Health Insurance in Delhi

Discover health insurance in Delhi with cashless treatment, wide coverage, and financial protection. Safeguard your health and ensure peace of mind for you and your family.
Get Quote
Check Health Insurance Plans
Get Quote
3 min
13-October-2025

Health concerns in Delhi have seen a significant rise due to various factors, including pollution, lifestyle changes. With its diverse population and fast-paced lifestyle, Delhi faces unique health challenges that underscore the importance of being financially prepared for medical emergencies. Medical insurance serves as a crucial buffer, offering peace of mind and security against unforeseen health issues. Bajaj Finance partnered with leading insurers offers a wide range of health insurance plans. This article provides a thorough understanding of health insurance in Delhi, from statistical health data to essential tips on choosing the suitable policy.

Health statistics of Delhi

Delhi’s health landscape reflects a blend of rising lifestyle-related illnesses and persistent traditional health challenges. Respiratory problems, heart diseases, and diabetes are increasingly common—largely driven by high pollution levels and stress. These factors underscore the importance of having adequate health insurance coverage. Fortunately, with growing digitalisation, purchasing health insurance has become simpler and more accessible. Platforms like Bajaj Finance offer a convenient way to compare and buy health insurance plans from multiple insurers—all in one place. Read on to explore the key features, benefits, and the simple process of buying health insurance online.

What are major health problems in Delhi?

Delhi faces significant health challenges, including severe air pollution, leading to respiratory diseases like asthma and chronic obstructive pulmonary disease (COPD). The city also grapples with a high prevalence of lifestyle-related conditions such as diabetes, hypertension, and cardiovascular diseases. Seasonal outbreaks of vector-borne diseases like dengue and malaria are common. Given these issues, having medical insurance in Delhi is crucial to cover unexpected healthcare expenses and ensure access to quality treatment. Discussed below are a few health problems in Delhi:

  • Cancer: Cancer is a growing concern in Delhi, with rising cases of lung, breast, and oral cancers. Factors like air pollution, smoking, and unhealthy lifestyles contribute to this trend, necessitating regular screenings and advanced treatments.
  • Diabetes: Diabetes is prevalent in Delhi due to sedentary lifestyles, poor diet, and stress. Managing diabetes requires regular monitoring, medication, and lifestyle changes, making it essential to have health insurance that covers ongoing treatment costs.
  • Hypertension: Hypertension is widespread in Delhi, driven by high stress levels, poor dietary habits, and lack of physical activity. This condition increases the risk of heart disease and stroke, requiring continuous monitoring and treatment.
  • Obesity: Obesity rates are climbing in Delhi, leading to a host of health issues such as diabetes, hypertension, and cardiovascular diseases. Sedentary lifestyles and unhealthy eating habits are major contributors to this growing problem.
  • Dengue: Dengue is a recurrent problem in Delhi, especially during the monsoon season. The city experiences regular outbreaks, making it crucial to have health insurance that covers hospitalisation and treatment during these seasonal epidemics.

Why do you need health insurance in Delhi?

The escalating health insurance company in Delhi makes health insurance not just beneficial but essential. Health insurance ensures that medical emergencies do not translate into financial crises, securing your health and savings.

You can also find health insurance agents in Delhi. However, most insurance companies provide health insurance policies online. You can simply go on to their website and look for the health insurance you desire to buy. Besides, you can also visit Bajaj Finance Insurance Mall and explore health insurance policies offered by multiple insurance companies at one place. Compare and buy health insurance based on your budget and requirement.

Given below are a few other major concerns which emphasize on the need to buy health insurance in Delhi:

  • Very poor air quality: Delhi's extremely poor air quality contributes to respiratory issues, asthma, and other chronic lung diseases. Health insurance is essential to cover the frequent medical check-ups, treatments, and hospitalisations needed to manage these conditions effectively.
  • High incidence of lifestyle diseases: The high incidence of lifestyle diseases like diabetes, hypertension, and heart disease in Delhi makes health insurance crucial. It ensures coverage for ongoing treatments, medications, and regular health screenings, protecting against high medical costs.
  • Prevalence of vector-borne diseases: Delhi experiences frequent outbreaks of vector-borne diseases such as dengue and malaria. Health insurance helps cover the cost of hospitalisation and treatment, ensuring timely and affordable care during these seasonal health crises.
  • Rise in medical inflation: The rising cost of healthcare in Delhi due to medical inflation makes health insurance indispensable. Comprehensive coverage helps offset expensive treatments, surgeries, and hospital stays, reducing the financial burden on families.
  • No compromise on treatment: Access to top-tier medical facilities and specialists in Delhi often comes at a high cost. Health insurance ensures that you don't have to compromise on the quality of treatment, providing coverage for advanced procedures and specialised care.

Significance of health insurance in Delhi

Delhi’s fast-paced lifestyle has resulted in higher stress levels and sedentary habits, leading to a surge in health problems such as obesity, diabetes, heart disease, and stroke. In such a scenario, health insurance serves as a vital safety net, providing access to an extensive network of hospitals, clinics, and healthcare specialists. The right plan ensures timely medical care, diagnostic tests, and treatments—without causing financial strain.

Moreover, many comprehensive health insurance policies also include preventive benefits like regular health check-ups and wellness programs, which help promote long-term health and well-being among Delhi’s residents.

Types of health insurance in Delhi

Delhi offers a wide variety of health insurance plans designed to meet the diverse healthcare needs of individuals and families. These policies not only provide financial protection but also ensure access to quality medical care and peace of mind during medical emergencies.

Here’s an overview of the major types of health insurance plans available in Delhi:

  • Individual health insurance: Individual health insurance plans provide coverage for a single person’s medical expenses, including hospitalization, surgeries, treatments, and in some cases, outpatient care. These plans are ideal for working professionals, students, or anyone seeking personalized health coverage tailored to their needs.
  • Family health insurance: Family health insurance policies cover all family members under one plan—typically including the policyholder, spouse, children, and sometimes dependent parents. Such plans ensure that every member of the family has access to quality healthcare without financial strain. They offer a convenient and cost-effective way to manage medical expenses for the entire household.
  • Group health insurance: Star Health Group Health Insurance is among the most preferred health insurance options in Delhi for organizations. These policies are designed to provide affordable healthcare coverage to employees or members under a single plan. They act as a safety net, offering comprehensive benefits at a lower cost compared to individual policies, making them ideal for corporates and small businesses alike.
  • Health insurance for senior citizens: Senior citizen health insurance plans are specifically designed for older adults whose healthcare needs are more frequent and complex. These policies typically offer coverage for age-related illnesses, chronic diseases, and hospitalization expenses. They may also come with higher coverage limits, shorter waiting periods, and pre-existing disease benefits—addressing the unique health concerns of elderly individuals.
  • Critical illness health insurance: Critical illness health insurance provides financial support against severe, life-threatening conditions such as cancer, stroke, heart attack, or kidney failure. Upon diagnosis, these plans offer a lump-sum payout that can be used to cover treatment costs, lifestyle adjustments, or loss of income, ensuring financial stability during tough times.
  • Maternity health insurance: Maternity health insurance plans are crafted to support expectant mothers and newborns. They cover prenatal check-ups, delivery expenses, hospitalization, and postnatal care. Some plans also include vaccination coverage for infants. Star Health is known for offering one of the best health insurance plans in Delhi for families planning pregnancy or expanding their family, ensuring both mother and child receive comprehensive medical care.

Key features and benefits of buying health insurance in Delhi

Health insurance in Delhi offers a range of features and benefits designed to safeguard you and your family’s health as well as your finances:

  • Comprehensive coverage: Protects against major medical expenses, including hospitalisation, pre- and post-hospitalisation charges, surgeries, and day-care procedures.
  • Cashless treatment: Enjoy cashless hospitalisation at a wide network of empanelled hospitals across Delhi, reducing financial stress during emergencies.
  • Tax benefits: Premiums paid are eligible for deductions under Section 80D of the Income Tax Act, helping you save on taxes while securing your health.
  • Add-on covers: Choose optional riders for critical illness, maternity benefits, accidental cover, and OPD expenses for enhanced protection.
  • Coverage for pre-existing diseases: After a defined waiting period, most plans extend coverage for chronic or pre-existing medical conditions.
  • No Claim Bonus (NCB): Receive an increased sum insured or premium discounts for every claim-free year, rewarding you for staying healthy.
  • Free annual health check-ups: Many insurers provide complimentary preventive check-ups to monitor your health regularly.
  • Lifetime renewability: Continue your policy without age restrictions to ensure uninterrupted coverage through all stages of life.
  • Easy online comparison and purchase: Digital platforms like Bajaj Finance make it simple to compare plans from multiple insurers and buy online in just a few clicks.
  • 24x7 customer support and claim assistance: Get round-the-clock help for cashless approvals, claim settlements, and policy queries.
  • Family floater options: Cover your entire family under a single sum insured, ensuring affordable and holistic protection.
  • Coverage for alternative treatments: Some plans also include AYUSH (Ayurveda, Yoga, Unani, Siddha, and Homeopathy) treatments for holistic care.
  • Wellness rewards and benefits: Earn discounts, vouchers, or health points for maintaining a healthy lifestyle or completing fitness goals.

What is covered in health insurance in Delhi?

Health insurance plans in Delhi cover:

  • Hospitalisation costs, such as room charges, doctor's fees, and nursing expenses.
  • Pre-and post-hospitalisation expenses, covering diagnostic tests, consultations, and medications.
  • Daycare procedures that do not require overnight stays in the hospital.
  • Domiciliary treatment, which allows medical care at home for certain conditions.
  • Ambulance charges for emergency transportation to the hospital.
  • Organ donor expenses, including surgery and post-operative care related to organ transplantation.
  • Some policies may also offer coverage for outpatient treatments, maternity care, and specific critical illnesses.

What is not covered in health insurance in Delhi?

Here are some common exclusions of health insurance plans:

  • Pre-existing diseases (with a waiting period)
  • Cosmetic surgeries
  • Self-inflicted injuries or substance abuse
  • Injuries due to participation in adventure sports and activities

Why buy Health Insurance from Star Health Insurance in Delhi

Purchasing health insurance from Star Health Insurance comes with multiple advantages, making it one of the most trusted choices for individuals and families in Delhi. As a leading health insurance provider in India, Star Health is known for its wide coverage options, customer-first approach, and focus on delivering quality healthcare. Here’s why opting for a Star Health Insurance plan in Delhi can be a smart decision:

  • Wide range of plans: Star Health offers an extensive selection of health insurance policies to suit varied healthcare needs. Whether you’re looking for individual, family floater, senior citizen, or specialized plans like critical illness or maternity coverage, there’s a suitable option for every requirement.
  • Comprehensive coverage: The insurer provides holistic protection against a broad range of medical expenses, including hospitalization, treatments, surgeries, and diagnostic tests. With such inclusive coverage, you and your family stay financially protected during medical emergencies.
  • Extensive network of hospitals: Star Health has partnerships with a vast network of hospitals and healthcare facilities across Delhi. This ensures that policyholders can avail cashless treatment at reputed hospitals, minimizing financial stress and enabling timely access to quality care.
  • Flexible customization options: Recognizing that every individual’s healthcare needs are different, Star Health allows policyholders to customize their plans with add-on covers. You can enhance your policy with benefits like personal accident cover, maternity benefits, or daily hospital cash—ensuring protection that fits your lifestyle.
  • Focus on wellness and preventive care: Star Health goes beyond hospitalization coverage by promoting wellness and preventive healthcare. Many plans include regular health check-ups, vaccinations, screenings, and wellness programs—encouraging proactive health management and long-term well-being.
  • Customer-centric services: Renowned for its responsive and efficient service, Star Health provides an easy and transparent policy purchase experience along with smooth claim settlement. Their customer support ensures that help is available whenever you need it.
  • Simple and transparent claim process: With a streamlined claim settlement system, Star Health ensures quick, hassle-free processing during emergencies. The company’s transparent approach helps policyholders receive timely assistance and support when it matters most.
  • Financial protection and peace of mind: Choosing Star Health Insurance means securing yourself and your loved ones against unexpected medical expenses. The company’s reliable coverage, vast hospital network, and emphasis on customer care provide both financial stability and peace of mind.

How to buy health insurance in Delhi?

Purchasing health insurance in Delhi is a straightforward process:

  • Assess your healthcare needs to determine the coverage amount and type of insurance.
  • Compare policies from different insurers online, focusing on features, benefits, premiums, and exclusions.
  • Check the insurer’s network of hospitals in Delhi for ease of cashless treatment.
  • Read the policy terms carefully before making a decision.

To buy health insurance plans through Bajaj Finance Insurance Mall, follow the below guide.

A step-by-step guide to buying health insurance online from Bajaj Finance

Here are the steps to buy health insurance in Delhi through Bajaj Finance Insurance Mall.

  • Step 1: Click on ‘Get Quote’ to open our online application form.
  • Step 2: Fill in the application form with some basic details of the insured/proposer. Fill in the name, gender, mobile number, date of birth, and residential PIN code.
  • Step 3: Now click on ‘Get Quote’ to proceed.
  • Step 4: From the list of policies shown, choose any comprehensive health insurance by clicking on ‘Buy Now’.
  • Step 5: Select the policy term and premium amount.
  • Step 6: Enter your email ID and check if all personal details shown are correct. Click on ‘Next’ to proceed.
  • Step 7: Enter some additional details, such as height, weight, nationality, marital status, address, and nominee details (if applicable).
  • Step 8: Answer a few questions about your health and lifestyle by clicking the relevant checkboxes. Click on the ‘Next’ button to proceed.
  • Step 9: Verify if the previously filled details are correct and click on the ‘Proceed’ button to visit the payment page.
  • Step 10: Make the payment through net banking, UPI, debit, or credit card to buy the policy.

 

Pro Tip

Avail hospitalisation and treatment benefits with health insurance plans starting at just Rs. 15*/day.

health-insurance-banner

How to claim health insurance in Delhi?

When it comes to claiming health insurance, there are two main ways to do it:

Cashless claims:

  • Give your insurer a heads-up in advance if you are going to be hospitalised. You need to notify the insurers at a specified time stated in your policy for planned or emergency hospitalisation.
  • Choose a network hospital of the insurer for the treatment.
  • You only need to fill a pre-authorised form at the hospital insurance desk or download online from the insurer’s official website. Show your ID proof and health card, if any, at the hospital insurance desk.
  • The hospital will contact the insurer for the rest of the formalities.
  • The insurer will verify the claim documents and give the go-ahead for cashless treatment directly to the hospital. The insurer will settle bills directly with the network hospital.

Reimbursement claims:

  • If you choose to get treated at your preferred hospital, in such a case, you can claim for medical reimbursement.
  • Pay the bill for your medical expenses and keep all your receipts and reports carefully.
  • Inform your insurer about the treatment and costs you have incurred.
  • Fill out the reimbursement claim form and attach all your original bills and documents.
  • Your insurer will review your claim and give the nod for reimbursement according to your policy.
  • Once approved, your insurer will refund you for the eligible expenses.

The importance of renewing your health insurance policy in Delhi

Renewing your health insurance policy in Delhi is crucial for ensuring continuous access to quality healthcare while protecting your finances. In a bustling metropolis with rising medical costs and diverse healthcare needs, timely policy renewal provides peace of mind and uninterrupted coverage. Here’s why renewing your health insurance is essential:

  • Ensure uninterrupted coverage: Continuous protection allows immediate access to medical care without financial strain.
  • Adapt to changing healthcare needs: Update your policy to reflect lifestyle changes, growing families, or advancing age.
  • Protect against rising medical costs: Renewing shields you from Delhi’s increasing healthcare expenses.
  • Access preventive care: Continue availing regular check-ups, screenings, and vaccinations for overall well-being.
  • Address city-specific health risks: Choose coverage for pollution-related ailments and lifestyle diseases common in Delhi.
  • Utilize No Claim Bonus (NCB): Benefit from increased coverage or reduced premiums if no claims were made.
  • Safeguard your family’s finances: Renewed policies ensure your family is protected during emergencies.
  • Gain peace of mind: Be assured that you’re prepared for medical contingencies in a fast-paced city.

How to renew your health insurance policy in Delhi

Renewing your health insurance is a straightforward process that guarantees uninterrupted coverage and continued financial protection. Follow these steps:

  • Policy renewal reminder – Insurers typically send reminders well before your policy expires. Use these prompts to initiate renewal on time.
  • Review policy details – Check your current coverage, benefits, and any changes in your healthcare needs to decide if adjustments are necessary.
  • Contact your insurance provider – Reach out via customer service, official website, or mobile app to begin renewal.
  • Provide Updated Information – Share any changes in health status, family composition, or contact details to keep your policy accurate.
  • Pay renewal premium – Complete payment through online platforms, net banking, cards, or branch methods as instructed by your insurer.
  • Receive renewal confirmation – You will get confirmation via email or physical document after premium payment.
  • Obtain updated policy document – Review your renewed policy document to ensure coverage, terms, and conditions are correct.
  • Keep renewal records – Store copies of your renewed policy and payment receipts for future reference and claims.
  • Grace period – Some insurers offer a grace period post-expiry; however, renewing before expiration is recommended for uninterrupted protection.
  • Utilize No Claim Bonus (NCB) – Ensure any earned NCB is applied, offering higher coverage or reduced premiums in the new term.
  • Compare and assess options – Review other available plans to see if switching could offer better coverage or benefits.
  • Seek professional advice – Insurance agents can help evaluate the best plans based on your healthcare needs and budget.

Factors to remember to choose the best health insurance in Delhi

Here are some factors you must keep in mind to ensure you choose the right health insurance policy.

  • Evaluate the extent of coverage for hospitalisation, surgeries, pre-existing conditions, and critical illnesses.
  • Check the list of insurer's network hospitals for convenient access to cashless treatment.
  • Compare the premiums and deductibles to strike a balance between affordability and coverage benefits.
  • Assess the ease and efficiency of filing claims, including cashless facility availability and reimbursement timelines.
  • Look for add-on benefits like wellness programs, preventive care, and maternity coverage.
  • Check the waiting periods for pre-existing conditions, maternity benefits, and specific treatments.
  • Certain policies offer lifelong renewability. Consider the maximum renewal age.
  • Read the policy exclusions carefully to avoid surprises during claim settlement.
  • Research the insurer's reputation for prompt customer service and claims settlement.

How much health insurance coverage is needed for Delhi residents?

Delhi residents should consider health insurance coverage of at least Rs. 10-20 lakh, given the city's high medical costs and the prevalence of serious health issues like respiratory diseases, lifestyle-related conditions, and seasonal outbreaks. Opting for the best health insurance in Delhi ensures comprehensive coverage for hospitalisation, critical illnesses, and specialised treatments, providing financial security and access to top-quality healthcare facilities without compromising on care.

Health insurance in Delhi for NRIs

Non-Resident Indians (NRIs) often require robust healthcare coverage when visiting or residing in Delhi, due to the city’s diverse health risks and high medical costs. Medical insurance in Delhi for NRIs provides essential coverage for a range of medical needs, including hospitalisation, emergency treatments, and specialist consultations. This ensures NRIs can access quality healthcare services without the financial strain, safeguarding their health during their stay in the city.

Is government health insurance enough to cover medical expenses in Delhi?

Given below is a brief comparison between government health insurance and private health insurance:

Aspect

Government Health Insurance

Other Health Insurance in Delhi

Coverage

Basic coverage; may not cover advanced treatments or specialised care.

Comprehensive coverage including critical illnesses, hospitalisation, and pre/post-hospitalisation care.

Hospital access

Limited network of hospitals.

Access to a wide network of top-tier hospitals and specialists in Delhi.

Out-of-pocket costs

Higher out-of-pocket expenses for uncovered treatments.

Lower out-of-pocket expenses with broad coverage.

Suitability

Suitable for basic healthcare needs.

Ideal for comprehensive healthcare protection and high-cost treatments.

 

Health and prevention tips in Delhi

To maintain good health in Delhi's challenging environment, consider the following:

  • Air quality precautions: Use air purifiers and masks to reduce exposure to pollution.
  • Regular health check-ups: Monitor for respiratory and lifestyle-related conditions.
  • Stay hydrated: Drink clean, filtered water to avoid water-borne diseases.

Choosing the best health insurance in Delhi ensures coverage for regular check-ups and treatments, safeguarding your health.

Conclusion

Health insurance in Delhi is not just a financial tool but a necessity in the face of rising medical costs and health challenges. By carefully evaluating your needs and the available options, you can secure a policy that offers peace of mind and ensures that you and your family are well protected against health uncertainties.

Health Insurance In Other Cities

Health Insurance In Kerala

Health Insurance In Delhi

Health Insurance In Bangalore

Health Insurance In Chennai

Health Insurance In Hyderabad

Health Insurance In Kolkata

Health Insurance In Ahmedabad

Health insurance in Cochin

Health Insurance In Noida

Frequently asked questions

What are the key benefits of health insurance in Delhi?

Health insurance in Delhi offers various benefits, including coverage for hospitalisation expenses, pre-and post-hospitalisation costs, day care procedures, and ambulance charges. It provides financial protection against unexpected medical expenses and ensures access to quality healthcare without straining your finances.

How do I choose the right medical insurance plan in Delhi?

To select the right medical insurance plan in Delhi, consider factors such as coverage scope, network hospitals, premiums, and claim process efficiency. Also, look for additional benefits like wellness programs, waiting periods, renewal age, customer service reputation, and reviews from other policyholders.

What factors should I consider when comparing health insurance companies in Delhi?

When comparing health insurance companies in Delhi, consider coverage comprehensiveness, network hospitals, and premiums. Also, consider the claim settlement ratio, customer service quality, ease of claim process, waiting periods, and policy exclusions.

Are there any exclusions I should be aware of in Delhi health insurance policies?

Yes, some common exclusions in Delhi health insurance policies include pre-existing conditions for a specific waiting period, certain treatments like cosmetic surgeries, alternative therapies, and specific illnesses not covered under the policy. It is essential to thoroughly read the policy documents to understand the exclusions and ensure you are adequately covered.

Can I get cashless treatment with health insurance in Delhi?

Yes, most health insurance plans in Delhi offer cashless treatment at a wide network of empanelled hospitals. This means you can receive medical care without paying upfront, as the insurer directly settles the hospital bills. Cashless facilities are especially helpful during emergencies, making access to quality healthcare faster and more convenient.    

Does health insurance in Delhi cover pre-existing conditions?

Yes, many health insurance policies provide coverage for pre-existing conditions, but usually after a specified waiting period. Once this waiting period is over, treatment for chronic or pre-existing illnesses is included, ensuring comprehensive protection and financial support for ongoing health needs.

Show More Show Less

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

GET THE APP

Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third-party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.