Care Health Insurance

Care Health Insurance - Disappearance Cover at Rs. 330

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 1 lakh, premium Rs. 330

    Coverage up to Rs. 1 lakh, premium Rs. 330

    Get up to Rs. 1 lakh sum insured in case of disappearance or unfortunate death of the insured person.

  • Disappearance cover

    Disappearance cover

    In case of disappearance due to forced landing, stranding, sinking, or wrecking of a common carrier during travel, the legal heir receives a disappearance benefit.

  • Accidental death cover

    Accidental death cover

    In case of the insured’s death within 12 months of an accident, the legal heir will receive a payout specified in the policy.

  • End-to-end online process

    End-to-end online process

    Buy the policy in just six simple steps online with our paperless process.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Disappearance Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18 - 60 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Disappearance Cover:

Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 330
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of the Disappearance Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Disappearance Covers cases where the insured’s body cannot be located as per policy terms
Accidental death Covers accidental injury resulting in death of the insured. 100% of sum insured
Key exclusions Description
Suicide Any intentional act of self-inflicted harm (whether sane or insane)
Waiting period Initial waiting period of 30 days from the purchase of policy

How to claim

You can contact the insurers (Care Health Insurance) to claim the benefits of the Disappearance Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number 1800-102-4488 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of the Disappearance Cover, you need to present the following documents:
    1. Policy document received at the time of purchasing the policy.
    2. Missing person’s FIR

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is the Disappearance Cover?

The Disappearance Cover is an insurance product from Care Health Insurance offered through Bajaj Finance. It that gives financial support to the beneficiaries of the policyholder in the event they cannot be located for up to 365 consecutive days. The reason for disappearance could be due to forced landing, stranding, wrecking of a common carrier during travel.

What are the benefits of Disappearance Cover?

The Disappearance Cover helps the family members of the insured with financial security. The nominee or legal heir on the policy will receive the sum insured as per the policy in case the insured goes missing for 365 days or his/her demise due to forced landing, stranding, wrecking of a common carrier during travel.

What is the premium of the Disappearance Cover?

The Disappearance Cover is available for an annual premium of Rs. 330 for Rs. 1 lakh cover.

What is the claim process for Disappearance Cover?

You can contact the insurer by writing to them via email at or calling on the toll-free number 1800-102-4488.

Who is eligible to apply for the Disappearance Cover?

Any Indian citizen who is 18 years or more in age can apply for the Disappearance Cover, provided they are existing customers of Bajaj Finance.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.