Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
Permanent total disability cover
Get coverage for permanent total disablement within 12 months of the actual date of the accident.
Home modification cover
Get coverage to modify your home with necessary developments to ease your daily activities after the accident causing any physical disability.
About five minutes is all it would take to complete six simple steps and get your policy online.
No documents are required to buy the policy
When buying the Home Modification Cover, you do not need to present any documents when making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Home Modification Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Phone number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Here’s a quick look at the policy details of Home Modification Cover:
|Sum insured (in Rs.)||10,000|
|Premium including GST (in Rs.)||177|
|Policy tenure||1 year|
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Home Modification Cover:
- Key inclusions
- Key exclusions
|Disability cover||Covers permanent total disability|
|Home modification costs||Covers the expenses for modifying your home to ease daily activities post-accident causing any physical disability|
|Any pre-existing disease||No pre-existing medical illness is covered|
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Care Health Insurance) to claim the benefits of Home Modification Cover by email or phone:
Insurer’s email address
Share your policy document and medical reports at email@example.com
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
Documents required to claim
To claim the benefits of Home Modification Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at firstname.lastname@example.org
Frequently asked questions
Home Modification Cover by Care Health Insurance is a plan that covers the expenses of modifying your home with necessary developments made to help you ease your daily activities. This plan benefits the insured if met with an accident leading to any physical disablement, and because of which one needs to make necessary modification at home.
You can avail of the Home Modification Cover at a premium of Rs. 177. The sum insured is Rs. 10,000.
Yes. The plan covers permanent total disablement caused within 12 months of the accident.
You can reach out to the insurer by writing to them at email@example.com or calling on the toll-free number 1800-102-4488.
To apply for the Home Modification Cover, visit the Bajaj Finance Insurance Mall. Select the plan under the Pocket Insurance category. Click on the Buy Now button and fill in your details. You can make the payment through any online payment mode.
AYUSH is an acronym for Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy which are the six Indian systems of traditional medicine.
Co-payment is the percentage of the claim amount that the policyholder has to pay from their own pocket under a health insurance policy.
Daycare procedures are surgeries or procedures that require less than 24 hours of hospitalisation.
Daily hospital cash
Daily hospital cash plan is a health plan which provides a fixed sum for each day the policyholder is hospitalised.