Care Health Insurance Ltd

Care Health Insurance - Major Burns Cover starts at Rs. 307

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium starts Rs. 307

    Coverage up to Rs. 3 lakh, premium starts Rs. 307

    Get coverage against the cost of medical treatments for major burns. Covers treatments prescribed by the specialist doctor.

  • Hospitalisation expenses cover

    Hospitalisation expenses cover

    Covers hospitalisation expenses. Also, medical expenses incurred 30 days before and 60 days after hospitalisation.

  • Treatment charges cover

    Treatment charges cover

    Covers diagnostic tests, doctor’s fees, medication, and treatment charges during hospitalisation. Also, covers room rent for normal and ICU, and transfusions.

  • Road ambulance cover

    Road ambulance cover

    Get road ambulance cover up to Rs. 2,000.

  • End-to-end online process

    End-to-end online process

    You can buy the policy in only six simple steps and get your it online.

  • No documents required to buy the policy

    No documents required to buy the policy

    When buying Major Burns policy, you do not need to present any documents at the time of making the purchase.

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Eligibility criteria and documents required

You need to fulfil the following criteria to buy this Pocket Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18-60 years

Documents required

No documents required to buy the policy.No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Major Burns Cover:

  • Premium of Rs. 307
  • Premium of Rs. 590
  • Premium of Rs. 850
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 307
Policy tenure One year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 590
Policy tenure One year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 850
Policy tenure One year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Major Burns Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation Expenses during hospital treatment
Pre-hospitalisation expenses Up to 30 days
Post-hospitalisation Up to 60 days
Doctor’s fees and medications During hospitalisation
Ambulance cost Up to Rs. 2,000
Room rent Up to 1% of the sum insured for normal room and 2% for ICU
Key exclusions Description
Any pre-existing disease No pre-existing medical illness covered
Suicide Any intentional act of self-inflicted harm (whether sane or insane)
Illness other than specified under policy Any illness other than those specified under this policy
Ailments during waiting period Illnesses detected before 90 days from the purchase of policy

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of the Major Burns Cover policy by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Major Burns Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Major Burns Cover?

Major Burns Cover by Care Health Insurance hospitalisation and treatment expenses incurred for major burns. Get coverage for hospitalisation, pre-and post-hospitalisation expenses. Also, covers room rent up to 1% of the sum insured for normal room and 2% for ICU. You get coverage for diagnostic tests, medicines, and doctor’s fees.

Who is eligible to buy the Major Burns Cover?

Any existing Bajaj Finance customers can buy the policy. Individuals between 18 years and 60 years old and hold Indian nationality can buy the policy.

What is the claim process for Major Burns Cover?

Contact the insurer by writing at or calling on the toll-free number 1800-102-4488.

What does Major Burns Cover include?

Major Burns Cover gives coverage against major burns treatments. The policy covers the expenses against hospitalisation, pre-and post-hospitalisation, and treatment. Also, get coverage for hospital room rent, ICU charges, transfusion, doctor’s fees, and medicines.

What does Major Burns Cover exclude?

Major Burns Cover excludes coverage for self-harm and suicide. The policy has an initial waiting period of 90 days. The policy does not cover any pre-existing conditions. Read the policy document to know the entire list of exclusions.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.