Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
Coverage up to Rs. 3 lakh, premium Rs. 271
Get medical expense coverage up to the insured sum, prescribed by a medical practitioner for myocardial infarction treatment.
Covers expenses incurred due to hospitalisation provided the diagnosis is issued by an appropriate consultant.
Diagnostic, treatment, and medication cover
Covers expenses incurred from the cost of diagnostic tests, doctor’s fees, medication costs, and treatment charges, such as ICU, transfusion, and room rent.
Covers expenses incurred from the use of an ambulance.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Myocardial Infarction Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Phone number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button..
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Here’s a quick look at the policy details of Myocardial Infarction Cover:
- Premium of Rs. 271
- Premium of Rs. 531
- Premium of Rs. 684
|Sum insured (in Rs.)||1 lakh|
|Premium including GST (in Rs.)||271|
|Policy tenure||1 year|
|Sum insured (in Rs.)||2 lakh|
|Premium including GST (in Rs.)||531|
|Policy tenure||1 year|
|Sum insured (in Rs.)||3 lakh|
|Premium including GST (in Rs.)||684|
|Policy tenure||1 year|
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under Myocardial Infarction Cover:
- Key inclusions
- Key exclusions
|Pre-hospitalisation expenses||Up to 30 days|
|Hospitalisation||Expenses during hospital treatment|
|Post-hospitalisation||Up to 60 days|
|Doctor’s fees||During hospitalisation|
|Ambulance cost||Up to Rs. 2000|
|Ailments during waiting period||Illnesses detected before 90 days from the purchase of policy are not covered|
|Any Pre-existing disease||No pre-existing medical illness is covered|
|Cardiac exceptions||Non-ST segment elevation myocardial infarction (NSTEMI) with elevation of PRoponin I or T, other acure coronary syndromes, and any type of angina pectoris is not covered|
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Care Insurance) to claim the benefits of Myocardial Infarction Cover by email or phone:
Insurer’s email address
Share your policy document and medical reports at email@example.com
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
Documents required to claim
To claim the benefits of Myocardial Infarction Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at firstname.lastname@example.org
Frequently asked questions
Myocardial Infarction Cover is a Pocket Insurance product offered by Care Insurance that provides financial support for all medical expenses associated with the treatment of myocardial infarction.
Underdoing any major surgery can be an expensive ordeal. And in the case of a heart related procedure for the treatment of myocardial infarction, this can be a life-or-death issue which not only increases the stress but also poses financial challenges. The Myocardial Infarction Cover provides the financial support necessary during this critical period and protects your financial interests.
You can reach out to the insurer by writing to them at email@example.com or calling on the toll-free number 1800-102-4488.
Myocardial Infarction Cover provides coverage for all medical expenses incurred for myocardial infarction procedure, including ambulance, hospitalisation, medication, doctor’s fees, and other treatment charges along with various pre- and post-hospitalization expenses.
The Myocardial Infarction Cover does not include coverage for any treatment other than myocardial infarction and has an exception towards non-ST segment elevation myocardial infarction (NSTEMI) with elevation of Troponin I or T, other acute coronary syndromes, and any type of angina pectoris.
Expiry date means the date on which this a particular policy expires as specified in the Policy Schedule.
Out patient means a patient who undergoes treatment at the Out-Patient Department (OPD).
Certificate of Insurance
The document issued by the insurer confirms the policy purchase and the financial protection that it provides.
Requirements specified in the insurance contract that must be upheld by the insured to qualify for indemnification the policy benefits.