Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
Coverage up to Rs. 1 lakh, premium Rs. 330
Get up to Rs. 1 lakh sum insured in case of disappearance or unfortunate death of the insured person.
In case of disappearance due to forced landing, stranding, sinking, or wrecking of a common carrier during travel, the legal heir will receive 100% of the sum insured.
Accidental death cover
In case of the insured’sdeath within 12 months of an accident, the legal heir will receive a payout specified in the policy.
End-to-end online process
Buy the policy in just six simple steps online with our paperless process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Disappearance Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Phone number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Here’s a quick look at the policy details of Disappearance Cover:
|Sum insured (in Rs.)||1 lakh|
|Premium including GST (in Rs.)||330|
|Policy tenure||1 year|
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of the Disappearance Cover:
- Key inclusions
- Key exclusions
|Disappearance||Covers cases where the insured’s body cannot be located as per policy terms.|
|Accidental death||Covers accidental injury resulting in death of the insured|
|Suicide||Any intentional act of self-inflicted harm (whether sane or insane)|
|Waiting period||Initial waiting period of 30 days from the purchase of policy|
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Care Health Insurance) to claim the benefits of the Disappearance Cover by email or phone:
Insurer’s email address
Share your policy document and medical reports at firstname.lastname@example.org
Insurer’s toll-free number
You can also call on the toll-free helpline number 1800-102-4488 and claim the benefits.
To claim the benefits of this Pocket Insurance policy, you need to present the following documents:
1. Policy document received at the time of purchasing the policy
2. Missing person’s FIR
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at email@example.com
Frequently asked questions
The Disappearance Cover is an insurance product from Care Health Insurance offered through Bajaj Finance. It that gives financial support to the beneficiaries of the policyholder in the event they cannot be located for up to 365 consecutive days. The reason for disappearance could be due to forced landing, stranding, wrecking of a common carrier during travel.
The Disappearance Cover helps the family members of the insured with financial security. The nominee or legal heir on the policy will receive the sum insured as per the policy in case the insured goes missing for 365 days or his/her demise due to forced landing, stranding, wrecking of a common carrier during travel.
The Disappearance Cover is available for an annual premium of Rs. 330 for Rs. 1 lakh cover.
You can reach out to the insurer by writing to them via email at firstname.lastname@example.org or calling on the toll-free number 1800-102-4488.
Any Indian citizen who is 18 years or more in age can apply for the Disappearance Cover, provided they are existing customers of Bajaj Finance.
Expiry Date means the date on which this a particular policy expires as specified in the Policy Schedule.
Premium shall have to be paid in Indian Rupees and made in favour of the insurer.
Out-patient means a patient who undergoes treatment at the Out-patient Department (OPD).
Certificate of Insurance
The document issued by the insurer confirming the policy purchase and the financial protection that it provides.