Care Health Insurance

Care Health Insurance - Heart Valve Replacement/Repair Cover starting at Rs. 271

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium starts Rs. 271

    Coverage up to Rs. 3 lakh, premium starts Rs. 271

    Get coverage up to the sum insured for the hospitalisation and medical expenses arising from the heart valve replacement or repair treatment.

  • Hospitalisation cover

    Hospitalisation cover

    Covers expenses incurred due to hospitalisation provided the diagnosis is issued by an appropriate specialist consultant.

  • Diagnostic, treatment, and medication cover

    Diagnostic, treatment, and medication cover

    Diagnostic treatment and medication cover will be given only during admissible pre- and post-hospitalisation.

  • Ambulance cover

    Ambulance cover

    Covers expenses for the use of an ambulance up to Rs. 2000.

  • Room rent charges

    Room rent charges

    Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured.

  • Room rent charges

    Room rent charges

    Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy this Heart Valve Replacement/Repair cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18 - 60 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details for Heart Valve Replacement/Repair Cover:

  • Premium of Rs. 271
  • Premium of Rs. 531
  • Premium of Rs. 684
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 271
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 531
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 684
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the inclusions and exclusions under the Heart Valve Replacement/Repair Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Pre-hospitalisation expenses Up to 30 days
Hospitalisation Expenses during hospital treatment
Room rent charges Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured
Post-hospitalisation Up to 60 days
Medications During hospitalisation
Doctor’s fees During hospitalisation
Ambulance cost Up to Rs. 2000
Key exclusions Description
Illness other than specified under policy Any illness other than those specified under this policy
Any pre-existing disease No coverage for pre-existing medical illness
Ailments during waiting period Illnesses detected before 90 days from the purchase of policy

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of the Heart Valve Replacement/repair Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Write to the insurer at and share your policy document

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Heart Valve Replacement Repair Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is a Heart Valve Replacement/repair Cover?

This is a policy by Care Insurance offered by Bajaj Finance. It provides the necessary financial support for all medical expenses associated with a heart valve replacement and repair treatment.

What are the advantages of Heart Valve Replacement/repair Cover?

Suffering any cardiac (heart) disease can be an extremely stressful and money-draining experience. In the case of a heart value replacement, the patients need to undergo a critical surgical procedure to ensure they achieve health blood flow. However, this surgery can be very expensive while also being essential for survival. The Heart Valve Replacement/Repair Cover provides the financial support necessary for patients to seek essential medical treatment for their heart value replacement surgery without compromising their financial interests.

What is the claim process for Heart Valve Replacement/repair Cover?

You can contact the insurer by writing to them at or calling on the toll-free number 1800-102-4488.

What is the coverage under Heart Valve Replacement/repair Cover?

The plan provides coverage for all medical expenses incurred for heart value replacement and repair procedure. This includes ambulance charges, hospitalisation, medication, and doctor’s fees. Also, get treatment charges along with various pre- and post-hospitalisation expenses.

What are the exclusions under Heart Valve Replacement/Repair Cover?

The Heart Valve Replacement/repair Cover does not include coverage for any pre-existing conditions. Also, hospitalisation due to reasons other than heart value-related issues, is also an exclusion. Also, there is a 90-day waiting period from the start of the policy. Other potential exclusions are detailed in the policy document.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage with GROUP CARE 360 UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.