Care Health Insurance - Motor Neurone Disorder Cover starts at Rs. 271
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
-
Coverage up to Rs. 3 lakh, premium Rs. 271
Get cover against medical expenses arising out of treatment and hospitalisation for Motor Neurone Disorders.
-
Medical cover
The policy provides for Motor Neurone Disorders related medical expenses, which include hospitalisation, diagnostic tests, treatment costs, medication costs, and doctor’s fees.
-
Diagnostic tests covered
Stay covered for expenses incurred for diagnostic tests within the specified pre- or during the hospitalisation period.
-
End-to-end online
About five minutes is all it would take to complete six simple steps and get your policy online.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Motor Neurone Disorder Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 60 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
-
Step 1
Click on the ‘Buy Now’ button on this page.
-
Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
-
Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
-
Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
-
Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
-
Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Policy details
Here’s a quick look at the policy details of Motor Neurone Disorder Cover:
- Premium of Rs. 271
- Premium of Rs. 531
- Premium of Rs. 684
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 271 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 531 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 684 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Motor Neurone Disorder Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation | Expenses during hospital treatment up to the sum insured |
| Diagnostic tests | During the specified pre-hospitalisation and hospitalisation period |
| Medications | Related to hospitalisation |
| Doctor’s fees | During, pre-, and post-hospitalisation |
| Treatment costs | Includes room rent, ICU, tests, and transfusions |
| Ambulance costs | Cover for cost of ambulance charges up to Rs. 2000 |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness is covered |
| Illness other than specified under policy | Any illness other than those specified under this policy |
| Ailments during waiting period | Illnesses detected before 90 days from the purchase of policy |
Product information
For complete details on product benefits, features, terms, and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Care Health Insurance) to claim the benefits of Motor Neurone Disorder Cover by email or phone:
-
-
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
-
Documents required to claim
To claim the benefits of the Motor Neurone Disorder Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Motor Neurone Disorder Cover by Care Insurance offered through Bajaj Finance that provides financial support for medical expenses associated with the treatment of Motor Neurone disorders.
You can reach out to the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
Motor Neurone Disorder Cover protects against the medical costs arising from Motor Neurone Disorders treatment, including hospitalisation, treatment costs, medications, room rent, ICU room charge, doctor’s fees, transfusions, and diagnostic tests.
Yes, there is an initial waiting period of 90 days to claim benefits under this policy.
All Pocket Insurance policies are valid for a tenure of one year. Once the policy expires, you need to re-buy the cover to claim its benefits.
