant hospitalisation

    Major organ transplant hospitalisation

    The policy provides coverage for major organ transplant-related medical expenses. This includes hospitalisation, diagnostic tests, treatment charges, medication costs, and doctor’s fees.

  •  Pre- and post-hospitalisation

    Pre- and post-hospitalisation

    Covers pre- and post-hospitalisation expenses for 30 and 60 days, respectively.

  • End-to-end online

    End-to-end online

    You can buy the policy online through our 100% digital process.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy this Pocket Insurance cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18 - 60 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

Show More Show Less

Policy details

Here’s a quick look at the policy details of Major Organ Transplant Cover:

  • Premium of Rs. 307
  • Premium of Rs. 590
  • Premium of Rs. 850
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 307
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 590
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 850
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Major Organ Transplant Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation expenses Hospital and medical expenses due to major organ transplant. This is subject to the availability of clinical confirmation from a specialist
Comprehensive cover for treatment charges Expenses for hospital room rent, ICU, transfusion, doctors’ fees (during and after hospitalisation, medicines, and tests
Ambulance Covers ambulance expenses up to Rs. 2,000
Room rent Sub-limits on room rent of up to 1% of sum insured. ICU charges up to 2% of sum insured
Key exclusions Description
Any pre-existing disease Pre-existing conditions, unless specified under the terms of the policy
Ailments during waiting period Illnesses detected before 90 days from the purchase of policy are not covered
Stem cell Other stem-cell transplants are not covered
Transplant exclusion If only islets of Langerhans (groups of pancreatic cells secreting insulin and glucagon) are transplanted

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of the Major Organ Transplant Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Major Organ Transplan Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is covered under the Major Organ Transplant Cover?

Expenses up to Rs. 3 lakh for organ transplant treatment. This is only if there is clinal confirmation by appropriate neurologist to support the diagnosis.

What is the sum insured for this Pocket Insurance policy?

This Pocket Insurance policy offered through Bajaj Finance. Given below are the variations in which the policy is available:
1. Premium of Rs. 307 for sum insured of up to Rs. 1 lakh
2. Premium of Rs. 590 for sum insured of up to Rs. 2 lakh
3. Premium of Rs. 850 for sum insured of up to Rs. 3 lakh

How to raise a claim for Major Organ Transplant Cover?

You can raise the claim by contacting the insurer, either by writing to them at or calling on the helpline number 1800-102-4488.

What is the policy tenure for the Pocket Insurance policy?

This pocket insurance policy offered through Bajaj Finance is valid for a policy tenure of one year.

Is there an initial waiting period to claim the benefits of the policy?

Yes, there is an initial waiting period of 90 days before claiming the benefits of the policy.

Show More Show Less


*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.