Care Health Insurance – Animal Bite Cover – Indemnity starts at Rs. 165

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 2 lakh, premium starts at Rs. 165

    Get cover against medical expenses arising out of treatment and hospitalisation for an animal bite.

  • Medical cover

    The policy provides for animal bite-related medical expenses, which include hospitalisation, medication costs, and doctor’s fees.

  • Accidental death benefit

    In case of the death of the policyholder, the nominee will receive an accidental death benefit of Rs. 10,000.

  • Pre- and post-hospitalisation coverage

    Pre- and post-hospitalisation coverage

    Covers medical expenses for in-patient care, pre (30 days) and post (60 days) hospitalisation.

  • End-to-end online

    About five minutes is all it would take to complete six simple steps and get your policy online.

  • No documents are required to buy the policy

    When buying the Animal Bite Cover – Indemnity, you do not need to present any documents at the time of making the purchase.

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Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Animal Bite Cover - Indemnity. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 18+ years

Documents required

No documents are required to buy the policy.
You only need to provide the following details during purchase:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.

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Policy details

Here’s a quick look at the policy details of Animal Bite Cover - Indemnity:

  • Premium of Rs. 165
  • Premium of Rs. 307
  • Premium of Rs. 425
Policy details Description
Sum insured (in Rs.) 50,000
Premium including GST (in Rs.) 165
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 307
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 425
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Animal Bite Cover - Indemnity:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Accidental death Get Accidental death benefit of 100% of sum insured as under the policy terms
Hospitalisation Expenses during hospital treatment up to the sum insured
Diagnostic tests Tests conducted during hospitalisation to diagnose any medical condition
Medications Medicines prescribed during hospitalisation
Doctor’s fees Doctor consultation paid during hospitalisation
Treatment costs Includes room rent, ICU, tests, and transfusions
Key exclusions Description
Any pre-existing disease No pre-existing medical illness is covered
Illness other than specified under policy Any illness other than those specified under this policy

How to claim

You can reach out to the insurer (Care Health Insurance) to claim the benefits of the Animal Bite Cover - Indemnity by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at claims@careinsurance.com

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Animal Bite Cover - Indemnity, you need to present the following documents:

    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in

Frequently asked questions

What is the accidental death coverage provided under the Animal Bite Cover - Indemnity?

The nominee is eligible to get sum insured of Rs. 10,000 in case of the insured’s accidental death due to an animal bite.

What is the premium for the Animal Bite Cover – Indemnity?

The policy is available in three variants:
1. Premium of Rs. 165 for a sum insured of up to Rs. 50,000
2. Premium of Rs. 307 for a sum insured of up to Rs. 1 lakh
3. Premium of Rs. 425 for a sum insured of up to Rs. 2 lakh

What benefits are not included under this policy?

Hospitalisation expenses incurred for any illness other than animal bite and pre-existing diseases are the key exclusions under this policy.

What are the benefits of Animal Bite Cover - Indemnity?

Undergoing any medical treatment can be an expensive ordeal. In the case of animal bite, it can be a stressful and sudden experience, which can result in a life-or-death outcome. The Animal Bite Cover provides the financial support necessary for all medical expenses to protect your financial interests.

What is the claim process for Animal Bite Cover - Indemnity?

You can reach out to the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.

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Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage with GROUPCARE 360- UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.