Care Health Insurance - End Stage Liver Disease Cover starting at Rs. 271
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 3 lakh, premium starting at Rs. 271
Get coverage up to Rs. 3 lakh for the treatment of end-stage liver disease. This is subject to the availability of proper medical reports and certificates prescribed by a specialist.
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Hospitalisation cover
Covers medical expenses incurred during hospitalisation, and 30 days before and 60 days after hospitalisation.
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Ambulance cover
Covers road ambulance cost up to Rs. 2,000.
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End-to-end online process
You can buy the policy online through our 100% digital process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the End Stage Liver Disease Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 60 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of End Stage Liver Disease Cover:
- Premium of Rs. 271
- Premium of Rs. 531
- Premium of Rs. 684
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 271 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 531 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 684 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the End Stage Liver Disease Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation | Expenses during hospital treatment |
| Pre-hospitalisation expenses | Up to 30 days |
| Post-hospitalisation | Up to 60 days |
| Doctor’s fee and medications | Expenses covered during hospitalisation |
| Ambulance cost | Up to Rs. 2,000 |
| Room rent | Sub-limits on room rent of up to 1% of sum insured. ICU charges up to 2% of sum insured |
| Key exclusions | Description |
|---|---|
| Illness other than specified under policy | Any illness other than those specified under this policy |
| Any Pre-existing disease | No pre-existing medical illness is covered |
| Ailments during waiting period | Illnesses detected before 90 days from the purchase of policy |
| Alcohol and drug abuse | Ailment arising due to alcohol or drug abuse |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Care Health Insurance) to claim the benefits of the End Stage Liver Disease Cover by email or phone:
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Insurer’s email address
Write to the insurer at claims@careinsurance.com and share your policy document
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
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Documents required to claim
To claim the benefits of the End Stage Liver Disease Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
End Stage Liver Disease Cover is a policy by Care Health Insurance offered through Bajaj Finance. It provides the necessary financial support to manage the medical expenses associated with the treatment of end-stage liver disease.
The End Stage Liver Disease Cover gives you coverage against hospitalisation, pre-and post-hospitalisation expenses. It also covers the cost of treatment undertaken for end stage liver disease.
You can contact the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
The policy provides coverage for all medical expenses related to treatment of end stage liver disease. This also includes ambulance costs and hospitalisation expenses.
The policy does not cover the treatment expenses for any pre-existing conditions or illness other than end stage liver diseases. Also, there is no coverage for any liver diseases resulting from the abuse of drugs and alcohol. Check the list of specific exclusions in the policy document.
