Care Health Insurance

Care Health Insurance – Communicable Disease Cover-Indemnity starting at Rs. 663

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, annual premium starts at Rs. 663

    Coverage up to Rs. 3 lakh, annual premium starts at Rs. 663

    Get cover against medical expenses arising out of treatment and hospitalisation for communicable diseases (Infectious water-borne diseases).

  • Treatment charges coverage

    Treatment charges coverage

    The policy provides coverage for communicable diseases related medical expenses. This includes hospitalisation, diagnostic tests, treatment costs, medication costs, and doctor’s fees.

  • Coverage for doctor fees and medication

    Coverage for doctor fees and medication

    Covers doctors’ fees and medication charges incurred for the treatment of communicable diseases specified under the policy.

  • Pre- and post-hospitalisation expenses cover

    Pre- and post-hospitalisation expenses cover

    Covers pre- and post-hospitalisation expenses incurred up to 30 days and 60 days respectively.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Communicable Disease Cover-Indemnity. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18 - 60 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Communicable Disease Cover:

  • Premium of Rs. 663
  • Premium of Rs. 930
  • Premium of Rs. 1,152
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 663
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 930
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 1,152
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Communicable Disease Cover-Indemnity:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation Expenses during hospital treatment up to sum insured
Diagnostic tests During specified pre-hospitalisation and hospitalisation period
Medications Related to hospitalisation
Doctor’s fees During and post-hospitalisation
Treatment costs Includes room rent, ICU, tests, and transfusions
Ambulance costs Cover for cost of ambulance charges up to Rs. 2,000
Room rent charges Sub-limits on room rent up to 1% of the sum insured. Also, for ICU charges, sub-limits up to 2% of sum insured

Given below is the list of diseases for which you can get coverage under this policy:
• Amoebiasis
• Giardiasis
• Cholera
• E. coli Infection
• Dysentery
• Leptospirosis
• Salmonellosis
• Typhoid fever
• Hepatitis A and E
• Acute gastrointestinal illness

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Key exclusions Description
Any pre-existing disease No pre-existing illness
Illness other than specified under policy Any illness other than those specified under this policy
Ailments during waiting period Illnesses detected before 90 days from the purchase of policy

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of the Communicable Disease Cover-Indemnity by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Communicable Disease Cover-Indemnity, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Communicable Disease Cover-Indemnity?

Communicable Disease Cover-Indemnity is an insurance product from Care Insurance offered through Bajaj Finance. It provides financial support for medical expenses associated with the treatment of communicable diseases.

What are the benefits of Communicable Disease Cover-Indemnity?

The Communicable Disease Cover provides financial support necessary for all medical expenses under any of the mentioned illnesses.

What is the claim process for Communicable Disease Cover-Indemnity?

You can contact the insurer by writing to them at or calling on the toll-free number 1800-102-4488.

What is the coverage under Communicable Disease Cover-Indemnity?

Communicable Disease Cover-Indemnity protects against the medical costs arising from communicable disease treatment. The policy provides coverage for hospitalisation and treatment costs. Apart from this, get coverage for medications, room rent, ICU charges, doctor’s fees, transfusions, and diagnostic tests.

Are ambulance expenses also covered under this policy?

Yes, you get coverage for road ambulance expenses of up to Rs. 2,000 with this policy.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage with GROUPCARE 360- UIN: RHIHLGP20126V011920 .Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.