3 min
14-May-2025
In India, abortion is a sensitive yet medically regulated process governed by the Medical Termination of Pregnancy (MTP) Act. While there's a common belief that health insurance doesn't cover abortion, many modern health insurance plans do offer financial support—provided the procedure is medically necessary and legally compliant. But how do you know if your plan covers it? What documents are needed? And how do you claim without hassle?
Plans with maternity and women’s health benefits from providers often cover medically advised abortions, along with post-operative care and hospitalisation—ensuring you're protected when it matters most.
Check health insurance plans that covers abortion-related care. Compare benefits and get a quote in seconds.
This guide simplifies how health insurance in India supports abortion-related care, and how to use it smartly, legally, and responsibly.
Plans with maternity and women’s health benefits from providers often cover medically advised abortions, along with post-operative care and hospitalisation—ensuring you're protected when it matters most.
Check health insurance plans that covers abortion-related care. Compare benefits and get a quote in seconds.
This guide simplifies how health insurance in India supports abortion-related care, and how to use it smartly, legally, and responsibly.
Is abortion covered under health insurance in India?
Yes—if done under valid medical and legal grounds, abortion can be covered under your health insurance policy. Most insurers provide coverage when:- The abortion is medically recommended due to health risks to the mother or foetal abnormalities
- The pregnancy is a result of rape or sexual assault, backed by legal documentation
- The procedure is performed within the legal limit (up to 24 weeks) and by a registered medical practitioner under the MTP Act