Care Health Insurance

Care Health Insurance - Balloon Valvotomy/Valvuloplasty-Indemnity Cover starting at Rs. 271

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium Rs. 271

    Coverage up to Rs. 3 lakh, premium Rs. 271

    You can choose your plan from three premium slabs: Coverage of Rs. 3 lakh at Rs. 684, Rs. 2 lakh at Rs. 531 and Rs. 1 lakh at Rs. 271.

  • Hospitalisation expenses cover

    Hospitalisation expenses cover

    Get coverage up to the chosen sum insured for medical expenses incurred during hospitalisation, and from 30 days before and up to 60 days after hospitalisation.

  • Diagnostic tests covered

    Diagnostic tests covered

    Get coverage for diagnostic tests prescribed 30 days prior to hospitalisation and during hospitalisation period.

  • Medical-related coverage

    Medical-related coverage

    Along with treatment charges, get coverage for hospital room rent, ICU, blood transfusion, doctor’s fees during and after hospitalisation, medicines, and tests.

  • Ambulance charges covered

    Ambulance charges covered

    Get up to Rs. 2,000 reimbursed for transport cost.

  • End-to-end online process

    End-to-end online process

    Buy the plan online without any hassle in just a few steps.

  • No documents are required to buy the policy

    No documents are required to buy the policy

    When buying the Balloon Valvotomy /Valvuloplasty-Indemnity cover, you do not need to present any documents at the time of making the purchase.

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Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Balloon Valvotomy/Valvuloplasty - Indemnity Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Existing Bajaj Finance customers only
  • Nationality: Indian 
  • Age: 18 - 60 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Balloon Valvotomy/Valvuloplasty - Indemnity Cover:

  • Premium of Rs. 271
  • Premium of Rs. 531
  • Premium of Rs. 684
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 271
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 531
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 684
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Balloon Valvotomy /Valvuloplasty - Indemnity Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation Expenses during, before, and after hospital treatment up to sum insured
Diagnostic tests During the specified pre-hospitalisation and hospitalisation period
Medications Related to hospitalisation
Doctor’s fees During pre-, and post-hospitalisation
Ambulance costs Cover for cost of ambulance charges as per policy terms
Room rent charges Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured
Key exclusions Description
Any pre-existing disease No coverage for pre-existing medical illness
Illness other than specified under policy Any illness other than those specified under this policy
Ailments during waiting period Illnesses detected within 90 days from the purchase of the policy

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of the Balloon Valvotomy/Valvuloplasty - Indemnity Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Balloon Valvotomy/Valvuloplasty -Indemnity cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What are the benefits offered under the Balloon Valvotomy/Valvuloplasty - Indemnity Cover?

Balloon Valvotomy/Valvuloplasty - Indemnity Cover offers coverage for medical expenses incurred during hospitalisation, pre- and post-hospitalisation, and ambulance charges. It enables you to seek quality treatment without worrying about the funds.

How many days of coverage do we get under pre- and post-hospitalisation?

You can avail of the coverage against medical expenses for 30 days before hospitalisation and 60 days after hospitalisation.

What is the claim process for Balloon Valvotomy/Valvuloplasty - Indemnity Cover?

You can contact the insurer by writing to them at or calling on the toll-free number 1800-102-4488.

What is the sum insured under the plan?

The plan comes in three variants:
1. Sum insured of up to Rs. 3 lakh at Rs. 684
2. Sum insured of up to Rs. 2 lakh at Rs. 531
3. Sum insured of up to Rs. 1 lakh at Rs. 271

What is the waiting period to avail of the benefits offered under the plan?

There is a waiting period of 90 days from the purchase date. Before this period, no claims will be accepted against any medical expenses.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.