3 min
05-June-2025
Health insurance in India has evolved to accommodate the growing demand for natural, side-effect-free treatments. Today, several plans offer coverage beyond modern medicine, including AYUSH-based therapies such as Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy. These treatments promote long-term healing, especially for chronic and lifestyle disorders. If you prefer a more holistic approach to healthcare, the good news is: your insurance can now support that choice too.
Prefer Ayurveda or Homeopathy for chronic care?Explore health insurance plans that support non-allopathic treatments—compare features, check inclusions, and get an instant quote online.
Tip: You don’t have to rely on reimbursement alone. Some policies now offer cashless claims even at AYUSH facilities—be sure to check before buying.
Coverage up to full sum insured for hospitalisation under AYUSH systems
Access to both in-patient and day-care AYUSH treatments in certain plans
Coverage for pre- and post-hospitalisation costs under AYUSH care
Eligibility for AYUSH cover even without allopathic treatment referral
Simple claims process at registered AYUSH centres and hospitals
Not all plans are the same. Compare health insurance policies that cover AYUSH without restrictions or sub-limits.
Inclusion of AYUSH cover in the base plan or availability as an add-on
Network of AYUSH hospitals for easy access and cashless claims
No sub-limits or caps on AYUSH hospitalisation expenses
Shorter waiting periods for chronic conditions treatable under AYUSH
Clear documentation for AYUSH claims, including certified practitioner prescriptions
Flexibility to switch between allopathic and AYUSH treatments under one plan
Compare plans that blend modern and traditional medicine so you don’t have to choose between the two.
Prefer Ayurveda or Homeopathy for chronic care?Explore health insurance plans that support non-allopathic treatments—compare features, check inclusions, and get an instant quote online.
What are non allopathic treatments covered by health insurance?
Non-allopathic or AYUSH treatments covered by insurance include:- Ayurveda – Traditional detox and rejuvenation therapies using herbal compounds
- Yoga & naturopathy – Therapeutic yoga, natural diets, and lifestyle corrections
- Unani – Holistic treatment using herbal and animal-origin remedies
- Siddha – Ancient South Indian system using minerals, metals, and herbs
- Homeopathy – Long-term healing through personalized medicine and no side effects
Tip: You don’t have to rely on reimbursement alone. Some policies now offer cashless claims even at AYUSH facilities—be sure to check before buying.
AYUSH benefits in health insurance plans
Many health insurance plans now include AYUSH coverage either as part of the base plan or as an optional add-on. Key benefits include:Coverage up to full sum insured for hospitalisation under AYUSH systems
Access to both in-patient and day-care AYUSH treatments in certain plans
Coverage for pre- and post-hospitalisation costs under AYUSH care
Eligibility for AYUSH cover even without allopathic treatment referral
Simple claims process at registered AYUSH centres and hospitals
Not all plans are the same. Compare health insurance policies that cover AYUSH without restrictions or sub-limits.
How to choose the best health insurance for non allopathic treatments
To find the right policy that supports your wellness goals, consider:Inclusion of AYUSH cover in the base plan or availability as an add-on
Network of AYUSH hospitals for easy access and cashless claims
No sub-limits or caps on AYUSH hospitalisation expenses
Shorter waiting periods for chronic conditions treatable under AYUSH
Clear documentation for AYUSH claims, including certified practitioner prescriptions
Flexibility to switch between allopathic and AYUSH treatments under one plan
Compare plans that blend modern and traditional medicine so you don’t have to choose between the two.