Dengue fever is a mosquito-borne viral illness caused by the Aedes mosquito, and while it is treatable, the associated diagnostic tests and treatment costs can put a strain on your finances. To avoid such unexpected expenses, having dedicated health insurance for dengue is a smart move. These specialised plans help cover hospitalisation, tests, and other medical costs arising from dengue treatment.
In this article, we’ll take a closer look at what dengue is, including its causes and symptoms, and explain how dengue insurance offers crucial financial protection. We’ll also explore the key benefits, coverage scope, and common exclusions—giving you a complete guide to choosing the right plan for dengue-related medical needs.
What is dengue fever?
Dengue fever is caused by any one of the four dengue viruses transmitted through the bite of an infected Aedes mosquito, primarily Aedes aegypti. Once infected, the virus can cause a range of symptoms that vary from mild to severe. While not usually fatal, untreated dengue can lead to complications such as dengue hemorrhagic fever or dengue shock syndrome, especially in vulnerable individuals.
Common symptoms of dengue fever include:
- High fever (sudden onset, often above 102°F or 39°C)
- Severe headaches, especially behind the eyes
- Muscle and joint pain (often called "breakbone fever")
- Nausea and vomiting
- Skin rash (typically appearing 2–5 days after the fever begins)
- Fatigue and general weakness
- Mild bleeding (nosebleeds, bleeding gums, or easy bruising)
- Swollen glands
If you or a loved one show these signs—especially after recent mosquito exposure—it's important to seek medical attention promptly. While rest and hydration are key, having a health insurance policy that covers vector-borne diseases like dengue can ease the financial burden of diagnostics, hospitalisation, and treatment.