Niva Bupa Health Insurance renewal

Continue with your health coverage by renewing your Niva Bupa Health Insurance policy. Read on to get the details.
Niva Bupa Health Insurance renewal
3 mins
25-July-2023

Health insurance is an essential investment for individuals and families in India. It provides financial protection against unexpected medical emergencies and hospitalisation expenses. A comprehensive health insurance policy from Niva Bupa Health Insurance offers comprehensive coverage for various medical expenses. The renewal of the policy is an essential process that ensures uninterrupted coverage.

In this article, we will discuss the key benefits of Niva Bupa policy renewal, the types of renewal processes, and the step-by-step renewal process for both online and offline modes.

Key benefits of Niva Bupa policy renewal

Renewing your Niva Bupa Health Insurance policy offers several benefits. Here are some of the key benefits:

  • Continuous protection: Renewing your policy ensures that you and your family are protected against unexpected medical emergencies.

  • No claim bonus: This rewards policyholders with a discount on their premiums for not claiming health insurance during the policy period.

  • Lifelong renewability: Renew this policy for a lifetime. There are no age limits that you need to worry about.

  • Enhanced coverage: With Niva Bupa, you can enhance your coverage options by opting for additional riders or upgrading your existing policy.

  • Tax benefits: Under Section 80D of the Income Tax Act, you can avail of a tax deduction of up to Rs. 25,000 per annum.

What are the types of renewal processes of Niva Bupa Health Insurance policy?

Niva Bupa Health Insurance offers two types of renewal processes: online and offline. Policyholders can choose any of the options depending on their convenience.

Online renewal process

Renewing your Niva Bupa Health Insurance policy online is a convenient and hassle-free process. Here is the step-by-step guide to renewing your policy online:

Step 1: Visit the Niva Bupa Health Insurance website.

Step 2: Choose the ‘Renew’ button to renew policy online.

Step 3: Enter your policy number and other personal details as required.

Step 4: Review your coverage and select any additional riders if required.

Step 5: You can use any of the available options to make the payment.

Step 6: Once the payment is successful, your policy will be renewed instantly.

Offline renewal process

Renewing your Niva Bupa Health Insurance policy offline is also a straightforward process. Here is the step-by-step guide to renewing your policy offline:

Step 1: Visit the nearest Niva Bupa Health Insurance branch.

Step 2: Submit your policy details and personal identification documents.

Step 3: Discuss your policy coverage with the representative.

Step 4: Pay the premium through cash, cheque, or demand draft.

Step 5: Once the payment is successful, your policy will be renewed.

Major points to remember during Niva Bupa Health Policy renewal

Here are some key points that you must keep in mind while renewing your Niva Bupa Health Insurance policy:

  • Make sure to confirm your policy details before renewing to avoid any discrepancies.

  • Take a closer look at your policy coverage and make adjustments if necessary.

  • Renew your policy on schedule to prevent policy lapses and resulting loss of benefits.

  • For better coverage, compare different policies and choose a plan that suits your healthcare requirements.

For continued coverage, you can also buy Niva Bupa health insurance policies from Bajaj Finance Insurance Mall before your existing policy expires. Here are the steps:

Steps to buy Niva Bupa Health Insurance policy from Bajaj Finance Insurance Mall

If you are looking at buying a Niva Bupa Health Insurance policy, then you can follow the steps given below:

Step 1: Click on ‘Get Quote’ to open our online application form.

Step 2: Fill in the application form with some basic details of the insured/proposer. Fill in the name, gender, mobile number, date of birth, and residential PIN code.

Step 3: Now click on ‘Get Quote’ to proceed.

Step 4: From the list of policies shown, choose Niva Bupa Health plan by clicking on ‘Buy Now’.

Step 5: Select the policy term and premium amount.

Step 6: Enter your email ID and check if all personal details shown are correct. Click on ‘Next’ to proceed.

Step 7: Enter some additional details, such as height, weight, nationality, marital status, address, and nominee details (if applicable).

Step 8: Answer a few questions about your health and lifestyle by clicking the relevant checkboxes. Click on ‘Next’ button to proceed.

Step 9: Verify if the previously filled details are correct and click on the ‘Proceed’ button to visit the payment page.

Step 10: Make the payment through net banking, UPI, debit, or credit card to buy the policy.

In conclusion, renewing your Niva Bupa Health Insurance policy is an essential investment to ensure continuous health coverage for you and your family. With its comprehensive coverage and customer-centric services, Niva Bupa Health Insurance is a trusted name in the industry. With the online and offline renewal process, policyholders can easily renew their policies as per their convenience.

Disclaimer

Insurance is the subject matter of solicitation. *T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third-party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third-party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.