Hero MotoCorp is one of the largest two-wheeler manufacturers in India offering a wide range of bikes. If you are a proud owner of a Hero bike, it is important to protect it with a comprehensive bike insurance policy. A comprehensive bike insurance covers various risks and uncertainties that can arise while on the road.
Read on to know everything about Hero insurance, its inclusions, and exclusions, and more.
Why should I buy Hero bike insurance?
Hero two-wheeler insurance, designed to provide comprehensive coverage to your bike, covers damages caused due to natural or man-made calamities. It also provides financial protection against third-party liabilities.
Hero bike models with insurance prices
Here’s a quick view of the bike insurance price for different Hero bike models.
Hero bike model |
Hero insurance price |
Splendor Plus |
Rs. 714 |
Super Splendor |
Rs. 714 |
XPulse 200 4V |
Rs. 1,366 |
Maestro Edge |
Rs. 714 |
Pleasure+ |
Rs. 1,366 |
Note: The insurance premium depends on the engine CC and are subject to change.
Inclusions of Hero bike insurance policy
Here’s a list of what Hero insurance policies cover.
Coverage for own damages
Comprehensive bike insurance covers damages caused to the insured two-wheeler. It covers damages caused due to accidents, theft, natural calamities, or human-made events like riots, terrorist attacks, etc. The policy covers the repair costs or the replacement of bike parts.
Coverage for third-party damages
Hero bike insurance offers coverage for third-party liabilities. It covers accidents leading to damages to third-party property or individuals.
Personal accident cover
Comprehensive bike insurance provides personal accident cover up to Rs. 15 lakh. Covers the insured and pillion rider in case of accidental death, permanent disability, or partial disability.
Exclusions of Hero bike insurance
The Hero two-wheeler insurance does not cover the following conditions:
- Regular wear and tear
- Damages due to consequential losses
- Damage due to drunken driving or other illegal activities
- Damage due to negligence
- Damage due to unauthorised use
- Any damage due to war or nuclear activities
- Electrical and mechanical breakdown.