Care Health Insurance - Multiple Sclerosis Cover starts at Rs. 271
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
-
Coverage up to Rs. 3 lakh, premium Rs. 271
Get coverage against the expenses arising from the hospitalisation and treatment for Multiple Sclerosis.
-
Multiple Sclerosis hospitalisation
The policy provides for Multiple Sclerosis related medical expenses, which includes hospitalisation, diagnostic tests, treatment charges, medication costs, and doctor’s fees.
-
Ambulance expense covered
Covers ambulance expenses up to Rs. 2,000.
-
End-to-end online
About five minutes is all it would take to complete six simple steps and get your policy online.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Multiple Sclerosis Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
-
Step 1
Click on the ‘Buy Now’ button on this page.
-
Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
-
Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
-
Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
-
Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
-
Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Policy details
Here’s a quick look at the policy details of Multiple Sclerosis Cover:
- Premium of Rs. 271
- Premium of Rs. 531
- Premium of Rs. 684
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 271 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 531 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 684 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under Multiple Sclerosis Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation | Expenses during hospital treatment up to sum insured |
| Ambulance costs | Charges up to Rs. 2,000 |
| Comprehensive cover for treatment expenses | Hospital room rent, ICU, transfusion, doctor fees (during and after hospitalisation), medicines and tests |
| Key exclusions | Description |
|---|---|
| Pre-existing health condition | Pre-existing condition of meningitis |
| Ailments during waiting period | Illnesses detected within 90 days from the purchase of policy |
| Reasons other than specified under policy | Hospitalisation for reasons other than those specified under this policy |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Care Health Insurance) to claim the benefits of the Multiple Sclerosis Cover by email or phone:
-
-
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
-
Documents required to claim
To claim the benefits of the Multiple Sclerosis Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Multiple Sclerosis Cover is an insurance product from Care Insurance offered by Bajaj Finance that provides financial support for medical expenses associated with hospitalisation for Multiple Sclerosis.
You can reach out to the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
Multiple Sclerosis Cover protects against the medical costs arising from Multiple Sclerosis treatment, including hospitalisation, treatment costs, medications, room rent, ICU room charges, doctor’s fees, transfusions, and diagnostic tests.
No documents are required while purchasing this policy offered by Bajaj Finance.
All medical expenses incurred for Multiple sclerosis treatment, including the expenses incurred during, pre and post hospitalisation period for 30 days and 60 days, respectively.