Care Health Insurance – Home Modifications Cover at Rs. 177
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Permanent total disability cover
Get coverage for permanent total disablement within 12 months of the actual date of the accident.
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Home modification cover
Get coverage for expenses incurred to modify your home. Do the necessary modifications to ease your daily activities after the accident causing any physical disability.
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End-to-end online
Complete six simple steps and get your policy online.
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No documents required to buy the policy
When buying the Home Modification Cover, you do not need to present any documents when making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Home Modification Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-60 years
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Home Modification Cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 10,000 |
| Premium including GST (in Rs.) | 177 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Home Modification Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Disability cover | Covers permanent total disability |
| Home modification costs | Covers the expenses for modifying your home to ease daily activities post-accident causing any physical disability |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness covered |
| Regular wear and tear | Repairing cost of normal wear and tear, renovation or improvisation of existing set-up not covered |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Care Health Insurance) to claim the benefits of the Home Modification Cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at customerfirst@careinsurance.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits.
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Documents required to claim
To claim the benefits of Home Modification Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Home Modification Cover by Care Health Insurance covers the expenses of modifying your home. You can do the necessary modifications to ease your daily activities after suffering disability due to accident. Do the modification without worrying about the funds.
You can avail of the Home Modification Cover at a premium of Rs. 177. Get coverage up to Rs. 10,000.
Yes. The plan covers permanent total disablement caused within 12 months of the accident.
Contact the insurer by writing at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
Visit the Bajaj Finance Insurance Mall to apply for the Home Modification Cover. Select the plan under the Pocket Insurance category. Click on the ‘Buy Now’ button and fill in your details. You can make the payment through any online payment mode.
