Care Health Insurance - Balloon Valvotomy/Valvuloplasty-Indemnity Cover starting at Rs. 271
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 3 lakh, premium Rs. 271
You can choose your plan from three premium slabs: Coverage of Rs. 3 lakh at Rs. 684, Rs. 2 lakh at Rs. 531 and Rs. 1 lakh at Rs. 271.
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Hospitalisation expenses cover
Get coverage up to the chosen sum insured for medical expenses incurred during hospitalisation, and from 30 days before and up to 60 days after hospitalisation.
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Diagnostic tests covered
Get coverage for diagnostic tests prescribed 30 days prior to hospitalisation and during hospitalisation period.
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Medical-related coverage
Along with treatment charges, get coverage for hospital room rent, ICU, blood transfusion, doctor’s fees during and after hospitalisation, medicines and tests.
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Ambulance charges covered
Get up to Rs. 2,000 reimbursed for transport cost.
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End-to-end online process
Buy the plan online without any hassle in just a few steps.
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No documents are required to buy the policy
When buying the Balloon Valvotomy /Valvuloplasty-Indemnity cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Balloon Valvotomy/Valvuloplasty - Indemnity Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Existing Bajaj Finance customers only
- Nationality: Indian
- Age: 18+ years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Policy details
Here’s a quick look at the policy details of Balloon Valvotomy/Valvuloplasty - Indemnity Cover:
- Premium of Rs. 271
- Premium of Rs. 531
- Premium of Rs. 684
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 271 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 531 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 684 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Balloon Valvotomy /Valvuloplasty - Indemnity Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation | Expenses during, before, and after hospital treatment up to sum insured |
| Diagnostic tests | During the specified pre-hospitalisation and hospitalisation period |
| Medications | Related to hospitalisation |
| Doctor’s fees | During, pre-, and post-hospitalisation |
| Treatment costs | Includes room rent, ICU, tests, and transfusions |
| Ambulance costs | Cover for cost of ambulance charges as per policy terms |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness is covered |
| Illness other than specified under policy | Any illness other than those specified under this policy are not covered |
| Ailments during waiting period | Illnesses detected within 90 days from the purchase of the policy |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Care Health Insurance) to claim the benefits of the Balloon Valvotomy/Valvuloplasty - Indemnity Cover by email or phone:
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
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Documents required to claim
To claim the benefits of Balloon Valvotomy/Valvuloplasty -Indemnity Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Balloon Valvotomy/Valvuloplasty - Indemnity Cover offers coverage for medical expenses incurred during hospitalisation, pre- and post-hospitalisation, diagnostic tests, treatments and ambulance charges. It enables you to seek quality treatment without worrying about the funds.
You can avail of the coverage against medical expenses for 30 days before hospitalisation and 60 days after hospitalisation.
You can reach out to the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
There are three premium slabs from which you can choose to avail of the adequate coverage as per your requirement. Get coverage of Rs. 3 lakh at Rs. 684, Rs. 2 lakh at Rs. 531 and Rs. 1 lakh at Rs. 271.
There is a waiting period of 90 days from the purchase date. Before this period, no claims will be accepted against any medical expenses.