Care Health Insurance - Motor Neurone Disorder Cover starts at Rs. 271

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium Rs. 271

    Get cover against medical expenses arising out of treatment and hospitalisation for Motor Neurone Disorders.

  • Medical cover

    The policy provides for Motor Neurone Disorders related medical expenses, which include hospitalisation, diagnostic tests, treatment costs, medication costs, and doctor’s fees.

  • Diagnostic tests covered

    Stay covered for expenses incurred for diagnostic tests within the specified pre- or during the hospitalisation period.

  • End-to-end online

    About five minutes is all it would take to complete six simple steps and get your policy online.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Motor Neurone Disorder Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18 - 60 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.

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Policy details

Here’s a quick look at the policy details of Motor Neurone Disorder Cover:

  • Premium of Rs. 271
  • Premium of Rs. 531
  • Premium of Rs. 684
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 271
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 531
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 684
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Motor Neurone Disorder Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation Expenses during hospital treatment up to the sum insured
Diagnostic tests During the specified pre-hospitalisation and hospitalisation period
Medications Related to hospitalisation
Doctor’s fees During, pre-, and post-hospitalisation
Treatment costs Includes room rent, ICU, tests, and transfusions
Ambulance costs Cover for cost of ambulance charges up to Rs. 2000
Key exclusions Description
Any pre-existing disease No pre-existing medical illness is covered
Illness other than specified under policy Any illness other than those specified under this policy
Ailments during waiting period Illnesses detected before 90 days from the purchase of policy

How to claim

You can reach out to the insurer (Care Health Insurance) to claim the benefits of Motor Neurone Disorder Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at claims@careinsurance.com

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of the Motor Neurone Disorder Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in

Frequently asked questions

What is Motor Neurone Disorder Cover?

Motor Neurone Disorder Cover by Care Insurance offered through Bajaj Finance that provides financial support for medical expenses associated with the treatment of Motor Neurone disorders.

What is the claim process for Motor Neurone Disorder Cover?

You can reach out to the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.

What is covered under Motor Neurone Disorder Cover?

Motor Neurone Disorder Cover protects against the medical costs arising from Motor Neurone Disorders treatment, including hospitalisation, treatment costs, medications, room rent, ICU room charge, doctor’s fees, transfusions, and diagnostic tests.

Is there an initial waiting period to claim benefits under this policy?

Yes, there is an initial waiting period of 90 days to claim benefits under this policy.

How can I renew a Pocket Insurance policy?

All Pocket Insurance policies are valid for a tenure of one year. Once the policy expires, you need to re-buy the cover to claim its benefits.

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Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.