Care Health Insurance – Home Modifications Cover at Rs. 177

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Permanent total disability cover

    Get coverage for permanent total disablement within 12 months of the actual date of the accident.

  • Home modification cover

    Get coverage to modify your home with necessary developments to ease your daily activities after the accident causing any physical disability.

  • End-to-end online

    About five minutes is all it would take to complete six simple steps and get your policy online.

  • No documents are required to buy the policy

    When buying the Home Modification Cover, you do not need to present any documents when making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Home Modification Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers 
  • Nationality: Indian 
  • Age: 18+ years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.

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Policy details

Here’s a quick look at the policy details of Home Modification Cover:

Policy details Description
Sum insured (in Rs.) 10,000
Premium including GST (in Rs.) 177
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Home Modification Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Disability cover Covers permanent total disability
Home modification costs Covers the expenses for modifying your home to ease daily activities post-accident causing any physical disability
Key exclusions Description
Any pre-existing disease No pre-existing medical illness is covered

How to claim

You can reach out to the insurer (Care Health Insurance) to claim the benefits of Home Modification Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Home Modification Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

How is Home Modification Cover beneficial?

Home Modification Cover by Care Health Insurance is a plan that covers the expenses of modifying your home with necessary developments made to help you ease your daily activities. This plan benefits the insured if met with an accident leading to any physical disablement, and because of which one needs to make necessary modification at home.

What is the sum insured and cost of Home Modification Cover?

You can avail of the Home Modification Cover at a premium of Rs. 177. The sum insured is Rs. 10,000.

Is permanent total disablement covered in Home Modification Cover?

Yes. The plan covers permanent total disablement caused within 12 months of the accident.

What is the claim process for Home Modification Cover?

You can reach out to the insurer by writing to them at or calling on the toll-free number 1800-102-4488.

How to apply for the Home Modification Cover?

To apply for the Home Modification Cover, visit the Bajaj Finance Insurance Mall. Select the plan under the Pocket Insurance category. Click on the Buy Now button and fill in your details. You can make the payment through any online payment mode.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage with GROUPCARE 360- UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.