Care Health Insurance - Major Burns Cover starts at Rs. 307
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 3 lakh, premium starts Rs. 307
Get coverage against the cost of medical treatments for major burns. Covers treatments prescribed by the specialist doctor.
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Hospitalisation expenses cover
Covers hospitalisation expenses. Also, medical expenses incurred 30 days before and 60 days after hospitalisation.
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Treatment charges cover
Covers diagnostic tests, doctor’s fees, medication, and treatment charges during hospitalisation. Also, covers room rent for normal and ICU, and transfusions.
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Road ambulance cover
Get road ambulance cover up to Rs. 2,000.
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End-to-end online process
You can buy the policy in only six simple steps and get your it online.
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No documents required to buy the policy
When buying Major Burns policy, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy this Pocket Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-60 years
Documents required
No documents required to buy the policy.No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Major Burns Cover:
- Premium of Rs. 307
- Premium of Rs. 590
- Premium of Rs. 850
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 307 |
| Policy tenure | One year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 590 |
| Policy tenure | One year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 850 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Major Burns Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation | Expenses during hospital treatment |
| Pre-hospitalisation expenses | Up to 30 days |
| Post-hospitalisation | Up to 60 days |
| Doctor’s fees and medications | During hospitalisation |
| Ambulance cost | Up to Rs. 2,000 |
| Room rent | Up to 1% of the sum insured for normal room and 2% for ICU |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness covered |
| Suicide | Any intentional act of self-inflicted harm (whether sane or insane) |
| Illness other than specified under policy | Any illness other than those specified under this policy |
| Ailments during waiting period | Illnesses detected before 90 days from the purchase of policy |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Care Health Insurance) to claim the benefits of the Major Burns Cover policy by email or phone:
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits.
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Documents required to claim
To claim the benefits of Major Burns Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Major Burns Cover by Care Health Insurance hospitalisation and treatment expenses incurred for major burns. Get coverage for hospitalisation, pre-and post-hospitalisation expenses. Also, covers room rent up to 1% of the sum insured for normal room and 2% for ICU. You get coverage for diagnostic tests, medicines, and doctor’s fees.
Any existing Bajaj Finance customers can buy the policy. Individuals between 18 years and 60 years old and hold Indian nationality can buy the policy.
Contact the insurer by writing at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
Major Burns Cover gives coverage against major burns treatments. The policy covers the expenses against hospitalisation, pre-and post-hospitalisation, and treatment. Also, get coverage for hospital room rent, ICU charges, transfusion, doctor’s fees, and medicines.
Major Burns Cover excludes coverage for self-harm and suicide. The policy has an initial waiting period of 90 days. The policy does not cover any pre-existing conditions. Read the policy document to know the entire list of exclusions.
Insurance glossary
Disclaimer
*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Life Insurance Corporation of India (LIC), Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Company Limited, Star Health & Allied Insurance Company Limited, Care Health Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure & policy wordings carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also distributor of other third-party products from Assistance service providers such as CPP Assistance Services Private Limited, Bajaj Finserv Health Limited. etc. All product information such as premium, benefits, exclusions, value added services etc. are authentic and solely based on the information received from the respective Insurance company or the respective Assistance provider company.
Note - While we have made all the efforts and taken utmost care in gathering precise information about the products, features, benefits etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective products sales brochure and policy/membership wordings before concluding sales.
