Care Health Insurance – Animal Bite Cover – Indemnity starts at Rs. 165
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 2 lakh, premium starts at Rs. 165
Get cover against medical expenses arising out of treatment and hospitalisation for an animal bite.
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Medical cover
The policy provides for animal bite-related medical expenses, which include hospitalisation, medication costs, and doctor’s fees.
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Accidental death benefit
In case of the death of the policyholder, the nominee will receive an accidental death benefit of Rs. 10,000.
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Pre- and post-hospitalisation coverage
Covers medical expenses for in-patient care, pre (30 days) and post (60 days) hospitalisation.
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End-to-end online
About five minutes is all it would take to complete six simple steps and get your policy online.
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No documents are required to buy the policy
When buying the Animal Bite Cover – Indemnity, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Animal Bite Cover - Indemnity. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
Documents required
No documents are required to buy the policy.
You only need to provide the following details during purchase:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Policy details
Here’s a quick look at the policy details of Animal Bite Cover - Indemnity:
- Premium of Rs. 165
- Premium of Rs. 307
- Premium of Rs. 425
Policy details | Description |
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Sum insured (in Rs.) | 50,000 |
Premium including GST (in Rs.) | 165 |
Policy tenure | 1 year |
Policy details | Description |
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Sum insured (in Rs.) | 1 lakh |
Premium including GST (in Rs.) | 307 |
Policy tenure | 1 year |
Policy details | Description |
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Sum insured (in Rs.) | 2 lakh |
Premium including GST (in Rs.) | 425 |
Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Animal Bite Cover - Indemnity:
- Key inclusions
- Key exclusions
Key inclusions | Description |
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Accidental death | Get Accidental death benefit of 100% of sum insured as under the policy terms |
Hospitalisation | Expenses during hospital treatment up to the sum insured |
Diagnostic tests | Tests conducted during hospitalisation to diagnose any medical condition |
Medications | Medicines prescribed during hospitalisation |
Doctor’s fees | Doctor consultation paid during hospitalisation |
Treatment costs | Includes room rent, ICU, tests, and transfusions |
Key exclusions | Description |
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Any pre-existing disease | No pre-existing medical illness is covered |
Illness other than specified under policy | Any illness other than those specified under this policy |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Care Health Insurance) to claim the benefits of the Animal Bite Cover - Indemnity by email or phone:
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
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Documents required to claim
To claim the benefits of Animal Bite Cover - Indemnity, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
The nominee is eligible to get sum insured of Rs. 10,000 in case of the insured’s accidental death due to an animal bite.
The policy is available in three variants:
1. Premium of Rs. 165 for a sum insured of up to Rs. 50,000
2. Premium of Rs. 307 for a sum insured of up to Rs. 1 lakh
3. Premium of Rs. 425 for a sum insured of up to Rs. 2 lakh
Hospitalisation expenses incurred for any illness other than animal bite and pre-existing diseases are the key exclusions under this policy.
Undergoing any medical treatment can be an expensive ordeal. In the case of animal bite, it can be a stressful and sudden experience, which can result in a life-or-death outcome. The Animal Bite Cover provides the financial support necessary for all medical expenses to protect your financial interests.
You can reach out to the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.