Care Health Insurance – Home Modifications Cover at Rs. 177
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Permanent total disability cover
Get coverage for permanent total disablement within 12 months of the actual date of the accident.
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Home modification cover
Get coverage for expenses incurred to modify your home. Do the necessary modifications to ease your daily activities after the accident causing any physical disability.
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End-to-end online
Complete six simple steps and get your policy online.
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No documents required to buy the policy
When buying the Home Modification Cover, you do not need to present any documents when making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Home Modification Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-60 years
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Home Modification Cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 10,000 |
| Premium including GST (in Rs.) | 177 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Home Modification Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Disability cover | Covers permanent total disability |
| Home modification costs | Covers the expenses for modifying your home to ease daily activities post-accident causing any physical disability |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness covered |
| Regular wear and tear | Repairing cost of normal wear and tear, renovation or improvisation of existing set-up not covered |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Care Health Insurance) to claim the benefits of the Home Modification Cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at customerfirst@careinsurance.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits.
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Documents required to claim
To claim the benefits of Home Modification Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Home Modification Cover by Care Health Insurance covers the expenses of modifying your home. You can do the necessary modifications to ease your daily activities after suffering disability due to accident. Do the modification without worrying about the funds.
You can avail of the Home Modification Cover at a premium of Rs. 177. Get coverage up to Rs. 10,000.
Yes. The plan covers permanent total disablement caused within 12 months of the accident.
Contact the insurer by writing at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
Visit the Bajaj Finance Insurance Mall to apply for the Home Modification Cover. Select the plan under the Pocket Insurance category. Click on the ‘Buy Now’ button and fill in your details. You can make the payment through any online payment mode.
Insurance glossary
Disclaimer
*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Life Insurance Corporation of India (LIC), Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Company Limited, Star Health & Allied Insurance Company Limited, Care Health Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure & policy wordings carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also distributor of other third-party products from Assistance service providers such as CPP Assistance Services Private Limited, Bajaj Finserv Health Limited. etc. All product information such as premium, benefits, exclusions, value added services etc. are authentic and solely based on the information received from the respective Insurance company or the respective Assistance provider company.
Note - While we have made all the efforts and taken utmost care in gathering precise information about the products, features, benefits etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective products sales brochure and policy/membership wordings before concluding sales.
