Care Health Insurance – Communicable Disease Cover-Indemnity starting at Rs. 663
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
-
Coverage up to Rs. 3 lakh, annual premium starts at Rs. 663
Get cover against medical expenses arising out of treatment and hospitalisation for communicable diseases (Infectious water-borne diseases).
-
Treatment charges covered
The policy provides coverage for communicable diseases related medical expenses, which include hospitalisation, diagnostic tests, treatment costs, medication costs, and doctor’s fees.
-
Doctor fees and medication covered
Covers doctors’ fees and medication charges incurred for the treatment of communicable diseases specified under the policy.
-
Pre and post-hospitalisation expenses covered
Covers pre- and post-hospitalisation expenses incurred up to 30 days and 60 days respectively.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Communicable Disease Cover-Indemnity. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
-
Step 1
Click on the ‘Buy Now’ button on this page.
-
Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
-
Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
-
Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
-
Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
-
Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Policy details
Here’s a quick look at the policy details of Communicable Disease Cover:
- Premium of Rs. 663
- Premium of Rs. 930
- Premium of Rs. 1,152
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 663 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 930 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 1,152 |
| Policy tenure | 1 year |
Key Policy inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Communicable Disease Cover-Indemnity:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation | Expenses during hospital treatment up to sum insured |
| Diagnostic tests | During specified pre-hospitalisation and hospitalisation period |
| Medications | Related to hospitalisation |
| Doctor’s fees | During and post-hospitalisation |
| Treatment costs | Includes room rent, ICU, tests, and transfusions |
| Ambulance costs | Cover for cost of ambulance charges up to Rs. 2,000 |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing illness |
| Illness other than specified under policy | Any illness other than those specified under this policy |
| Ailments during waiting period | Illnesses detected before 90 days from the purchase of policy |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Care Health Insurance) to claim the benefits of the Communicable Disease Cover-Indemnity by email or phone:
-
-
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
-
Documents required to claim
To claim the benefits of Communicable Disease Cover-Indemnity, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Communicable Disease Cover-Indemnity is an insurance product from Care Insurance offered through Bajaj Finance that provides financial support for medical expenses associated with the treatment of communicable diseases.
Undergoing any medical treatment can be an expensive ordeal. In the case of communicable diseases, it can be a stressful and sudden experience, which can result in a life-or-death outcome. The Communicable Disease Cover-Indemnity provides the financial support necessary for all medical expenses to protect your financial interests.
You can reach out to the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
Communicable Disease Cover-Indemnity protects against the medical costs arising from communicable disease treatment, including hospitalisation, treatment costs, medications, room rent, ICU room charges, doctor’s fees, transfusions, and diagnostic tests.
Yes, road ambulance expenses of up to Rs. 2,000 are covered under this policy.