Care Health Insurance

Care Health Insurance - Coronary Artery Bypass Graft-Indemnity starts at Rs. 271

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium starts at Rs. 271

    Coverage up to Rs. 3 lakh, premium starts at Rs. 271

    Get coverage against expenses incurred for hospitalisation due to coronary artery bypass surgery treatment, with premiums starting as low as Rs. 271.

  • Pre and post-hospitalisation coverage

    Pre and post-hospitalisation coverage

    Covers expenses incurred due to hospitalisation, up to 30 days of pre-hospitalisation and up to 60 days of post-hospitalisation.

  • Diagnostic, treatment, and medication cover

    Diagnostic, treatment, and medication cover

    Cover expenses for hospital room rent, ICU, transfusion, doctor fees (during & after hospitalisation), medicines, and tests.

  • Ambulance cover

    Ambulance cover

    Covers up to Rs. 2,000 for the ambulance expenses.

  • Room rent charge

    Room rent charge

    Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Coronary Artery Bypass Graft Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  •  Nationality: Indian 
  •  Age: 18 - 60 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Coronary Artery Bypass Graft Cover:

  • Premium of Rs. 271
  • Premium of Rs. 531
  • Premium of Rs. 684
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 271
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 531
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 684
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Coronary Artery Bypass Graft Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Pre-hospitalisation expenses Covers pre-hospitalisation expenses up to 30 days
Post-hospitalisation expenses Covers post-hospitalisation expenses up to 60 days
Treatment charges Expenses for medication, doctor’s fees, room rent, and other treatment incurred during hospitalisation
Room rent charges Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured
Key exclusions Description
Any pre-existing disease No coverage for pre-existing medical illness
Ailments during the waiting period Illnesses detected before 90 days from the purchase of the policy
Other heart issues Angioplasty and/or any other intra-arterial procedures

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of the Coronary Artery Bypass Graft Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at claims@careinsurance.com

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of the Coronary Artery Bypass Graft Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in

Frequently asked questions

What is a Coronary Artery Bypass Graft Cover?

Coronary Artery Bypass Graft Cover is a Pocket Insurance product offered by Care Health Insurance that provides financial support for all medical expenses associated with its treatment.

What are the benefits of a Coronary Artery Bypass Graft Cover?

Underdoing any major surgery can be an expensive ordeal. In the case of a carotid artery bypass graft, this can be a life-or-death issue. The Coronary Artery Bypass Graft Cover provides the financial support necessary during this critical period to protect your financial interests and provide peace of mind.

What is the claim process for a Coronary Artery Bypass Graft Cover?

You can contact the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.

What is the coverage under Coronary Artery Bypass Graft Cover?

Coronary Artery Bypass Graft Cover provides coverage for all medical expenses incurred for carotid artery surgery-related treatment, including ambulance, hospitalisation, medication, doctor’s fees, and other treatment charges, along with various pre- and post-hospitalisation expenses.

How to renew the Coronary Artery Bypass Graft – Indemnity policy?

To keep enjoying the benefits of this policy, you need to re purchase the plan after your previous policy tenure of one year is completed.

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Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.